I am a very particle person and a firm believer of current earning. Until recently where I attend a course on trading in US Market, I realized that majority of US Market valuation is based on Growth rather than current earning. At first it is hard to accept, after I do a self review on my past investment and reading Mr Koon Blog. I am slowly changing my approach. Hope it will improve my Investment Return.

I do used share margin to buy stocks. I believe it have different impact on different type of character. I can only share my experience. Beginning of 2013, when I know the election factor is causing uncertainty. I systematically reduce my share margin to zero before Election. Even after election over, the stocks shoot up. I did not regret as I know what am I doing. After small crisis at end of 2013, I try to buy stocks using share margin slowly. Share Margin is like water, it can float the boat, at the same time can sink the boat. Its all up to you.

Finally, I Thanks Mr Koon for selfless sharing on his Investment.