if not mistaken...few years before is 1 to 4...

if back to rm 5..possible?

omg..wht happen to takaful.....

this stock down from 2.40 for about 8 years edy..wht is the reason?

no wonder..lucky i m stii holding it...

tm so strong..dividend dah masuk pun tak jatuh

it is nv too late

Bursa turn bear statement is correct..Tht is very important

I believe tht They choose to discount for this category is because they already study tht this is the least impact (profit margin drop) but most benefit(attract more user) ..So..I m so confident with tm...The profilt will keep on increasing ...

Almost finish selling...It has been sometime already.....It will spike again..

Sell sell sell...Run run run.....So tht tm follower can buy more....

ya..welcome back to 5 ringgit round table.....if got luck 6 ringit round table...

It is new era. ..It won't be range 4 - 6, this time will be more than that..Level up

Nicholas..Just curious...Why buy the warrant that is going to be expire and it will rocket..Just curious...

Trust your instinct, bring back TM , a blue chip that everyone is proud to own

next month will reach 5.7.. mark my words

Drb is otw...Sooner or later...

It will non stop till raya...rm6 is in the corner

drb c11 is a gd bet too

Will it happen again?

Last time it surge from rm1.20 to rm13...It is about 8 or 9 years before...Then it split to around RM3++

Something is brewing.....Can you guys smell it..

no matter what....tm still will monopoly the market.....believe it..

Okok..Banker..I buy more at 29

Okok..I q too 28

Hopefully don't push to .28 again...

Just curious...Why when volume high..need to beware?

something is brewing...

Syarikat Takaful Malaysia Berhad是一家回教保险公司，也是马来西亚第二大回教保险运营商。Takaful这支股市黑马从2012年上半年爆发后就一直持续上升至2015下半年才开始歇息。虽然股价自2015年至今都持续持平，可是公司的业绩却从未因此停止，仍然保持着双位数的增长，令人不得不刮目相看。Takaful的强劲走势，和大马本地回教保险市场和亮丽展望固然有关系。MIDF研究也指出两大利好可协助该领域持续增长。两大利好分别是，一，大马伊斯兰金融产品与服务不断增长, 二，国内穆斯林市场仍有不少开发潜力。以目前价格3.76来计算，小篇依然认为Takaful仍然遭市场低估，其增长潜能无可限量。

Takaful自2010年至2017的净利表现。从下表可以发现Takaful从2010年57M的净利已经达到如今的206M，成长幅度高达261%！
2010 2011 2012 2013 2014 2015 2016 2017
Net Profit(M) 57 78 101 138 140 155 176 206



除此之外，Takaful每个季度的表现也同样一直维持着双位数的增长。从下表你能发现Takaful已经持续三年维持季度的盈利上升，并且盈利与净利都在2018 Q1突破历史新高，而股价却仍然相当疲弱。
Revenue 2015 2016 2017 2018
Q1 562M +12.6% 633M +4% 659M +13.2% 746M
Q2 433M +6.6% 462M +6.6% 485M +11.7% 542M
Q3 389M +9.5% 426M +11.7% 476M
Q4 403M +21.5% 490M +5.5% 517M


Net Profit 2015 2016 2017 2018
Q1 46M 0% 46M +21.7% 56M +25% 70M
Q2 38M +18% 45M +0% 45M +11% 50M
Q3 34M +29.4% 44M +9% 48M
Q4 36M +8.3% 39M +43% 56M



尤其是2018年Q2 由于马来西亚股市下跌造成Takaful拥有足足58Million的Fair value losses（参照下表）。试想想如果Takaful在Q2如果没有fair value losses，其净利即将达到108Million的历史新高！下一季让我们拭目以待！



独立的竞争优势及未来成长引擎

虽然Takaful近几年盈利与净利都持续增加，但截至2018年三月大马人寿和伊斯兰保险认购率仅为56.2%，仍低于2020年的75%目标，代表着大马仍然拥有着许多潜在客群并将提振核心净幅，此外Takaful推出的数码平台”Click for Cover“将强化数码市场表现，有助于窃取更多潜在客服群。再加上与朝圣基金及回教银行的相辅相成，有助于Takaful的进一步扩张。此外随着穆斯林人口的持续增加，与穆斯林对保险的重视程度愈加提升，只要管理妥当，Takaful必定能维持双位数的增长。

除此，Takaful的Roe在过去五年都持续维持在20%以上，达到许多投资专家建议的15%以上，并且EPS也随着净利年年增加。在公司维持增长的当儿，以Rm3.7计算，股息现在却达到4%之高，足足高过我们放在银行里的定期存款。

健康及稳健的资产负债报表

自2013年起，由于盈利的持续增长，Takaful的shareholder fund（所有者权益）与retained earnings(盈余公积)都在持续不断的增加。截至2017年，我们可以发现到Takaful的盈余公积足足达到609M，而2018年Q2更增加至749M足以应付公司经营风险或提高现有的派息政策.

为什么股价自2015年起就一直持平？

Takaful截至2017年的总股数为823，145，670。从Takaful的财务报表我们可以发现BIMB一直是Takaful的控制性大股东，截至2017年底持有59.72%的股份，而EPF则持有10.86%。若扣除30大股东，真正在市场上流通的股票只有仅仅的8.4%，即69，144，236. 这样的情况造成Takaful的成交量非常之少，且投资机构，大型基金，庄家与散户都对他提不起兴致，常常都被少量的股数压低价钱。但是我们不要忘了价格与盈利始终会回到一条线上，只要公司持续增长，股价最终也会随着水涨船高。别忘了2012年Takaful的股价之所以爆发就是因为公司长久被市场忽略，而直到被发现时，股价却已一飞冲天。然而如今自2015年起，Takaful的股价就一直持平至今，显然有重蹈覆辙之势。只要假以时日，必定又是另一波好球。



结语

Takaful强大的基本面让人不得不对他跨目相看，可是单一大股东造成的低流通量却是Takaful不能忽视的缺点。此外，大环境的种种影响也对短期的走势起了落井下石的作用。投资股票除了要选好的公司，还要买得便宜，而买得便宜还要等到对的时机。以目前50-150的移动平均线来分析，短期内股价显然没什么看头，不过中长期的话Takaful还是一个值得长期投资的公司。当然这不是买卖建议，因为股票之所以有买卖，只因为各持不同的观点。最后祝各位投资愉快。

New high already break through..Any good news?

If wa also break new high...Will it be above 50sen......?

Takaful already new high...The momentum is on...Of coz bimb wa will follow to surge

Takaful already new high...The momentum is on...Of coz bimb wa will follow to surge

perhaps will back to 40 sen above

trademan want u to sell to him

i buy you..yuanlong

Additional Listing Announcement
1. Details of corporate proposal
Whether the corporate proposal involves the issuance of new type and new class
of securities? N
Types of corporate proposal : ESOS
Details of corporate proposal : Employees' Share Scheme
No. of shares issued under this corporate proposal : 637,000
Issue price per share ($$) : 0.6400
Par Value ($$) : 0.10
Latest issued and paid up share capital after the above corporate proposal
In the following
Units : 341,829,486
Currency : Malaysian Ringgit (MYR) 34,182,948.600
Listing Date : 12/08/2016
Remarks:
You are advised to read the entire contents of the announcement or attachment.
To read the entire contents of the announcement or attachment, please access
the Bursa website at http://www.bursamalaysia.com

Div 3.5 sen

my tp 2.60

a

most of the member here are investor...so be patient...

long term no worry......

it is gd time to load more!

i m still holding....

something must be brewing....dividend....split..OR....

base on current trend....it is a rm10 worth counter in making..hopefully it can reach as many of the investor here predict it will reach rm12 or above..

then better we all hold tight tight until tht!..hahaha....

new conservative tp =rm8 ?

this is a gd dividend pay counter..better than fd.....
furthermore ambank is behind this counter......very strong support....it will fly just matter of time...

tht a gd sign!