Is very difficult to say "You are right, I am wrong". The best we can utter is "I think you are right". That also, "I think" the best. We seldom say "I am wrong". Why?

They are compared to the sun, Judges chapter 5:31, some people being insulted and shamed by others but they never talked back BUT keep quiet, for the sake of LOVE, happy in the sufferings. SO, The Lord compared them to the sun. Why compare to the sun?

Initially, the Sun and the Moon were created with the same size. The moon complained to God about the dependence to the Sun for the light that brightened the earth in the night sky. The moon was not satisfied. The sun never complain to God about and stayed cool even it is very hot.

(Remember, never complain about the sunny day/the sun, what if it will rain for 36 hours non stop, water reaching the roof top...)

So, God dealt with the moon...but God also consoled the moon by giving the stars to be on the side of the moon (the moon and the beautiful stars), twinkling stars in the sky)

A man's good/bad traits can be judged 3 important points.. into consideration..

1.Is he stingy/generous? He may be rich/poor.

2.How he eat? Noisily/table etiquette. Eat/drink greedily , say at a community dinner.

3. Is he an angry man? A newly found friend, you can cause him to be angry and see how he/she respond...to determine if that person can be a long lasting friendship.


I bought at RM0.55

You can see that the Chinese government would deliberate/brain storming all issue/policies before being announced via the Party Meeting. It is not the style of a Chinese to yell/scream in the open air about the affairs of the family and collecting shame/embarrassment.

Whether it is a communist gov or under the ruling of a kingdom, the China gov is administering the country well already if comparing to the liberals/demo-crazy countries.

Unlike the liberal demo-carzy, there were chairs-throwing incidents in the parliaments, shouting, fists showing, mocked the Presidents, candidates debate openly for for all to laugh, embarrassing...

SO, there must have deliberated in length so that Chairman Xi should remain longer to see those dreams to come true.

Somewhere i have read before that stated the Ching dynasty only lasted for 12/13 generation because from the founding leader until the last emperor, because a place of worship constructed by the dynasty was accompanied with only 12 steps from floor to the entrance of the place of worship.

Laksamana Cheng Ho was during the time of Ming Dynasty.

Ming Dynasty was defeated by Ching Dynasty. During the Ching Dynasty, China adopted the "Closed Door" policy that caused the Kingdom being left behind or secluded from the rest of the world. China did not reach out to the rest of the world like before.

Japan moved ahead of China in terms of the modernization of warfare, commerce, economy, social

The Manchu backgrounds were overwhelmed by the Chinese Culture embedded in the Palaces from dynasty to dynasty for thousands of years. So, the Manchus were sucked/assimilated into the Chinese culture without any conflict during their ruling. Nationalism, Sun Yat Sen, brought about the collapse of the Ching dynasty (12/13 generations from emperor to emperor, Of course Emperor Chen Loong was one of the more preferred/famous emperor).

Presumably, by now the Manchus in China have refused to be identified separately but instead were assimilated, long before into the tribe of Han (the majority).

1. China will not and never drop the claims against Taiwan.

Eventually, by war or by peace, China is entitled for the island of Taiwan.

2. In their civil wars, The USAs fought heavily to avoid the separation and stayed
united thereafter.

3. Any other country had passed any law that if that will be their duty to defend
Texas/Hawaii if USA will refuse to let these states to leave?

4. Do we know why the USSR was broken and who initiated the breakaway? Now
conflicts were created arising from those republics that were subjected to
manipulation by others.

5. Today, only 5 countries in the world are still applying communism (Cuba,
Vietnam, North Korea, Laos and China) to administer their governments.

6. Although communism is anti God but the Chinese did not start the Buddhism, Islam,
Judaism or Hinduism. The Chinese just pay homage to their ancestors, Confucius

So, China can deal very well with many countries without have to be labelled as
a religion biased country.

Who is not suffering?

Flood, heart attack, side effect maybe from the vaccines, divorce, illness, disobedient children, crooked/wicked friends instead of those decent ones, fore-closure by the banks, force selling/margin call, nature calls, played out/betrayed by business partners/political parties/governments, tortured by husbands, wives like to wear mini skirts, scammers...

However, God hates complainers and He can not go near to those ungrateful ones...

But if we don't complain like the sun (Judges 5:31), He actually will compared and elevate you to the level like the sun. The sun did not complain about the moon but the moon did complain about the sun.

Just keep the shareholdings for a longer while...

https://en.wikipedia.org/wiki/Pine_nut

https://www.youtube.com/watch?v=pfU23PNWX9U

Even The angels, heavenly hosts, sun, moon, stars (millions/billions in units), dwellers in the heavens (7 levels), waters above the skies...all of them were commanded to Praise the Lord/the Creator of the universe. What are we the tiny part of the creations...Praise the Lord.

Psalm 148

1 Praise the Lord.

Praise the Lord from the heavens;
praise him in the heights above.
2 Praise him, all his angels;
praise him, all his heavenly hosts.
3 Praise him, sun and moon;
praise him, all you shining stars.
4 Praise him, you highest heavens
and you waters above the skies.

5 Let them praise the name of the Lord,
for at his command they were created,
6 and he established them for ever and ever—
he issued a decree that will never pass away.

7 Praise the Lord from the earth,
you great sea creatures and all ocean depths,
8 lightning and hail, snow and clouds,
stormy winds that do his bidding,

Verse 4 - At His command, they...sun, moon, stars, waters above the skies were created.

3,000 years ago, the Prophet already learned/knew that there were waters above the skies. The waters from the skies can soak the earth. How great is our Creator?

Verse 8 - .....merely doing His bidding, God is running the show. No doubt.

More than 70% of the surface of the earth are covered by water.

https://www.youtube.com/watch?v=FUUIF4ttSxo

https://www.youtube.com/watch?v=PJgjhR0L-wI

Germany should know Hitler did not defeat the Russian...winter icy route.

GENESIS 27 - 38 Esau said to his father, “Do you have only one blessing, my father? Bless me too, my father!” Then Esau wept aloud.

39 His father Isaac answered him,

“Your dwelling will be
away from the earth’s richness,
away from the dew of heaven above.
40 You will live by the sword


>>Esau will always live by the sword...the descendant of Esau - Hitler, Harman (in the book of Esther), EU (...Germany & France) going to fight Russia/China


Good buy 2 days ago i ...

i bought some at RM0.55 last Friday.

I prayed that the Almighty/Lord to extend his mighty hand to heal your mother, relief her of the discomfort.

Hallelujah/Praise the Lord.

They said "RIP" when a friend has passed away/on.
It means, wishing the soul to rest in peace. It is not the piece of dead meat/flesh to rest in peace. Surely, the body will be decomposed

There is a soul and a body for each man.

BUT the soul will be called up to the Court of Heaven...can not bribe the Judge in Heaven unlike here, God knows every details of our lives, the conspiracy/lies can not work when up there, all the good/bad deeds will laid bare in front of God.

Wanted buy some tomorrow.

3 things destroying the soul of a person.

1. Food
2. Money
3. Women

All of them are classified as 'materialism". Teacher said, Materialistic reduce the purity of the soul and distance us from God.

Each man got the desire for all of them.
Everyone must overcome their desire and be victorious in the eye of our Creator.

1.They complained about the water and the lack of meat, Moses, their babysitter for those years, was not allowed by God to enter the Promised Land. Moses suffered.

Btw, Moses Fear the Lord until his body shacking and trembling, so no reason we no learn to fear when we making sins everyday intentionally or unintentionally.

2.Crazy and maniac over money. Kill each other over RM100 only.
Vacations, new iPhone, new cars, new outfits/fashion, bigger house...


3.Keep the eyes on the floor, don't stare at mini skirt girls, let their husbands walking behind their wives else you staring at the naked legs. Btw, the naked legs/shorten T-shirt will collect sins non stop, 1 sin from each man on the street. King Soloman's heart towards God was taken away by women.

Again, if only we can buy low to sell high OR sell high to buy low. No contradiction at all.

The descendants of Esau are the Nazi/Hitler/Russians...tortured the children of Jacob until the current time. The inherited risk. Jacob's family members had witnessed the bullies from Esau except Benjamin.

Benjamin the 12th son of Jacob never witnessed the roughness from Esau, so the children of Benjamin such Mordecai & Esther was very willing to defend the Israelites when even facing Haman who wanted to wipe them out during the time of Xerxes.

Benjamin, the son Racheal, was not born yet. He never know the risk/torture from those Esau's people. He is not worried about the fighting Haman.


The inherited risk could be found in the Balance Sheet...unless he/she has not witnessed it.

Jacob was very generous to Esau. Jacob was fearful that his brother Esau will attack his wives and children and confiscate his assets (flocks and herds accumulated for working for Laban, his father-in-law/uncle, the idol worshipper).

So, Jacob offered some to Esau to save his family...

GENESIS 33 :

6 Then the female servants and their children approached and bowed down.

7 Next, Leah and her children came and bowed down. Last of all came Joseph and Rachel, and they too bowed down.

8 Esau asked, “What’s the meaning of all these flocks and herds I met?”

“To find favor in your eyes, my lord,” he said.

9 But Esau said, “I already have plenty, my brother. Keep what you have for yourself.”

10 “No, please!” said Jacob. “If I have found favor in your eyes, accept this gift from me. For to see your face is like seeing the face of God, now that you have received me favorably.

11 Please accept the present that was brought to you, for God has been gracious to me and I have all I need.” And because Jacob insisted, Esau accepted it.

Learn to cut loss...Jacob.


"Best is BUY low sell high OR SELL high to BUY low."

GENESIS 6:3 Then the Lord said, “My Spirit will not contend with[a] humans forever, for they are mortal[b]; their days will be a hundred and twenty years.”

From the verse, a man can live until 120 years old.

WATER is so important to our bodies.

Genesis 3:19
19 By the sweat of your brow
you will eat your food
until you return to the ground,
since from it you were taken;
for dust you are
and to dust you will return.”

SO, before God of Creator gave them the Instruction, ...they may give the dead body to the fish at the sea, do the fish a favor. However, after receiving the Instruction from God, this verse instructed that the dead body should be buried.

The learned teacher was brought to listen to the argument/dispute raised by 2 men over the boundary of their lands. The first man said "this portion of the land is mine" and the second man said "you are standing on my land".

The Teacher told both of the men, "let me ask the land", so the Teacher put his ear down to the ground and began to ask the land.

As the men were anxious for the answer, the Teacher told them that the land said, "both of them are belonged to me".

Sarah, the wife of Abraham, was buried in Hebron instead of Shechem...

What is the difference between a smart man and a wise man?

For example-

A smart man is a man who can get his car tyres out of the mud because he has the tools and the strength to settle the problem.

BUT a wise man is a man who has evaluated the situation before he drive his car through the mud and considered the consequences of the risk.
He already did the research and anticipated/prepared for the fluctuation of the price of the stock when investing. He is not the Prophet but there are not many nowadays.

TRUE, The production that will commence in USA will earn US Dollar.

Human limitation - we don't have the eye sight of the eagles.
The eagles have sharper eye sight and we can not fly like a bird.
The human being physically is limited. This limitation is of course is intentional. We are not supposed to be like birds.

We have to be on the ground and function like human being. We have other capabilities which the animals do not have.

Human Beings got many thing that animals do not have them, such as the soul/living spirit (no other creation has) & freedom of will.

In short, human being got limitations. One of them is "short-sighted" and it is not about "far sighted" or "near sighted" The meaning is, he did not see what he is supposed to be able to see.

Can AVERAGE down, if possible or just keep for a while, if can avoid contra losses.

With our imagination, the ideas are limitless.
We can think of how vast is our plan/project and our minds can cross the international borders.
But with our reasoning, we can restrict our progress, for good and for bad.

The essence of a man is his soul and the body is just a piece of meat.
When the soul depart from the body, the soul will be returned to the owner/God and the body will be decaying.

BUY and keep if able because the P/E can not be so low (<2). Madness, IB can continue to ignore until it is RM1.60 only or planted this bad ideology that the business is no longer very good.

If the share price is RM1.35 each, the P/E will be 1, 1 only.

If the price did not stop at RM1.60 and keep dropping until RM1.35 last Friday, means it take one year (4Qs) only to recover the cost for each share. The EPS is 135 Sen. However, it is has little connection to the dividend payouts.

Some companies got P/E more than a hundred, meaning it takes a hundred years for companies to earn so to match the market price for each share.

IF a very "PE" loyal guy, give the generous PE of 9 , anything below 10 as always attractive, safely the share value will be RM12 only...

I was told before that the Balance Sheet of certain companies such as those engaged in lotteries/gambling do have few land & buildings, creditors or debtors/receivables. Expectedly, theses companies do have plenty of balances in the bank accounts.

As for 7106, whereby the B/S reported as at 30/SEPT/2021, the cash balances in its bank accounts were accounted with RM3.5Bil are enough to pay the Tax that are payable to LHDN (RM1.07BiL) at one single sum.

Even After fully settled the Tax, it can also fully settle all the remaining Current Liabilities and the Non-Current Liabilities (RM163MiL), there will still balances in its bank accounts. To be honest, we hardly can find such a company in KLSE.

Needless to say, the EPS is 135 Sen, P/E is merely 1.37 and the NTA posted at RM1.91 at the moment.

The other more important point is the Reserve/Retained Profit (RM4.8Bil), in this case, is reflected by the bank balances which is unlike to many others companies. You can find that the Reserve of many other companies are not reflected in the bank balances but from others like land/buildings, machines, losses accumulated, inventories and receivables.

The latest QR reported the EPS with 24 Sen.

Solomon Islands got havoc, asking their PM to resign, for another reason having close relationship with China but not Taiwan, Australia armies are going in as peace maker, China town there suffered...anymore protestors in HK, got to call their phones one by one...who sponsored the protestors.

maybe one stone to kill 2 birds, settle the taiwan issue together...

US will to war with China. The question is WHEN? In 5 years /10 years time.
Turkey currency being attacked. Turkey will turn to China for financial help.
Russia, Syria, Iran...are with China.

What is the proof that Jacob is stronger than Esau?
12 person can not move the stone but Jacob can, Check it

Then the Lord said to Moses, “Go down, because your people, whom you brought up out of Egypt, have become corrupt. Exodus 32:7

God told Moses that "your people" instead of "my people", means many who followed Moses when departing Egypt were Egyptians instead of the Israelites. They have infiltrated into the community. This element of impurity has caused trouble to the community until today.

The disobedience, paganism, idol worshipping, inter marriages to the 7 wicked tribes, gay, animal rights, secularism, same sex marriages

If only the people/businesses can pull a trick in the Balance Sheet - Sales, receivables, inventories... wonders.

In the beginning.
Genesis 1 -

(16) God made two great lights—the greater light to govern the day and the lesser light to govern the night. He also made the stars.

Light was mentioned in numerous verses earlier than verse 16.

The greater light is the Sun and the lesser light is the Moon. He also made the stars in the sky. God created the Sun and Moon, his creations. We don't worship the creations but the Creator.

In the future, when this world is ended with darkness, the light from the Sun is to be discontinued, the Light firstly provided by God ( Verse 1 to Verse 15) will be offered to those deserved Salvation from Him, the Creator of the universe.

The Margin financing is good during the market uptrend...force selling.

No stock can drop continuously...no stock can going up forever.

There are 2 types of angel as highlighted in the Lecture.

1. Angel from heaven send from God, firstly will be coming down to the world to perform the commanded task. Upon finishing the task, the angel will be returning to God by going up.

2. Angel from men is the angel elevated/installed by men. Basically, we flourished him/her with names and titles/positions/recognitions so that he/she is going up, like the share price. But, when the people had decided to dump him/her after some unfortunate turns of event, he/she will be going down for good/long time, like prices of certain shares in the market.

Walking is the best exercise for human beings.

He walks to the farm to cultivate his plants/durians. She walked to the market to buy some vegetables. Hardly anybody would run to their places/destinations.

Naturally, Human beings are not created by God to do the task that already given to the horses/donkeys and monkeys. Defeat the purposes from God.

It was mentioned that human beings should not train just to display the few stunts that can be done by a monkey without practicing at all. That low the mentality of the human beings ever since.

Also, large group of human beings are watching a small group of human being chasing after a piece of leather is just not convincing.

The Roman emperors decided to divert the people/slaves to focus on sports/exercises so that they will not spend time to draft out any plan to overthrow the rulers. The people will be busy running, marathon, soccer, throwing heavy balls, javelin throwing, boxing to harm another, wrestling and racings.

Money was created by God.

Money was firstly highlighted when the children of God were asked not to charge interest on their brothers. They can charge interest on the Gentiles. Hence, the few largest banks in the world even today are apparently controlled by them, whose skills in money are unbeatable.

Let’s see who is in BLACKSTONE the fund manager/investment bank?

The law of supply and demand is a theory that explains the interaction between the sellers of a resource and the buyers for that resource. The theory defines the relationship between the price of a given good or product and the willingness of people to either buy or sell it.
Kindly replace the word “resource” with currency.

For example, Take note of these 3 currencies between NOV 2020 to NOV 2021 :-
1. USD1/MYR 4.10 to USD1/MYR4.16 = MYR depreciated against the USD.
2. USD1/CNY6.60 to USD1/CNY6.37 = USD depreciated against the CNY
3. USD1/ILShekel 3.37 to USD1/ILShekel 3.10 = USD depreciated against ILShekel

Except MYR, many of other currencies have appreciated against the USD.
WHY?

IF the demand for USD is declining ….inflation.

Sarah gave birth to Isaac when Abraham was 100 years old.

Sarah passed away at the age of 127 years old. Abraham mourned for her and purchased the land from the Hittites for the burial.

Verse 6- “Sir, listen to us. You are a mighty prince among us. Bury your dead in the choicest of our tombs. None of us will refuse you his tomb for burying your dead.” ABRAHAM was called "a prince".

THE HITTITES wanted give the land for to Abraham for FREE but Abraham chose to pay the full price for the land. NO dispute about the ownership of the land until today, Hebron.

Verse 19 - Afterward Abraham buried his wife Sarah in the cave in the field of Machpelah near Mamre (which is at Hebron) in the land of Canaan.



AYS - THE inventories and the receivables are pointed to the bank loans.
Big amount of all of them. The PE is very attractive.

Jacob loved Racheal more than Leah.
He has to work for another 7 years to marry Racheal, Laban has agreed.
To make Jacob to be more appreciative to Leah, God gave Leah more son than Racheal to balance the equilibrium of Love from Jacob. But Racheal also got 2 sons, they are Joseph (sold to the Egyptian by his brothers) and Benjamin.

Insas a very good. The investment at cost (Balance Sheet @30June) of RM391Mil in the Associates Companies (quoted shares) can fetch RM1.779BiL. This is making the counter like a gemstone

What is the difference between a great man and a terrible man?
A great man always busy hiding his greatness and a loser always busy hiding his negative. They both busy hiding somethings.

Can not challenge the truth. Can not bring down the truth to our level so that we ourselves feel good. Is better to confess our weaknesses and got much more to learn.

God said "someone who covered his crime will never succeed".
Better to confess "I am not a holy man, i am loser but i will elevate my level as i begin to learn..."

What if you have bought at RM0.92 not long ago...

Can not steal from the customers and donate to the poor. Not allowed, no reward for God, and instantly sins being collected into the "Report Card". God will do the calculation.
A switch for the A/C is RM20 but a compressor cost the customer RM1,000 easily.

The strategy of "Buy low sell high" considered executed/applied when others are enticed/misled to buy while you are dumping gradually/in one single trade.

1 Chronicles - 22:

9 But you will have a son who will be a man of peace and rest, and I will give him rest from all his enemies on every side. His name will be Solomon,[a] and I will grant Israel peace and quiet during his reign.

>>ONE of the ways to serve the Creator is to be a man with peace of mind - not to get excited or be excitable.

This is very important principle. One might think that "Peace and Quiet" is not related to jealousy, anger or envy. One might think that the lack of "Peace and Quiet" is nervousness. YES, is wrong to be excitable, to lose your tranquility.

WHEN Shlomo was about to become king, God said to Shlomo's father:"He is going to be a man of calmness...1 Chronicle 22:9.

..as investors offloaded selected heavyweight stocks

Genesis 18
New International Version -

Abraham Pleads for Sodom>>

26 The Lord said, “If I find fifty righteous people in the city of Sodom, I will spare the whole place for their sake.”

27 Then Abraham spoke up again: “Now that I have been so bold as to speak to the Lord, though I am nothing but dust and ashes, 28 what if the number of the righteous is five less than fifty? Will you destroy the whole city for lack of five people?”
“If I find forty-five there,” he said, “I will not destroy it.”
29 Once again he spoke to him, “What if only forty are found there?”
He said, “For the sake of forty, I will not do it.”
30 Then he said, “May the Lord not be angry, but let me speak. What if only thirty can be found there?”
He answered, “I will not do it if I find thirty there.”
31 Abraham said, “Now that I have been so bold as to speak to the Lord, what if only twenty can be found there?”
He said, “For the sake of twenty, I will not destroy it.”
32 Then he said, “May the Lord not be angry, but let me speak just once more. What if only ten can be found there?”

He answered, “For the sake of ten, I will not destroy it.”

(NOT EVEN THERE WAS 10 righteous people in city of Sodom, so the Lord destroyed the whole place)

Genesis Chapter 10
New International Version -

The Table of Nations -

This is the account of Shem, Ham and Japheth, Noah’s sons, who themselves had sons after the flood.

(Noah has 3 sons.)

(A). The Japhethites - the Europeans

(B). The Hamites -

Verse 6. - Sons of Ham:

Cush, Egypt, Put and Canaan.

7. The sons of Cush:

Seba, Havilah, Sabtah, Raamah and Sabteka.

The sons of Raamah:

Sheba and Dedan.

8. Cush was the father[c] of Nimrod, who became a mighty warrior on the earth.
9. He was a mighty hunter before the Lord; that is why it is said, “Like Nimrod, a mighty hunter before the Lord.”
10. The first centers of his kingdom were Babylon, Uruk, Akkad and Kalneh, in[d] Shinar.
11. From that land he went to Assyria, where he built Nineveh, Rehoboth Ir, Calah
12. and Resen, which is between Nineveh and Calah—which is the great city.

13. Egypt was the father of

the Ludites, Anamites, Lehabites, Naphtuhites, 14 Pathrusites, Kasluhites (from whom the Philistines came) and Caphtorites.

15. Canaan was the father of

Sidon his firstborn,[g] and of the Hittites, 16 Jebusites, Amorites, Girgashites, 17. Hivites, Arkites, Sinites, 18 Arvadites, Zemarites and Hamathites.

Later the Canaanite clans scattered 19 and the borders of Canaan reached from Sidon toward Gerar as far as Gaza, and then toward Sodom, Gomorrah, Admah and Zeboyim, as far as Lasha.

20. These are the sons of Ham by their clans and languages, in their territories and nations.

(C). The Semites - Why anti-semitism? The Israelites are the Semites. Abraham come come from Eber, Eber the son of Shelah, Shelah the son of Arphaxad and Arphaxad the son of Shem.

WHY Sino? The Chinese (Sino) come from Sinites (verse 17), son of Canaan, the son of Ham.

Cush - the dark people, the Africans.

SO, the Egyptians, the Chinese and the Africans come from Ham.


32. These are the clans of Noah’s sons, according to their lines of descent, within their nations. From these the nations spread out over the earth after the flood.
01/11/2021 8:02 PM

Miracles took place daily. When those incidents occurred too frequent in the day, those are not counted as miracles but as normalcy/business as usual.

For some, the fact that we still can chew the food as usual is considered as no miracle at all. But to some people, merely can swallow their food is already a miracle. Depending on the timing and the circumstances. Certain events which are no miracle to many people is a miracle to another.

So, miracles did happen in front of us every day.

Steel production...

In Verse 12, Sarah is a very commendable wife that she addressed her husband/Abraham, "my lord" instead of "my old man" or "my old one" which are disrespectful.

She is very respectful of her husband and we know why the descendants of Abraham (Ishmaelites/Arabs and the Israelites) are very submissive to their husbands.

The hospitality of the middle easterns are superb, no doubt.

The descendants of Abraham are not the Africans, Koreans, Chinese, Russians, Turks, Japanese, Malays, Punjabis

Abraham offered the best hospitality to the three Visitors.

When the due respect should be given, Abraham spoke/dealt to the one standing in the middle. Usually the middle one is the most senior person whereas the ones at the sides (left & right) are like the body guards.

Like in our daily lives, we would talk to the middle one whenever we encountered 3 men by the road side with the understanding that the one standing in the middle is the most senior person.

Imagine that Abraham had served food and drinks personally to the three Visitors, is like got 3 men knocked at the door of a very rich klse investor in Malaysia and he brought the food and drinks from the kitchen...not by the chef/kakak. Abraham's hospitality is of top grade

While they were eating, they asked Abraham "where is your wife sarah?".

>>>10 Then one of them said, “I will surely return to you about this time next year, and Sarah your wife will have a son.”

Now Sarah was listening at the entrance to the tent, which was behind him. 11 Abraham and Sarah were already very old, and Sarah was past the age of childbearing. 12 So Sarah laughed to herself as she thought, “After I am worn out and my lord is old, will I now have this pleasure?”

13 Then the Lord said to Abraham, “Why did Sarah laugh and say, ‘Will I really have a child, now that I am old?’ 14 Is anything too hard for the Lord? I will return to you at the appointed time next year, and Sarah will have a son.”

15 Sarah was afraid, so she lied and said, “I did not laugh.”

But he said, “Yes, you did laugh.”

2 things each man need to safeguard

1. Fear - fear the Lord. Also fear like we fear the Police/LHDN/MBPJ - Like being arrested & transported in the black maria, charged in the Court, send to the prison and be punished.

2. Shame - easily feeling ashamed, ashamed like you forgotten to fully zipped up the trouser/pants, private parts being exposed, shameful. Shameful to be related to certained unpleasant activities/schemes, insider's job/bank officers stole the depositors' money.

Thereafter, the characteristics in a person will be purified further

Baloney...baloney.

IF God wanted to make you rich...you don't have to be highly qualified/educated in the universities. Have we not seen before old professors went to teach with a small old car or scientists retired as poor men?

On the contrast, a foolish guy short/sold when others were asked to buy or he bought when others were selling. As the results, he made a big profit. Like a certain man short the Pounds and made huge profit out of the simple transaction. Bill Gates did not finish his studies and can not wait any longer to realize his dream in his company.

But someone who have borrowed and refused to pay back is a wicked man, both in the sight of God and men. However, at the moment he was borrowing, he is not a wicked one yet.

Plenty of charity/tzedakah can make our Creator change the decree for us. Supposedly to be snatched away the soul from the body last night, but he made a tzedakah to the poor just before the sun set, therefore the satan (life-taker) as the prosecutor could not over-ruled/convinced our Creator because the Creator will justify to the satan that "his cup that storing the sins became not overflowed again", so he continued to have more days.

Cry to God for your salvation. Once there was a man climbed out from the fencing of the hospital and ran to the grave of Rachael and cried to God for hours that he should not died of cancer at such a young age because he still got many unsettled matters in life...young children, old parents, unemployed wife...So, in days later, the doctor found that his disease had left.

Still Can learn a lesson even from the worse people in our modern time

1. Hitler refused to have anesthesia when his dentist was dealing with his root canal treatment. He reasoned that his armies were fighting the Russians with much more pain and he should suffer that little pain without any qualm.

2. Bernie Madoff refused to give in to the offer of the authority that he can have a better treatment in the jail sentences if he can agree to disclose the names of those who placed monies with his ponzi scheme (amounting to @USD60 BiL). Having cheated those depositors, how can he let the IRA/LHDN to investigate those victims of ponzi scheme?