If im not wrong, The All in One EDC machines can capture card, e wallet & QR code, So still a EDC is needed & the transaction thru EDC will counted as ETP.

Promotion on TnG, boost for CNY shopping

https://www.misterleaf.com/12097/2020-tng-boost-cny-cashback/#.XhByigXUOLA.facebook

Promotion on TnG, boost for CNY shopping

https://www.misterleaf.com/12097/2020-tng-boost-cny-cashback/#.XhByigXUOLA.facebook

Welcome kendo, 1688dayday.

Here is the English version on Revenue AGM Q&A by Louis Yap

https://klse.i3investor.com/m/blog/LouisYapInvestment/2020-01-03-story-h1482007903-REVENUE_0200_Details_of_AGM_2019.jsp

Any chance that TS Yeoh will privatised YTLPower? If yes how much would be the offer reasonable price?

Increase in EDC market share also help the increase in ETP volumn, so its one Stone catch 2 birds effect, they don't kill the bird but instead breed the birds for more eggs.

AGM, mgmt Q&A with shareholders.

【Revenue - 股东大会详情】

✅ 问：你们目前的竞争对手是谁？未来会不会有更多竞争对手做出和你们一样的Revpay，然后抢走你们的客户？

答：现在最大的同行是GHL。要知道IT这一行，谁都可以做，竞争永远都存在，所以我们一直都在不断进步，不断创新，如果不这么做，很快就会被别人追上。但是要做到电子支付这一行，门槛非常高，也很不容易。首先，我们的信用卡机制造商需要得到VISA MASTER的执照，然后所需要的IT技术水平非常高，再来，我们自己研发的Apps要得到国家银行的批准等，然后经过负责的申请程序之后，才可以开始租给客户（银行）使用。之后要和第二家银行合作，这些步骤还要重新做过。马来西亚有十多家银行，这些步骤我们就要重复做十多次。总而言之，要进入这一行是非常不容易的，而我们做到了。Revpay当然其它人有可能做到，但是绝对不容易。即使今天我让你看整个Revpay背后的运作，你也没办法经营这个生意，因为最难的地方是你需要经过很多的程序、执照和批准。

✅ 问：可以分享你们用了多久的时间来研发Revpay？然后用了多久来找到第一家银行和那些 e-wallet 提供商合作？

答：我们在2003年开创这个生意。直至2005年，我们才拿到第一个订单，是AMBANK的订单。因为那时我们只是提供信用卡机和VISA MASTER card 软件而已，那时的我们在这些后端还没有很专业，前端、中端已经后端都需要很好的security知识，所以在和AMBANK合作的期间，我们花了5年的时间来学习这些知识。所以，整个过程我们花了多过10年来了解整个平台，然后再用另外几年来创建Revpay。

✅ 问：听说公司将不只局限于支付服务的生意，可以讲解一下吗？

答：我们在支付服务行业已经有16年之久了，大部分的银行已经是我们的客户。我们和银行和Card Scheme都有B2B的合作关系，但我们缺乏一个和Merchant B2C的合作关系，我们要做这个东西，这样我们可以提供更多价值给这些Merchant，帮助他们得到更多生意，当它们得到更多生意，我们也会得到更多生意。我也解释一下为什么我们要收购Anypay，因为越来越多人民用无现金，虽然盈利会增加，但我们的profit margin肯定会下滑，所以我们需要提供其它服务来保持我们的profit margin。而Anypay可以提供一些其它的服务来保持我们的profit margin。

✅ 问：公司最近宣布和Grab Pay合作，请问只是在马来西亚还是国外也有？

答：目前只是在马来西亚。相信大家都知道我们也有和Touch n go合作，让大家在淘宝可以用touch n go 支付，Grab pay有机会可以像touch n go一样在淘宝让人用了支付，但还在协谈中。

✅ 问：我们可以用手机像中国一样来取代EDC吗？这样未来会不会影响公司？

CEO答：首先，手机本来就是一个不安全设备。它不能用来取代EDC，但是手机可以用来获取二维码，目前二维码获取在马来西亚还没有被广泛的接受。所以目前手机还不能取代EDC。

CTO答：我们讨论一下手机能不能取代EDC。我认为大部分手机制造商都在朝这个方向研发，比如说SAMSUNG PAY，这些APP除了该手机制造商，没人能够使用。而我们只能和它们合作，但要它们合作，必须经过非常多的程序和合规。不过，这不是即将发生的事，它已经在发生了，只是市场要不要接受它而已，市场还在审核它的安全性等多问题。话说回来，手机用作支付设备在这个市场上还占据非常小的部分。

✅ 问：在未来两三年，有什么因素会让公司继续成长？

答：第一是QR（二维码），当我讲QR，大家的脑海就会浮现E-wallet、Boost等等，但是如果你有注意到，Maybank和Hong Leong Bank也有QR这个功能，中央银行会把所有银行链接去一个switch，叫做RPP switch，这个RPP switch是做QR生意的，意思就是说在不久的未来，你可以用QR来过账，不需要touch n go或boost，因为中国已经证明了QR是非常快及便捷的支付工具，比如自助服务站和银行过账。

第二是电子商务平台（网购平台）。目前马来西亚少过20%的消费是在网购。目前大马人民还太依赖于国外的网购平台，比如淘宝、Lazada、Shopee等，都是国外的平台，马来西亚没有一个非常强大的网购平台，但有很多小平台。我相信大马的网购平台还没有开始成长，说不定未来这些小平台在未来可以团结成为一个强大的平台，这只是我个人的猜测。

✅ 问：Digital Tax 会怎样影响公司？

答：我们只是类似代理商，比如当消费者在淘宝买商品，需要承担税费的是淘宝，只是看它要不要把这个负担转嫁给消费者。至于预算案上提到的Tax incentive，对我们公司是有利的。

✅ 问：我们注意到在7月份到11月份期间，3位创办人（老板）售出不少的股份，当然我们知道是场外交易。请问可以分享这些股份是卖给谁，然后原因是什么？

答：我（CEO）是我们3位中第一位出售的。我们的票是卖给Kenanga。我们目前还是在Ace Market，我们需要基金经理开始买入REVENUE的股票，Kenanga是第一家购入我们股票的基金，有它们的购入，可以帮组到小股东，因为每支股票都需要有一个支撑，基金可以给予这个支撑。如果我们不出售我们的股票，股票就不够流动，股价就会不平稳，这对小股东不会有帮助。我们经营这个公司，我们清楚知道公司的前景和未来，所以当我们出售我们的股票，我们也是非常心痛的。

✅ 问：关于公司在缅甸和柬埔寨的扩张有什么更新消息吗？因为从IPO筹集到的资金还没有使用。

答：我们在这里和各位股东报告，我们已经正式和缅甸一家公司合作，成立一家公司叫Revenue Link。我们的合作伙伴是缅甸的ATM经营商，缅甸所有的ATM机都是它们做的，我们和它们要做的生意是Transaction Processing生意和Anypay 平台。我们把Anypay平台引进缅甸，同时也把缅甸带进Anypay。就是说任何Anypay的用户可以缴付缅甸的任何费用或寄钱给在缅甸的亲人。至于柬埔寨，我们还没有行动，因为那边的基础设施和政治还不稳定，我们还不敢轻举妄动，我们必须保证我们的合作伙伴是好的。

出席完REVENUE的股东大会后，只能说REVENUE绝对是一家成长型的优质公司。管理层清楚自己在做什么，要做什么，怎么样去做。看得出所有股东都对他们很有信心。

基本上，公司没有什么坏消息，依然是那么优秀，只是股票的估值真的有点高。

除了以上的问答环节，本团队也有和管理层聊天。但只能保留给会员了。

https://www.theedgemarkets.com/article/%E8%8E%B7%E7%8E%AF%E5%A2%83%E9%83%A8%E6%89%B9%E5%87%86-tadmax%E6%8E%A8%E8%BF%9B%E8%8B%B1%E8%BE%BE%E5%B2%9B%E5%8F%91%E7%94%B5%E5%8E%82%E9%A1%B9%E7%9B%AE

Another power plant by Tadmax estimate completion 2024.

Papaerplane, it's in good location & good pricing ? Because the take up rate for Tower A only 40% according to Mgmt.

Non stop Breaking new high.

I think The high PE credited to the CEO foresight into the future of his co and the business

https://m.facebook.com/story.php?story_fbid=2570740799829918&id=2383438255226841

Omg Revenue, See u at 1.60.

If we look at the ROE and net profit margin of Ghlsys and Revenue, you will know why investor give higher PE for Revenue.

Ghlsys. REV
2019
PE 36 56
ROE 6.27. 16.15. (abt 2.8x of ghl)
Profit Margin 8. 4 %. 17.8%. ( Abt 2x of ghl)
Base on latest Qr report.

Shareinvestor88, you are welcome to witness as a bystander on the rise of MFCB. Big welcome.

Just patron at Popular book shop, paying thru white colour sexy all in one EDC by Public bank (supply by Revenue).

https://www.klsescreener.com/v2/news/view/576534

Wilsonliew .
7th Sept 2019
■永进控股（DPIH,0205,创业板消费产品服务组）与中国同行陈俊雄和李凤鸣（人名译音）联营计划无法达成协议，以致备忘录告吹。

永进控股发文告表示，备忘录告吹并不会业务造成影响。

早前，永进控股有意与上述同行合组联营公司以扩展气雾剂制造业务至中国。

https://www.klsescreener.com/v2/news/view/576534

Limcs, i think he has people under the Don Sahong Dam.

If you look at the plantation counter PE now, you need never touch it, SOP the top norch, PE 47, Jtiasa - ve PE, TDM, Jtiasa, THplant all - ve PE, but belief me, tomorrow opening all will shoot up again, because of rising CPO price which every one is anticipated will rise further.

For revenue, their business is not creating more production but it is the business of conversion of existing cash transaction to Cashless transaction which also i belief is anticipated and surely happen now.

Proposed Change of Company Name
GSB GROUP BERHAD

Proposed company name KERJAYA PROSPEK PROPERTY BERHAD


Remarks :
Reference is made to the announcement on 27 November 2019 in relation to the Proposed Change of Name of the Company.

The Board of Directors of the Company wishes to announce that the Company has on 27 December 2019 received the Notice of Registration of the change of name of the Company dated 26 December 2019 issued by the Companies Commission of Malaysia.

Accordingly, the name of the Company has been changed from "GSB GROUP BERHAD" to "KERJAYA PROSPEK PROPERTY BERHAD" with effect from 26 December 2019.

This announcement is dated 27 December 2019.

Announcement Info
Company Name GSB GROUP BERHAD
Stock Name GSB
Date Announced 27 Dec 2019
Category Proposed Change of Company Name
Reference Number C05-26122019-00001
Corporate Action ID MY191226CHAN0001

Shareinvestor88, people can buy hp, pay data charges but can't afford to pay electricity?
With the electricity supply, so many Business or commercial activities can be done day & night, this will bring enough economy gain for them .
Only shareinvestor88 afraid to pay electric bill, think you better migrate to inner kampung without electric supply so u can save a lot for no turn on light, Fan, Air con, refrigerator, TV and so on..

https://www.moneymoneyhome.my/article/view/2020-10-Malaysia-Stock

Top 10 shares to hold in 2020

在每个 counter 的 forum ，总出现一些很奇怪的人 ，讲些奇怪的话， 唱些奇怪的调。。。

Congrate to all MFCB holders, 2020 is definitely a harvesting year after years of waiting.

From above post
银丰集团（REVENUE 0200）
合理进场价格：RM1.25-RM1.26
分析员目标价格：RM1.60

银丰集团凭单A（REVENUE WA 0200WA)
合理进场价格：RM0.63-RM0.65
分析员目标价格：RM0.80

If Revenue TP 1.60, Warrant should be 1.6x 1.1 (just a mere 10%premium) - 0. 75 (exercise price) = 1.76 - 0. 75 = 1.01, a 55% gain.

Good initiative. LIM.

KUALA LUMPUR: Property developer GSB Group Bhd, loss-making for the last six consecutive years, expects to turn profitable in the current financial year ending March 31, 2020 (FY20) driven by sales contribution from its three ongoing property projects.

After its extraordinary general meeting (EGM) yesterday, GSB executive chairman Datin Toh Siew Chuon told reporters that the group’s strategy is to continue focusing on residential property development. However, if there are opportunities to venture into other types of developments, GSB would explore them.

Toh is one of the group’s three major shareholders; the other two are her husband Datuk Tee Eng Ho, also Kerjaya Prospek Group Bhd chairman, and Eng Ho’s brother Tee Eng Seng, GSB executive director.

GSB’s three main ongoing projects — all asset injections from the main shareholders — are Bloomsvale, a mixed development in Jalan Puchong and Jalan Klang Lama, Kuala Lumpur; Straits Residence, a 30-storey serviced apartment and commercial tower in Seri Tanjung Pinang, Penang; and Kaleidoscope — four 25-storey condominium blocks in Setiawangsa, Kuala Lumpur — with a cumulative remaining gross development value (GDV) of RM1.74 billion.

Together with the group’s two other existing projects, the total GDV is RM2.1 billion. This, Toh said, will keep the group busy until 2024.

“We are very positive about all of our projects,” said Toh, but added that the property market remains challenging.

Toh declined to reveal GSB’s target sales for the year, saying “there is no proper guidance for now”. However, she disclosed the Bloomsvale project’s Tower A is 40% sold, and the Straits Residence and Kaleidoscope are 30% and 93% sold respectively.

Historically, the group has been recording some RM20 million in sales annually, excluding the assets injected.

GSB’s net loss, at RM1.81 million for FY14, rose thereafter to RM2.21 million for FY19. For the cumulative six months ended Sept 30, 2019, its net profit was RM1.35 million versus a net loss of RM2.22 million a year earlier. Its revenue was down 6% to RM24.23 million from RM25.87 million.

According to GSB’s circular to shareholders issued ahead of the EGM, the group’s total land bank is 220,749 sq m, of which only 30% is used.

Asked if the controlling shareholder, also Kerjaya Prospek’s major shareholder, would consider merging the two groups, Toh said they have no such plans for now.

“The intent is to have two separate distinct businesses whereby Kerjaya will continue to do construction only and GSB to focus on property development. We want to ensure no overlapping of strategies.”

Toh also said GSB had yet to declare any dividend payouts. “We are planning to use our funds to expand our core business first before announcing any plans for future dividend payouts. All shareholders, including us, like to have dividends, but we will only announce or declare dividend payouts after the company settles down.”

GSB’s share price closed 1.5 sen or 8.571% higher at 19 sen yesterday, valuing the group at RM104.96 million.

脱颖而出的3家电子钱包虽都不是大马交易所上市公司，然而，编辑室经过探索和了解，认为政府这项动作，在未来将快速推动电子钱包及电子支付业务，在大马交易所里，已有成熟的公司，准备饱尝这块新经蛋糕。

从这一发展，编辑室圈定2家公司，在未来可以占有极大市场率，创造惊人盈利。

此外，一家基建设施公司最近企业活动频密，成为我们关注的焦点，观察其股价後，编辑室认为和未来目标价存在足够空间。

以上我们圈定的目标，编辑室在幕後再反覆分析，包括经过技术面，基本面等，以及我们的心态研究，决定列进投资名单。

列为＂新经济＂目标的2家公司是：

银丰集团（REVENUE 0200）
GHL系统（GHLSYS 0021）

企业活动频密的基建工程公司是PESTECH国际（PESTECH 5129）。

编辑室经过内部讨论，将以上3家公司列为圣诞周首选股，以下为有关公司的价值评估，以及分析员给於目标价格：

银丰集团（REVENUE 0200）
合理进场价格：RM1.25-RM1.26
分析员目标价格：RM1.60

银丰集团凭单A（REVENUE WA 0200WA)
合理进场价格：RM0.63-RM0.65
分析员目标价格：RM0.80

GHL系统（GHLSYS 0021）
合理进场价格：RM1.32-RM1.35
分析员目标价格：RM1.80

PESTECH国际（PESTECH 5129）。
合理进场价格：RM1.26-RM1.29
分析员目标价格：RM1.80

免责声明：以上分析不是股票买卖建议，谨作为《九点股票》内部参考及教育内途，你若有意投资股票，请向你的经纪或专业金融顾问谘询，本网站不对任何因为以上信息而进行的投资盈亏负起任何责任。

Merry Xmas to all Jaks holders.

Just wait & see after board conversion, how far GDB can go if institution funds collect.

Wish the junior cheah sell more, let some corporate investor holder or any prominent investors to become substantial holder.

Piling co, Big bro
Ptaras RM3.12,PE 17. 93 with DY of 6.41 ,
Econpile, PE 52.44, DY 0.66, and just sue by Maju holding s/b for failing to completepiling work worth 280Mil,
ikhmas PE -
0.36, loss making, sueing ASM Dev s/b for non payment of 2.94 Mil work done.

With GDB 60Cents, quite good finishing work record & good customer, PE14. 12, DY 3.33, still hv room to grow, if PE 15 it worth 69C, if PE 18 like Ptaras, it worth 83C.

https://www.chinapress.com.my/20191220/%E6%94%BF%E5%BA%9C%E9%80%89%E5%87%BA%E7%94%B5%E5%AD%90%E7%BA%A2%E5%8C%85%E6%9C%8D%E5%8A%A1%E5%95%86-tng-boost-grabpay-%E5%8F%91%E5%95%A6%EF%BC%81/

很想看到wukong去 MI AGM 对着 CEO讲 你是无能的 。 。。无空对无能。。

Tp 5 end of 2020 too much, unless Revenue can grow 50-60% every Qtr in 2020, but who know, with Govt wish to transform to cashless transaction with very high speed, it might happen.

https://www.thesundaily.my/business/grabpay-boost-and-touch-n-go-ewallet-selected-for-govt-s-e-wallet-initiative-khazanah-EY1809215

Beast, so worry, as we know they all in the uptrending imdustry, both will gain.
Just hold both counter if your think GHL also good.

TnG app also count down for the e wallet
BM
EN
e-Tunai Rakyat
15 January - 14 March 2020
25
Days
:

16
Hrs
:

10
Mins
:

10
Sec

RM30
eWallet credit
Coming Soon
This is an initiative by the Ministry of Finance Malaysia, announced in the Belanjawan 2020 to drive the adoption of e-wallets in Malaysia.

Ahgod, maybe, but Tap & go work like wave card which is lack of security. They is a demo that people can just takd your money by waving to your pocket where u put your card/wallet.
I never activate my wave card function. Keying Pin / or activate phone, scan to pay is more safe.

What william mean is if using credit card, seller charge with 3% transaction fees but if using Revpay ewallet , the charges only 1.5% correct?

Callmejholow, do you know there is a joke Nowaday, The son has a rich & and hardworking father, so they can spend like nobody , but the father didn't have a rich father, so they have to be thrifty, that the different.

William Ng, really? But the retail price still the Same right, only the seller will get more profit if customer pay by Revpay as the transaction charges is lower, correct?

Adjusted price 2.04 x 3 /5 = 1.224 , your average price ( 5x 1.224) + (7.5 x 1.35) / 12.5 = RM1. 2996.

Lambsauce, you should lol at Kenanga asset mgmt because they keep 7% of Revenue issue shares as their portfolio.

Joyvest, i know u don't keep money, u keep money with Revenue.

Newbiesi3, if you buy today at 1.38 and still entltle bonus, those buy at 2.11 will get double bonus.

Oliver ooi, santa claus just give u a suprise of additional 9.5% if you sell today at 1.38. .

Hafizsmj, definitely, your acc will show the original units with adjusted price, the bonus units will be credited on 23rd Dec


EX-date 20 Dec 2019
Entitlement date 23 Dec 2019
Entitlement time 05:00 PM
Entitlement subject Bonus Issue
Entitlement description BONUS ISSUE OF UP TO 230,043,080 NEW ORDINARY SHARES IN REVENUE GROUP BERHAD (REVENUE SHARES) (BONUS SHARES), ON THE BASIS OF 2 BONUS SHARES FOR EVERY 3 EXISTING REVENUE SHARES HELD ON 23 DECEMBER 2019 (BONUS ISSUE)
Period of interest payment to
Financial Year End 30 Jun 2020
Share transfer book & register of members will be to closed from (both dates inclusive) for the purpose of determining the entitlement
Registrar or Service Provider name, address, telephone no TRICOR INVESTOR & ISSUING HOUSE SERVICES SDN BHD
Unit 32-01, Level 32, Tower A
Vertical Business Suite
Avenue 3, Bangsar South
No. 8, Jalan Kerinchi
59200 Kuala Lumpur
Payment date
a.Securities transferred into the Depositor's Securities Account before 4:30 pm in respect of transfers 23 Dec 2019
b.Securities deposited into the Depositor's Securities Account before 12:30 pm in respect of securities exempted from mandatory deposit