No accident is what every one like in life. But life is also full of accidents lah.

Mainly due to higher marketing and distribution expenses related to the expansion of the OBM segment. The pain can continue lah. All terms pain.

Chun.

Guess so.

Calvin, some are traders here. The buy and sell lah. Don't block their business.

Drop till 1 cent better. I sailang lah.

Can sell or not? You must pray for no accident.

You sell people buy lah. Both parties also HAPPY lah.

艾芬失败两次不死心．洽印尼银行成败看监管机构

Author: moneyKing | Publish Date: 15 Feb 2017, 10:35 PM

艾芬控股（AFFIN）旗下艾芬银行正洽购印尼合作社银行（Bank Bukopin）旗下合作社伊斯兰银行（Bank Syariah Bukopin）的40%股权。

艾芬控股（AFFIN,5185,主板金融组）旗下艾芬银行正洽购印尼合作社银行（Bank Bukopin）旗下合作社伊斯兰银行（Bank Syariah Bukopin）的40%股权。

●分析

分析员认为，这是艾芬控股第三次挥军印尼，由于前两次皆因监管机构不放行而告吹，因此相信这一次的成败关键同样落在监管机构身上。

可提振长期业务

虽然这批股权价值不超过2亿令吉，也只会提高艾芬控股2018财政年净利0.5%，但仍可提振该公司长期业务展望。

联昌研究表示，艾芬控股早就表明有意洽购印尼伊斯兰银行，这也是该公司进军区域市场的计划之一，因此对于上述消息并不感到意外。

该公司先在2010年建议以1亿3800万令吉收购Ina Perdana银行，随后2014年再建议收购Panin Syariah银行的24%股权，而这两项计划皆以失败告终。

联昌指出，合作社伊斯兰银行的规模不大，资产仅有19亿5000万令吉，总贷款则是14亿4000万令吉。该公司2015年净利报1360万令吉。

联昌认为，合作社伊斯兰银行截至去年9月的股东基金为2亿2440万令吉，以2倍市账率计，40%股权约值1亿7950万令吉，占艾芬控股2016财政年总资产的0.2%。

联昌补充，除非监管当局要求艾芬控股发行新股融资收购计划，否则该公司完全有能力透过内部资金买下合作社伊斯兰银行的股权。

在获得更多详情前，联昌暂时保持艾芬控股的“加码”评级和2令吉96仙目标价。

文章来源：

星洲日报／财经 ‧ 报道：王宝钦‧2017.02.15

I agree.

PNB can jack it up to RM12. (5% div) or even higher at RM 18 (3% div equivalent to PBB) if the Chairman want to.

Next week drop somemore. That's why EPF thrown 2 days ago. Will continue.

Sellers is more than buyers at the moment.

If you are not sure Krono this year profit will be more than last year, don't buy. Leave this counter is best for you. Here only suitable for long term investors. Traders should sell now. Let it drop more.

Imagine if EPF never sold as before, It could earn more for members. Since it sold a lot, what to say? members get lesser div.

Sell first. You can't fight the downtrend. Buy back later after selling subside if you like this counter.

To me, EPF has been trusting wrong guys (remisers of various banks) to trade for it.EPF should hire retail investors like cold eye, OTB, etc to manage the stock investment in Malaysia for better profit. Am I right?

Ha! Ha! You got a point. But then members scold EPF for making less profit. It is totally useless when its performance cannot beat a retail investor.

Sure cross over RM3 one day. Project more than 1.5 cents of special div declared next Q. See how Padini also can attract SOMERSET CAPITAL MANAGEMENT LLP to emerge as a major shareholder. No record of any major shareholders selling.

EPF must have regretted a lot today as MBB is going up.

Airasia is red today. Ha!

AAX is red today. Tomorrow Airasia turn?

EPF is a trader, cannot make much money.

HLB made RM5.26 bil, PBB made RM 20.16 bil for revenue in a year.

Can kudamuda make more RM4 bil revenue for yourself a year?

see its revenue up from RM40.55 bil to RM44.65 for full financial year. Good sign. How could HLB and PBB achieve this revenue.

It is bottom up, impressed to me after started the impairment for a few Q.

KYY Golden Rule: You must make sure this year Krono makes more money than last year. then you go in.

Not much selling. Wait and see.

管理层相信FY17可以交出不错的业绩

No div again.

http://klse.i3investor.com/servlets/stk/annchsh/7052.jsp
SOMERSET CAPITAL MANAGEMENT LLP (a big shareholder) has been acquiring and accumulating since Jan and now Feb.

Final div is not declared yet to be included later.

Blaming EPF and Gov lah as Gov always blames the poor members simply spending.

Good conclusion:
然而，5.7％的派息率，在扣除物价高涨时代下的通膨率，实质的增长，可能就只有那2─3％，再加上许多会员属于中低收入一群，缴纳率就低，使到会员退休时，公积金的增长有限，甚至不足以维持退休后的生计。这也许就是许多公积金会员在退休5年內，就花光储蓄的原因之一。

BY 第一天

Rain I have Little shares in Gtronics (stuck), more in Krono (0.21 average).

Good result but selling. Crazy!

Liihen.

Will end at 4.95 today.

Be alert to 胡立陽. He is a theory person. Cold Eye is a practical person.

Cold eye has been making a lot of money. But 胡立陽 never told how much money he made.

胡立陽 method cannot work. No use. Cold eye's one better.

Less than 1 year, it will recover.

Do not catch a falling knife! Wait till it subsides.

More profit is due to reevaluation of properties growth. UoA actually made far less money this quarter. Careful.

Agree, it is undervalued.

In business doing, it will sell higher to Hospital/Clinic. Not a problem. Only need to know got a lot of order or not. Anyhow, it has secure some contracts to supply equipments.

Maybank is going to declare about 30 cents div, how can it go out so fast? wait the QR out, the it go out 30 cents. Ha! Ha!

Those buying need to hold for long term.

Not a good sign. EPF always know QR of many company a day before QR released such as the cases of Gtronics and Taann a year ago, so EPF sold it like no tomorrow and continue even after bad QR out.