If we invest in MNRB, it is like investing in FGV, go buy junk assets so that when you run out of cash you can call your grandfathers or great great grandfathers of Malaysia God to reinvigorate your business like the suka energy company by asking for cash injection something which is what WB and I can't do.

someday the decat dan murah will annouce it will sell you cheap stocks too but that time will be the company's shares and you know why now hopefully. like the FGV of Indonesia.

Either your profit must be higher than the corruption rate or else you will have financial trouble to force you to sell cheap stocks to your shareholders because kita besama satu malaysia, get it.

Nick: we live with problems we must die right away but if the problems live with us we will die slowly until we are able to withstand the problems or until new problems arrive. We all must die just like we don't know when only. I have on my own part associate MNRB's problem and GE's problem to fall under the same type or category -----after I read WB's comment on GE and had tried understanding the comment. It is some kind of insurance change GE never mentioned before but revealed suddenly due to poor accounting, as mentioned by WB. GE and MNRB are going the same course and same prestigious they kept their own way of doing until they themselves can not handle themselves anymore. The problem is MNRB never mentioned they have any problem before and they even give "AAA" guidance with help of Fitch. THEY the MNRB will be like what WB said about GE and WB said the mistake is made in GE because nobody ever said they have a mistake in GE even if it is a flu kind of not serious type. you get it.

For example: how can asset=liability in the long run? you tell me insurance company? asset get corrupted but liability stays just like besama Malaysia.

for mnrb case, the scary part is you don't know what problem they are trying to remove especially when only GOD has no problem and MNRB is no GOD time.

decat=a trap (your outside help is a trap), murah=bait (selling cheap stocks), intention to remove low buying power problem in Malaysia, is this achievable or not it is up to us. The rest you think yourselves.

you are not able to help me (the malaysia or who) to remove low buying power problem one lah. especially even harder when you open 2000 or more decat and murah.

decat and murah and low buying power for Malaysia. whether you are consumers or supplier, it is the same when you have low buying power. how can low buying power increase your earning power and consumers' sophistication, you tell me, decat and murah. for example, please ask the decat and murah in your backyard. you are not able to help me to remove low buying power problem one lah.

Either they are so sophisticated that they can't see a mistake or it is the other away around.

傻瓜才會吃虧!

Decat dan Murah (we are not giving out dividends but we are now selling out for cheap or becoming a company that is selling out cheap stocks)
, we are not missing out anything from this slogan (you have floated the market with decat dan murah's as we are aware of that whether you like it or we like it or not), but why is this slogan decat dan mati to us. What is missing? For example, Does Mr. Koon needs to go to decat dan murah or not if this is the answer that Mr. Koon himself (or any of your customers or potential) doesn't know why does everyone else has to know also, you see, this decat and murah is probably decat and mati to other people.

When something is very cheap in price they can make money in the actual action or they can make money from the opportunity of selling out what is very cheap in price right now. Investing is no 1, actual action, and no 2, opportunity cost.

I want to know what is your mistake so that I can judge whether you can handle your other mistakes for those that happen before or those that may happen later than the time I should not be investing in your company.

The Fitch "AAA" rating is also not the outside help either, because the outside gives you earning power and the help give you sophistication, the rating that MNRB pays Fitch to do does not do what has to happen later on------- the earning power and the sophistication for you.

business productivity or business power come from outside help and that is why the help must come from the outside (not the shareholders) for the power to be a permanent power.

That is why they need to sell rights shares, and we are their outside help, get it, for them to improve on their effectiveness (do more things that coincide with natural factor instead of people) and their own efficiency (do more what is obviously going to be their own successful rather than their own failure).

Business Productivity---missing? outside help ?
Effective (natural factor missing)---decat (service =decat to people) is not a garuntee of earning power.
Efficiency(poor execution of strategy)---murah (convenient=selling cheap stocks) located in remote locations (for what purpose or for the purpose of doing to your customers "the hard to find strategy" is it?)
What for we the shareholders are paying your employees very high for doing very low income for us and very low sophistication jobs for you?

You are too good to yourself to the extend which is unbelievable: keep your employee incentives simple or else you will be missing something that sound like "god's trust or integrity". I sound like Warren Buffett you see.

You need to help someone who is better than you in order to become successful and that person that is better than you need to be you in order for you to not become a failure, I thought this is common sense, please don't let Mr. Koon... or anybody else to remind you again.

30 years ago I spent 20 dollars also I won't feel remorseful but now if I spend 20 dollar also I feel very sad. Earning power or sophistication? In a lot of areas where there is no earning power or where there is no sophistication, you go and put up a lot of "decat and murah"'s for what? for show and for show to who? please explain?

as a comparison against its competitors or something that is necessary for it to have to make money. it is not that it has to be better than its competitors in everything they do, they many have their only single unique way of making money not competitors are not following them. get it, the company needs to make money, but how?

Forest city project should be a national interest, it shouldn't be just johor's interest or johor's rulers' interest with china or mr. kyy's interest because he doesn't see other things or other human beings besides himself and those top people only.

I or You need intrinsic values (not replicable ones (the value of nta not a consideration here because it is something replicable or accounting manipulative)) to see whether the market price of 90 cent is cheap or expensive for you to decide whether how big or small as an issue for you or I to treat mnrb's rights issue. or how important or how necessary we should take part or not?

Do you know what is a company's intrinsic values (like a person's internal strength or qualities that are not replicable (competitive advantage because not replicable mah, get it)), they are, for your information : its strengths, talents, popularity (market share) and well-practiced or etc as a comparison against its competitors. For my purpose of writing, let me ask you, to determine how big or small as an issue for us we should treat mnrb's rights issue:

We ask ourselves Questions so we don't fail:

How many of these qualities are we seeing from MNRB. For example, selling the rights share for 90 cent, this kind of company practice, is it good for all shareholders, such as for which the small kind (like you and me) or the big kind such as (the PNB and ASM).

Maybe the eagle is working for pnb or asb or ccd or ...you never know!

You don't have to give out bad news to bodek them. They will surely push down the price by hook or by crook or by their own stupidity. Just be patient, don't go catch the knives,....for everyone's sake, don't be so stingy since it is in everyone's favor (whether you are pnb or asb or ccd or ...) for the share price of this stock to drop.

You think who got all the shares to throw out and you think who must pay the most money if the rights shares are announced. Keep quiet and wait for even lower price. If they push the price lower they get to pay less especially when you have 42% of shares in the company.

I am shareholders and not the managers: I only want dividends for long term investment or I prefer price appreciation for short term investments and to make my wish come true I prefer managers who act like managers but think like shareholders. Is this too much to ask from MNRB? Because I think you can bluff other people you still can not ask the other people you bluff to (the shareholders) to bluff themselves.

All these tak guna to shareholders. They fall and they rise and they fall and they rise again, I mean the revenues for the last 10 years always still in the same certain range.

MNRB Holdings Bhd reported a 15.62% rise in net profit in the fourth quarter ended March 31, 2018 (4QFY18) to RM29.41 million, from RM25.43 million a year ago, boosted by its business rationalisation exercise, termination of unprofitable ventures, lower management expenses and higher fee income.

勞心的人控制別人< 勞力的人被別人控制. I hope you share their sorrow with them and please don't share your energy with them.

I once made a mistake: I ask people to do for me what I don't know how to do for myself (build me a hrc manufacturing machine 我不會做的事情) and it end up that the other person ask me to do for her what is good for her instead (對她 (itali girlfriend) 好的事情) . You see "don't save up sax for old age", warren buffett said, which means when people are good to you you should try to protect yourself (別人對你好的時候你要懂得照顧你自己) but when other people are bad to you you have to save yourself (別人對你不好的時候你要懂得救你自己) , this is my mistake, instead , 我老是靠別人對我好我變成老是要做別人的需要,但是連佛都不是萬能的我有整摸可能做他所有的需要呢? This is my mistake and maybe this is somebody's else mistake too! 我不要當傻瓜(輸在前面)我也不用去替別做我篤定會輸給別人的事情(輸在後面). You see "don't save up sax for old age", warren buffett said, you know this is what he means now.

SSteel is a big dissapointment, many people like me hold this counter for more than 10 years. Till now, the company has not admitted its mistake, or talk about its mistake, or let shareholders know about its mistake. It is all other people's mistakes (the itali manufacturer of steel manufacturing machines) or we shareholders' mistakes and not their mistake (no 's' here).

Warn3r: Have you ever woo a girl or it is the girl that is wooing you in life or not? You will understand this if you have.Take for example you see your girlfriend in a sad mode today, what is the best thing to do, if you really want to think for your girlfriend.

(1)如果你要做別人過去重要的事情,你就要對你自己不好.
(2)如果你要做別人喜歡的事情,你就要做對別人重要的事情.
(3)如果你要做別人的需要,你就要做別人喜歡的事情.
(4)如果你真真正正的要替別人想, 你就要讓別人自己解決別人自己的問題.

Those 4 above for wooing girl.

The only thing you need to determine is whether you want to find a girlfriend that is in the kind of bad mode like ssteel or not?

I remember warren buffett said marry up don't marry down which means you want to find a girl to do all this for you or you want to be the boyfriend to do all this for your girlfriend instead. For this you have to see whether you want to be warren buffett or Warn3r?

如何放下屠刀立地成佛

　　佛教裡的「放下屠刀立地成佛」也是同理。所謂的屠刀，並非手中有形的刀，而是我們對生死煩惱、五欲塵勞的執著。這一切，並不是我們說放就能放下的。當我們苦惱時，說一聲放下，就能立刻放下那些讓我們苦惱不堪的事嗎?我們想念親人時，說一聲放下，就能立刻把那個日夜思念的人忘掉嗎?若非平日訓練有素，你想一下子放下，根本是辦不到的。如果放下已經不成問題，那麼，成就也是不成問題的。

　　因此，在佛教裡，放下屠刀立地成佛並不特指罪惡之人，但凡是生活中能夠讓人產生煩惱和業障的東西，都是那把屠刀，而你若能放下屠刀，自然就能立地成佛。

To 歪理连篇: What is theory? Do you mind trying to understand what is the meaning of theory first before you talk about theory.

To sostupid: theory 道理 is not something 歪理连篇 (something for you to talk talk what you want with) but to me theory is everything (your reward whether good or bad) must be derive from work or what is derived from work (道理), a workable model you do to earn a living (practical 實際), or a realistic way (something you do so that other people will not be bad to you 現實).

that is why 道理,實際,現實 must be together all the time and if your intention is to win big you also need the other three elements 天時, 地利, and 人和. You have to think whether you are long- term investor (for this you need paster edward123 to help you in this case) or you are actually someone who is trying to earn a living by buying stocks. If you are the latter (for goodness sake), please you don't need a pastor to tell you what to do. Beware of geeks bearing formulas if you are just trying to be a simple wage earner that sort of people.

Sostupid=just like anyone of us in real life, if you really want to think for somebody, you have to let that somebody solve his own problem by himselve ("Investment is most intelligent when it is most businesslike.” --Benjamin Graham, The Intelligent Investor.)
Or this is called, 放下屠刀立地成佛, or also , 解玲還需系玲人.

What so difficult to make a decision, don't be more stupid than sostupid, 佛在你自己心中, if you want to do something other people need now (現在必要), please make sure that the something is also important to you right now (現在重要). ("Investment is most intelligent when it is most businesslike.” --Benjamin Graham, The Intelligent Investor.)

Investing ABC:
When you see a low cost stock, you have to check whether the stock you are interested in is also operating like a low cost company or not. If you are a saint you don't want to marry a slut!

If you are investing in properties, you want to buy in an area where there are no more possible new developments (land restriction). That way you can invest correctly instead of investing for your pleasure only. New developments continue to take place, today this flower is better I come here, tomorrow that flower is better I go there, always one-night stand. How to make money or accumulate long-term value (if you are a girl) you tell me? You don't want to invest for investing purpose where there are too many choices for the buyers so the market becomes a buyer market instead of a seller market. Get it dumb dumb. That explains why Johor has the higest rate of unsold properties. Ulu Tiram also can you said in your article (a town built under some underpass)? How you tell me?

Look for the janitor kind of stocks that earns more than what it takes for you to be a cockroach(ugly and dirty minded).

Brother Cockroach: What is the idea of mercy in real terms (實際跟現實一樣)?
Mercy means you use your success to prevent other people from failure even if you have to be a janitor. But the cockroach works in a different way, it uses other people's success to prevent itself from failure. That is why the cockroach always asks the janitor for mercy.

Your article sounds like the cockroach's writing asking for mercy from the janitor. Will it work? What do you think? For whom it will work eventually, the janitor or the cockroach.

Even if you don't have the means to invest, please try to be the janitor instead of the cockroach or sounded like one.

MRCB is epf and epf is epf's business.
drb is contentious issue have a lot of employess and a lot of old burden ..

mrcb and drb different context.

mrcb needs to try harder because only in transportation business or what?
drb don't need because it has a lot of diff. businesses already including pos malaysia.

1.wisdom-low cost
2.mercy-show mercy to yourself before you show mercy to other people. as...
3.compassion (we are usually hurt the most by people that don't need us the most for acquiring material reason: don't let this happen)
4.trust (we usually hurt the most the people that love us the most for acquring non-material reason)
5.sincerity-be truthful to yourself in making selection of course the one that loves you the most and the same one you are able to love the most (for the longest time).

In case you wonder how the they or the concept came about. You read this on Warren Buffett 1984 letter to shareholders. The one he talks about cone land and shopping center purchase when he listed the 5 elements of investing as suggestions for newly investors to follow.
19/11/2017 15:03

1. what-is what you can not blame others if something were to happens.
2. when-is what it takes so that other people can not blame you if something does not happen.
3. where-is where you are helping other people first to help yourself
4. ....
5.

If the company has all these 5 traits you buy the company

Warren Buffett ...what when where how why(and not why other stock)...criteria for investing.

The economic value method is 4.how and the forgive yourself one is 5.why(and not why selecting other stock).

You have to be able to forgive yourself first before you can forgive other people, this is because (you don't want to be sostupid) as you want other people to serve you first before they server their own priority. Look for companies that serve you first before they serve other people, these are good business to own for investors, according to warren buffett.

Says if they are selling at the same price, a nissan sentra and a mercedes bence, which would you prefer to drive? You see what I meant you make the judgment for your customers sake so that you know which business to own so that you will be profitable due to the non-switching of your customers to other products (take for example).

What is economic value?

assuming there are two products nissan sentra and mercedes bence? Assuming all factors are neutral, you are not restricted by money and attitude and everything else being equal to make a purchase.

Which would you prefer? to drive a nissan sentra or to drive a mercedes bence. the one you prefer has a higher economic value than the one you do not prefer. With everything else not related to the two products being rated equal rated neutral to you.

all the companies you recommmended on the list (1) can not change from the past (2) are not able to benefit from their past way of doing things (3) are not so sought after in the current environment (no economic value except for their market value and the number of shares distributed). Please don't be so inhuman.

ringgit appreciation or depreciation the rm is still the most undervalued currency in the region due to loss of revenue from oil: when you are rich you have rich friends when you are poor you have poor friends. this is so simple to grasp? the depreciation is because so now we have poor friends that is all!

Can you live in the way your parents live in todays's society, of course, not? The very simple reason usually is because you are the first to reject this notion.

Calvin and buddies: there is a saying that those who count on their daddies or mommies can not go very far and go for very long time if they have to compete with those who do not have to count on their daddies or mommies to become successful.

To be fair to all of us (old comers or new comers), those who count on their daddies or mommies are similar to those who have to count on their past and those past are usually not useful for plotting the future. You can not rely on your past to plot your future.

Especially very cheap shares like bjc or mui that have to rely on correcting mistake to advance forward.

Avoid high debts companies or those that use a lot of debts to finance their business (a lot of those on the highly recommended list that says you must have these or else you are going to miss out on some fun). Interest rate goes up is the only sure thing that is going to happen for sure if you are long term investors or think like you are one. Or else you are merely speculators---what is speculators ? they think just because someone has a pretty backside now he or she must surely let you screw it, don't you think it is a very ridiculous way to harbor this kind of investing idea?