[HLBANK] YoY Quarter Result on 31-Dec-2008 [#2]

Announcement Date
10-Feb-2009
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2009
Quarter
31-Dec-2008 [#2]
Profit Trend
QoQ- 6.36%
YoY- 20.38%
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Quarter Result
31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 CAGR
Revenue 999,471 603,964 519,404 564,207 524,221 436,794 361,366 18.46%
PBT 440,104 359,685 291,285 340,097 293,088 212,432 136,068 21.59%
Tax -91,026 -68,253 -66,536 -82,862 -78,801 -57,355 -37,799 15.76%
NP 349,078 291,432 224,749 257,235 214,287 155,077 98,269 23.51%
-
NP to SH 349,078 291,432 224,749 257,427 213,844 155,557 98,269 23.51%
-
Tax Rate 20.68% 18.98% 22.84% 24.36% 26.89% 27.00% 27.78% -
Total Cost 650,393 312,532 294,655 306,972 309,934 281,717 263,097 16.27%
-
Net Worth 9,447,671 6,926,410 6,071,555 5,403,504 4,853,505 4,463,300 4,394,638 13.59%
Dividend
31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 CAGR
Div 173,207 130,686 130,415 130,379 130,392 131,703 137,332 3.94%
Div Payout % 49.62% 44.84% 58.03% 50.65% 60.98% 84.67% 139.75% -
Equity
31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 CAGR
Net Worth 9,447,671 6,926,410 6,071,555 5,403,504 4,853,505 4,463,300 4,394,638 13.59%
NOSH 1,574,611 1,452,077 1,449,058 1,448,660 1,448,807 1,463,377 1,525,916 0.52%
Ratio Analysis
31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 CAGR
NP Margin 34.93% 48.25% 43.27% 45.59% 40.88% 35.50% 27.19% -
ROE 3.69% 4.21% 3.70% 4.76% 4.41% 3.49% 2.24% -
Per Share
31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 CAGR
RPS 63.47 41.59 35.84 38.95 36.18 29.85 23.68 17.85%
EPS 22.17 20.07 15.51 17.77 14.76 10.63 6.44 22.86%
DPS 11.00 9.00 9.00 9.00 9.00 9.00 9.00 3.39%
NAPS 6.00 4.77 4.19 3.73 3.35 3.05 2.88 13.00%
Adjusted Per Share Value based on latest NOSH - 1,448,660
31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 CAGR
RPS 48.76 29.46 25.34 27.52 25.57 21.31 17.63 18.46%
EPS 17.03 14.22 10.96 12.56 10.43 7.59 4.79 23.52%
DPS 8.45 6.38 6.36 6.36 6.36 6.42 6.70 3.94%
NAPS 4.6087 3.3788 2.9618 2.6359 2.3676 2.1773 2.1438 13.59%
Price Multiplier on Financial Quarter End Date
31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 CAGR
Date 30/12/11 30/12/10 31/12/09 31/12/08 31/12/07 29/12/06 30/12/05 -
Price 10.90 9.20 8.13 5.10 6.35 5.55 5.10 -
P/RPS 17.17 22.12 22.68 13.09 17.55 18.59 21.54 -3.70%
P/EPS 49.17 45.84 52.42 28.70 43.02 52.21 79.19 -7.63%
EY 2.03 2.18 1.91 3.48 2.32 1.92 1.26 8.26%
DY 1.01 0.98 1.11 1.76 1.42 1.62 1.76 -8.83%
P/NAPS 1.82 1.93 1.94 1.37 1.90 1.82 1.77 0.46%
Price Multiplier on Announcement Date
31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 CAGR
Date 27/02/12 23/02/11 24/02/10 10/02/09 14/02/08 26/02/07 23/02/06 -
Price 11.70 9.29 8.37 5.35 6.00 6.80 5.15 -
P/RPS 18.43 22.34 23.35 13.74 16.58 22.78 21.75 -2.72%
P/EPS 52.78 46.29 53.97 30.11 40.65 63.97 79.97 -6.68%
EY 1.89 2.16 1.85 3.32 2.46 1.56 1.25 7.13%
DY 0.94 0.97 1.08 1.68 1.50 1.32 1.75 -9.83%
P/NAPS 1.95 1.95 2.00 1.43 1.79 2.23 1.79 1.43%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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