All investment is about timing and the stocks. No right or wrong time but the ability to buy and sell at the right. Most of us focus on market trend but forget the macro-economic factors and hence the miss opportunity. No point regretting. Remeber there will always be opportunity provide we look for it in the right direction.

January is a great time to accumulate shares esp. with genera and go for the election hot in the pipeline. Forget about penny shares and go for the solid dividend shares. Take profit on 10% up and reacumulate later. Never lose on taking profit.