Is he still staying in rented room?

Posted by qqq3 > May 13, 2019 7:09 PM | Report Abuse X

why worry so much? my children tells me, his manager say his salary $ 8 k a month, got zero savings......just enough to pay for his BMW and house......
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I told this story in the context....don't over worry, when young....future earning power is more important than how much u can save.......






My god!
Your son's manager just earn 8K a month?
Just imagine how much your son is earning now?
4k?
5k?
6k?
7k?

Like father like son.
Only god can help your son buying his first propert in Klang Valley.
He can't rely on his father to give financial assistance.........

China already decided trade negotiation is best dealt with POTUS other than mad dog Donald Duck.

Let the Duck impose tariff on all imports from China.
So what?
You think Americans can survive when they wake up in the next morning, everything gone up by 25%?

Want to buy made in America product?
You think Americans are so dumb to pay 6 times more for the same goods?

Hey, 996 is the theme of the working world in China these days.

America wants to work 8 hours a day for four and half days' week but asking for minimum wages 6 times more than the Chinese.

Surely America will bungkus in no time........

If goods from China are indispensable, why should China producers lower selling price?

If the goods are replaceable, then compare cost of production, transportation and quality.

Don't tell me US businessmen are so dumb as Donald Duck if they can find alternative source to make more money?

Why German products are so expensive and people still going for them?
Price is a factor, but value for quality is equally important to retain customers....

Better don't meet up.
Why should only US dictate the terms for trade negotiation?

Put up a term of reference (framework) under which negotiation should take place.
Determine what is the desire ultimate outcome which is acceptable to both parties.
Is it to deter China from becoming world largest economy?
Is it to curtail China's new direction to achieve Made in China 2025?
Is it the sabotage the effort China made to expand sphere of influence via OBOR?

If answer is in affirmative, then start hard war straight away, starting with South China Sea, then to all overseas Chinese interest in Africa, Asia, South America and Europe.

Need not look for reason to 'escalate' tension.

If answer is negative. Then define desired outcome objectively.
Trade imbalance?
IP 'theft'?
China 'currency manipulation'?
State subsidies?
Dumping?
Espionage with 5G technology?

All could be solved if reciprocal consideration on both sides.
There is no way China to sacrifice weakening itself only to add strength to adversarial party like US.
Trade negation must be fair (as Donald Duck used to say) and appear to be fair to all parties........

Very simple, when Public Anal-list says Buy, you hold.
When shim says hold, you better sell quickly.

Only when shim say sell, you must get ready to buy.
Proven right again and again........

How USMCA came about?
Is it not because Donald Duck dump NAFTA and replace with new treaty favorable only to US?

Donald Duck war strategy is to attack one after another.
Easier to deal with bilateral talk.

Why he walked away from Trans Pacific Trade Agreement?
He will then has to deal in multi-lateral trade nego which he can't manipulate.

If China surrender, do you think India stand a chance?
Do you think EU stand a chance?
Brazil?

All to fall one by one.
By then, Russia will be without friendly country to rely.
Either it will fail like Soviet, or become Africa of the 90's.......

China will eventually emerge as victor.
Donald Duck still think US is world largest economy?
Yes. It is, but only if and only if GDP is measured in USD.

Workers in US earn 3.5 times more in terms of USD.
Average monthly salary net of tax in US $3057 per mth, vs China $888 per mth
If they earn only 2 times more, China GDP is world number one.
Everything in US is at least 3-4 time more expensive than China


https://www.youtube.com/watch?v=yIXLA04FDHw

Don't be fooled by Donald Duck again and again when he use the word 'may' or 'may not' further impose new tariff on $ 325 billion Chinese export.

Take it face value as he mentioned already instructed his officers to work on additional tariff on ALL GOOD IMPORTED FROM CHINA.

So, it is prudent to make provision ALL EXPORT TO US WILL BE SUBJECTED TO 25% TARIFF and may further revise upwards.

Tariffs paid by importers.
Can US get alternative source of supplies?
If NO, means US importers still have to buy from China for the time being.
25% import tax will be foot by the end users.
May take another one or two years to phase out imports from China.

During this period, what China should do?

1. Devalue RMB to trap all US investment so not easy for them to move out capital.
2. Impose capital control, but that may be reciprocal action by US.
3. Selling US Treasury, with devaluation, can bring back more in terms of RMB.
4. To limit tourist/ students visiting/ study in US.
5. Move excess production capacity to friendly countries in SEA, Africa and South America.
6. Open up new markets in Asia, Africa and South America with discounted pricing to squeeze out US products.
7. Develop domestic demand further. 1.4 billion population can be self-sustain market for at least three quarters countries' output.
8. Restrain US companies expansion and involvement in certain sector compltely.
9. Stop all strategic war material export to US. That is to include mobile phone battery, rare earth minerals, any products highly dependent upon China manufacturers.

Still recommend to buy?
Since the very first day MRCB injected Platinum Plaza, this anal-list had been giving buy call with reducing TP giving all sorts of reason.

Shim should know Platinum Plaza and Manara Shell were injected with grossly overpriced valuation, benefited only MRCB not MQReit holder.

Very soon Ascott Sentral will be injected for 200m, even though market valuation is 150m but could not be sold for years. Book value only 90m man.........

Later MRCB is going to inject Ascott Sentral for 200m.
Market valuation 150, book value 90m, can't sell for years, but will be able to offer to MQReits at 200m.........so called willing buyer willing sellers mah.......

https://klse.i3investor.com/blogs/kenangaresearch/205823.jsp

Run for your life.......

I am telling you, Platinum Sentral and Wisma Shell going to make some impairment later.
These properties were bought with grossly inflated price.........from vendor related to property managers.

Tell me what will be next QR like?
Down further?
Flat?
Up?

You are going to tell the world regardless what next QR be -- within expectation!
Really idiotic anal-list.
Just like recommending Parkson with TP 80 sen............

Within expectation?
You have been expecting revenue to come down?
You have been expecting reversion rate to come down?
You have been expecting profit to come down?
You have been expecting impairment for Platinum Sentral and Wisma Shell?

Then why you never recommend to sell?
Canon behind horse!

山雨欲来风满楼

山雨欲来风满楼

By virtue of his user ID, "I con", meaning that he has very malicious intention to con people from the first day he came to i3........

Where is the big liar icon?

Posted by Icon8888 > May 8, 2019 9:14 PM | Report Abuse

ks55 moron I made tonnes of money from bimb warrants

Because I was happy and positive


==================================================================

Moron?
When did I comment on bimb warrants?

Show me the proof!
Or else, you are just a big liar!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

You never had a plan when young.
Failing to have a credible retirement planning is now make you fail to have risk-free retirement life.

Pray you will learn more from KYY by PLP more, if he still care about your existence.........

Posted by ks55 > May 7, 2019 11:12 PM | Report Abuse X

If you are 24 yo today, how much is your expected salary when you are at 60, i.e. 36 years from now?

For dumb-dumb, you will expect yearly increment of 4%.
For average or slightly above average, yearly increment 8%.
For high achiever, yearly increment 12% to 15%.

Say if you are with average performance, effective increment 8% yearly taking into consideration 4 promotions/job switch through out your working life, you are expecting 16x your current pay.

If you are earning 3k now, 36 years later (if you retire at 60), you should be earning 48k a month.
Based on last drawn pay at 48k, you need 5.76m equivalent to 120 months of last drawn pay.

If you are spending 60% of your income, when you retire at 60, last annual income is 576k. 60% means 345.6k a year.
If you can generate 10% to give 576k a year, you will be very much prepared for inflation up to 4% a year.

Planning for retirement is not calculate based on what you need today, but to be contemporaneous to the time of retirement.

It is immaterial whether you remain in positive.
Your main problem is you are having too little to see you through your golden age.

It is immaterial whether you remain in positive.
Your main problem is you are having too little to see you through your golden age.

Even if you claim to have 300k, and that 300k still intact, you can never last for 5 years.

Do you have a loan-free house?
Sell it.
Put in Reits.
At least you still can get 60k a year for your living expenses, provided your house worth more than a million now..........

Better follow CP Teh.
Sell your house.
Sell your Cub.
Sell your son's bicycle.
Punt all you have when Sendai reaches 40 sen.
You may get back 20k when Sendai moves back to 80 sen in 10 years........

You mean fake accountant sailang in single stock?
Really brave.
No wonder he can claim he made 200% from 100k to 300k in 2 years.

But if you think in different perspective, Jaks from 140 fell to 40 sen, and Sendai from 140 fell to 47 sen, 70% from his so-claimed 300k will be again at best left only 100k.

If in between, he used OPM, his 100k may only become less than 10k.
Pity fake accountant has to survive on his meagre 10k for next 20 years to come..............

10年10倍
20年100倍
30年1000倍

All will materialise at 26% compounded growth.
Can you be so consistent making 26% every year?
Surely it is on whole of your capital, not individual stock.

From share market?
I doubt you can achieve that as market is full of surprise with Donald Duck sitting as most idiotic POTUS.

Property?
Generally give you up to 7% for long term (say 30 years) unless you were so lucky to have bought houses in Bangsar 30 years ago.

Land?
If you are damn lucky to buy agriculture land cheap, and government suddenly decided to build one highway cutting through your land just like Bandar Cemerlang of Crescendo, where 50 sen psq agriculture land become 30 ringgit psf development land.

What other type of investment can give you that kind of ROI at 26% consistently over next 30 years?
Surely you must do your homework with all your heart and all your soul.
Fail to plan is plan to fail.
Learn what ever skill to make you live.
Always remember, KNOWLEDGE IS POWER.

If you are 24 yo today, how much is your expected salary when you are at 60, i.e. 36 years from now?

For dumb-dumb, you will expect yearly increment of 4%.
For average or slightly above average, yearly increment 8%.
For high achiever, yearly increment 12% to 15%.

Say if you are with average performance, effective increment 8% yearly taking into consideration 4 promotions/job switch through out your working life, you are expecting 16x your current pay.

If you are earning 3k now, 36 years later (if you retire at 60), you should be earning 48k a month.
Based on last drawn pay at 48k, you need 5.76m equivalent to 120 months of last drawn pay.

If you are spending 60% of your income, when you retire at 60, last annual income is 576k. 60% means 345.6k a year.
If you can generate 10% to give 576k a year, you will be very much prepared for inflation up to 4% a year.

Planning for retirement is not calculate based on what you need today, but to be contemporaneous to the time of retirement.

Since tariffs rest upon importers, and pass onto the ultimate end-users, let Donald Duck impose on those goods, and US voters do the rest to end the trade war.

Consumer goods are unelastic.
Unless Walmart can find alternative source of supply, US will lose trade war by voting machine.

That is the reason Chinese is no longer desperate to cut deal with the Duck.......

PRGL 58 cent.
Going to break record low very soon........

Very cheapskate!
Attend Parkson AGM just for food.

Didn't you tapao with plastic bags?

Yes.
China delegates should go.
Liu He may not come along.
Instead of 100 members delegation, 10 will do.
Don't give any chance for US to say China walk away from trade negotiation.

US trade negotiators are just puppets.
To talk to them does not yield any result.
POTUS is the only one good at negotiation (or demand) as he claimed.
The rest are just decoy at the whim and fancy of Donald Duck............

Tahniah kerana belum bankrupt!

Sori, not FM, but The Treasury, signed by FM.

http://www.treasury.gov.my/index.php/en/gallery-activities/press-release/item/4977-press-release-consumer-price-index-cpi.html

No need lah.
Finance Minister says CPI for one year only 0.2%
Giving pay rise 2% is already good enough mah..........

https://klse.i3investor.com/servlets/cube/post/parkson18.jsp


Already pokai lah..............

?????????????????????????????????????????????

New tariffs take effect this Friday.
Liu He has cancelled his trip to US.

https://www.fxstreet.com/news/breaking-chinese-vice-premier-liu-he-has-cancelled-trip-to-washington-yen-rallies-to-highe

Jaks is dead.
Can't deliver office block to Star this Oct deadline.
Residential units LAD will keep on piling up, perhaps for another 3 years?

What I know ringgit shrinks fast.
You send your car for service?
You go Tesco to buy sundries?
You send your kids for tuition?
You send your toddlers to nursery/kindergarten/babysitters?
You go to market?
You go kopitiam?
You go KFC/MacDonald?
You go restaurant?
You go Raya/CNY shopping?

Surely 0.2% CPI is created by somebody sitting in aircon room angan-angan sahaja.
Surely 0.2% CPI is created by somebody never need to pay when go to restaurant.
Surely 0.2% CPI is created by somebody never bother to compare price as money is not an issue.

If last year your total household expenditure is 100k, according to the experts who created the 0.2% CPI, meaning that this year's expenditure is going to be 100.2k

If you spent 10k last year, you need to spend only 10.02k
So workers need to get pay increment 2% is good enough to have net positive increment of 1.8% after minus inflation.

What else I can say?
CPI 0.2% yoy.
Only idiot will agree.

www.thestar.com.my/opinion/columnists/one-mans-meat/2019/05/04/a-chicken-and-egg-situation/

PN 17

雄狮变病猫
病猫变死猫

论坛总是有很多这样的"股神"，一边叫人买与继续持有，一边厢自己早就出货了。真不明白这些人是什么心态，所以我奉劝新手自己独立思考。有建设性的分析可以看，但是自己应该思考该不该买。因为人家叫你买，也许不会叫你卖，从此你就套牢。

Q1 makes 2.46 sen. Annualized is 9.84 sen.
PE 10, fair price 98.5 sen.
PE 15, fair price is 148 sen.
PE 20, fair price 197 sen.
PE 25, fair price 246 sen.

So what do you pick? PE 15? PE 25?

If you take into consideration dividend 17 sen.
Times cover? Negative man!
Not prudent way to pay out more than what you earn!
Not sustainable.

Crude oil is on the way up.
Unless can get better selling price, profit margin will squezze further.
Play safe, buy at PE 12 to 15.
You may see PE deteriorate next quarter............

PN17

Posted by ks55 > Jul 26, 2017 11:03 PM | Report Abuse X

Posted by speakup > Jul 26, 2017 09:50 AM | Report Abuse

first there is china stocks (xingquan, msports, xdl, dan lain-lain) con malaysians
now there is korean stock (lctitan) con malaysians.



Hi speakup.
It is not the Korean cheat Malaysian.
It was Public Anal-list who cheat the ill-informed Malaysia by giving unrealistic TP at RM 7.72

Public Anal-list like to cheat Malaysian.
Otherwise Public Mutual cannot sell.
Do you agree?

http://klse.i3investor.com/blogs/PublicInvest/127348.jsp

CMMT is dying.

http://www.bursamalaysia.com/market/listed-companies/company-announcements/6135057



Posted by ks55 > Dec 22, 2014 09:11 AM | Report Abuse

Yes, I like retail REITs. But to invest in CMMT must have second thought.
Just go to Sungai Wang, what do you see?
Go to IOI City Mall in Putrajaya. What can you conclude?
Hektar is most resilient and consistently pay out at least 10.4sen DPU. This work out to have DY 7.2% based on 1.45 share price.

As for office REITs, try to avoid QCT as PS acquisation is not at arms length. If waiver for PAC not granted, or PS acquisation aborted, then QCT is a good buy.
Try to avoid any other office REITs because it will be getting harder and harder to find tenant.

Industrial REITs, best buy is still Atrium. No doubt Atrium Puchung is vacant right now, with able property manager, it will not be difficult to find tenant. Moreover,
DPU for Jan 2015 will remain at 2.2sen (net profit from disposal of Rawang factory). This give DY 7.7% based on 1.17 share price.

For multi-dimension REITs, best choice is ARReit. Silverbird factory fiasco should be over in Jan 2015 with court proceeding (unless High5 play dirty trick again). Wisma Amanahraya in Jalan Semantan (Now rename Wisma ELM) is now lease to SEGI College University. In no time DPU will go back to 8 sen per unit.

Caution! Be caution!! Be most caution !!!!
Don't trust MRCB will inject properties for new lease of life to QCT at arms length.
Properties injected will be very much inflated. I don't trust QCM as someone has vested interest in these type of transactions.


Posted by ks55 > Feb 21, 2018 11:26 PM | Report Abuse X

Tropicana Mall was a bad buy.
Sg Wang yet to recover even though MRT already completed.

TP should be at 1.00