Many pro here hahaha... Lowest is around 3.2 and that is recession last year and KLCI at 1260...what can worse than last year? Now drop due to bank islam have to comply with BNM rules and hav to distribute the share, which epf got alot of takaful share and epf have to dispose it due to portfolio rebalancing.. The company business profit and structure remain the same.. Share price is undervalue, i collected at 3.60..if drop to 3.3 will collect more.. Good opportunity for long term investors