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2015-09-15 12:17 | Report Abuse
Investment - Gold
黄金投资
有人问我,黄金可以投资吗?黄金可以买来收吗等等。。。
几年前,我的答案是我不会买黄金来投资,但我给不出一个很好的理由。但当我多看和多读有关于投资的书籍后,知识也有所提升了一点点。。。我终于有比较靠谱的理由了!
我的理由很简单
1。黄金只不过是众多矿物质里的其中一种,黄金的价值在于它的物质稳定和有限的产量。但假设有一天,一个蕴藏着5千万公吨的黄金矿被发现于被开发的话,黄金的价值肯定会受到影响的。这道理和石油价的起落有着同一个道理。
2。黄金投资-要投资实体黄金还是纸黄金呢?纸黄金的话就要特别小心,因为你所拥有和购买的照道理来说只是一张纸,是有很大的风险的。而实体黄金呢,你就要把它收在安全的地方比如保险箱,不要忘记,保险箱的租金是部便宜的,再你还没开始赚钱时你就要先花钱保障黄金的安全。
3。黄金是不会在等待的期间给你任何回筹的。 你把钱放在定期还会给你最少3%的利息。。
4。黄金投资的真实回筹其实不高,以25年的平均回筹才平均一年8%,但如果你在5年前买进黄金的话这5年你是亏钱的!
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Someone will ask me: is it good to invest in gold or buy gold to keep?
Few years back I will say no but I cannot come out with better explanation, but now days after more reading I can come out with better fact to support my comment.
My reason is simple:
1. Gold is just one another type of mineral, other type of minerals are such as copper, iron, silver, diamond etc etc etc.....gold is mined from the ground as well, if one fine day a mega gold mine is to be discovered say 50 million to of deposit is discovered, what will happened to our gold price? Just look at our oil price and you can imagine that.
2. To buy gold, paper gold or real gold? If paper gold, how reliable will be the dealer? Can it be the Geneva case? If physical gold, then we have to pay for the gold safe keeping in safe box. Instead of generating money, you are paying to safe keep it.
3. Gold do not generate income during the waiting time, at least in FD they give you 3% during your waiting time.
4. In fact if we study the gold price trend properly, the gold price is actually raising according to inflation rate and is compound increment is merely average 8% growth per year for the pass 25 years and eventually you are losing money if you bought it 5 years ago!
http://fortune-piggy.blogspot.my/2015/09/investment-gold-someone-will-ask-me-is.html
2015-09-15 12:12 | Report Abuse
http://fortune-piggy.blogspot.my/2015/09/thought-of-day-rm20billion-200.html
Yesterday, our prime minister announced that Government will pump in RM20billion (USD4.65bil) into share market through reactivation of ValueCap Sdn Bhd.
Just to recap, ValueCap is a joint holding company held at equal share by 3 major GLC fund, namely Khazanah, KWP & Permodalan Nasional (each holding at 33.33%). Hence, each of the above will inject RM6.67bil each into ValueCap and to support the local market. According to PM, ValueCap is to buy into shares that are 'undervalue' from the market.
I just think about the above and come out with some questions:
1. If the share price of a company is undervalued, why investor in the 1st place wanted to sell it and drag the price down futher?
2. If the share price is undervalued, why other investors not buying it but need the support from GLC fund? (I believe if the share price is really under valued, private equity fund manager or rich businessman will sure buy the share for investment or will privatized the company).
Then I also see something not right for the action:
1. If GLC to inject RM20bil to support the market, so the share price will increase as a result of this RM20bil injection and then at the same time, foreign investor will take the opportunity to sell at a higher price. I believe foreign investors will be the 1 laugh till rolling on the ground.
2. Instead of injecting such a huge sum into share market, where only beneficial to those who trading shares and foreign investors only, why not government just use the money to start some ultilities or public civil projects such as constructing better road or better public transportation, or to buy out some highways so that we no longer need to pay toll. I believe this would be better the benefits are share by more people.
I also refer to the similar action applied by China equity market, on 18 Aug, PBOC (China Central Bank) has injected USD$19bil into the equity market, but the sum was not able to hold the falling momentum and later on 25 Aug (a week after the 1st injection) PBOC again injecting USD$23.4bil into the share market. Later on 26 Aug, agin PBOC came out with new regulatory that allowed their pension fund to invest into equity which was forbidden before this and estimated USD$97bil is able to inject into the market. But all the above actions not able to prevent the Shanghai Composite Index from falling. So are the RM20bil injection able to sustain the KLCI?
2015-09-15 11:56 | Report Abuse
http://fortune-piggy.blogspot.my/2015/09/thought-of-day-rm20billion-200.html
Thought of The Day - RM20Billion
浅谈 - 200亿
Yesterday, our prime minister announced that Government will pump in RM20billion (USD4.65bil) into share market through reactivation of ValueCap Sdn Bhd.
Just to recap, ValueCap is a joint holding company held at equal share by 3 major GLC fund, namely Khazanah, KWP & Permodalan Nasional (each holding at 33.33%). Hence, each of the above will inject RM6.67bil each into ValueCap and to support the local market. According to PM, ValueCap is to buy into shares that are 'undervalue' from the market.
I just think about the above and come out with some questions:
1. If the share price of a company is undervalued, why investor in the 1st place wanted to sell it and drag the price down futher?
2. If the share price is undervalued, why other investors not buying it but need the support from GLC fund? (I believe if the share price is really under valued, private equity fund manager or rich businessman will sure buy the share for investment or will privatized the company).
Then I also see something not right for the action:
1. If GLC to inject RM20bil to support the market, so the share price will increase as a result of this RM20bil injection and then at the same time, foreign investor will take the opportunity to sell at a higher price. I believe foreign investors will be the 1 laugh till rolling on the ground.
2. Instead of injecting such a huge sum into share market, where only beneficial to those who trading shares and foreign investors only, why not government just use the money to start some ultilities or public civil projects such as constructing better road or better public transportation, or to buy out some highways so that we no longer need to pay toll. I believe this would be better the benefits are share by more people.
I also refer to the similar action applied by China equity market, on 18 Aug, PBOC (China Central Bank) has injected USD$19bil into the equity market, but the sum was not able to hold the falling momentum and later on 25 Aug (a week after the 1st injection) PBOC again injecting USD$23.4bil into the share market. Later on 26 Aug, agin PBOC came out with new regulatory that allowed their pension fund to invest into equity which was forbidden before this and estimated USD$97bil is able to inject into the market. But all the above actions not able to prevent the Shanghai Composite Index from falling. So are the RM20bil injection able to sustain the KLCI?
2015-07-08 15:27 | Report Abuse
Financial result out, actually the quarter result is declining if after deducted the investment realized gained of disposing PBB share earlier.....(39million one off gain)
2014-05-12 17:31 | Report Abuse
Can anyone please explain what "NON-RENOUNCEABLE RESTRICTED ISSUE OF 206,835,500 NEW ORDINARY SHARES OF RM0.50 EACH IN BOUSTEAD PLANTATIONS BERHAD (“BPB”) (“ISSUE SHARES”) TO ALL SHAREHOLDERS OF BOUSTEAD HOLDINGS BERHAD (“BHB”) (EXCEPT FOR THE EXCLUDED SHAREHOLDERS (AS DEFINED HEREIN)) IN CONJUCTION WITH THE LISTING OF BPB ON THE MAIN MARKET OF BURSA MALAYSIA SECURITIES BERHAD"
means?
2014-03-20 12:11 | Report Abuse
cut loss on wb after reached the -20% mark....
2014-02-11 17:12 | Report Abuse
I remember 4 yrs back FY is telling they have 4b cash for M&A, but now got 9.6b. Net cash increased by 100% in 4yrs time.
Plus 1.6b spent on SBB, net cash in flow around 7b in 4yrs...almost 2b per yr...
In corporate finance, interest payout is consider cost and is tax deductable item, since they receive so much income, of course they will maximise the loan to reduce tax.
2014-02-11 14:56 | Report Abuse
hng33
I thought by mid-2014 broadband will record break even, then the IPP profit can be stand alone....wow....extra 15% profit from IPP, 8% from foreign exchange...23% buta profit....
2014-02-11 14:39 | Report Abuse
85% of YTLP profit from oversea business, RM depreciated 8-10% against USD, Pound and AUS.....the company profit will increase 8-10% even if the profit from oversea business maintained....:P
2014-02-11 14:30 | Report Abuse
Hi all, I am new here and I am holding YTL Power & WB share, hope the price can soar above 2!!!
Stock: [MCEMENT]: MALAYAN CEMENT BERHAD
2018-09-21 17:17 | Report Abuse
Constructing housing condo use little cement.
Main beam and concrete slab only using cement.
Infrastructure or skyscrapers will require more cement.