[PBBANK] QoQ Annualized Quarter Result on 30-Sep-2022 [#3]

Announcement Date
30-Nov-2022
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2022
Quarter
30-Sep-2022 [#3]
Profit Trend
QoQ- 4.32%
YoY- 3.04%
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Annualized Quarter Result
30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 CAGR
Revenue 24,773,062 24,492,948 21,426,926 20,485,354 19,721,820 19,548,896 19,622,502 16.86%
PBT 8,608,902 8,835,932 8,831,050 8,413,477 8,045,806 8,001,096 7,366,575 10.98%
Tax -1,907,264 -1,943,912 -2,661,423 -2,481,989 -2,357,072 -2,349,832 -1,636,698 10.76%
NP 6,701,638 6,892,020 6,169,627 5,931,488 5,688,734 5,651,264 5,729,877 11.04%
-
NP to SH 6,665,076 6,855,852 6,119,499 5,874,429 5,631,022 5,594,220 5,656,531 11.59%
-
Tax Rate 22.15% 22.00% 30.14% 29.50% 29.30% 29.37% 22.22% -
Total Cost 18,071,424 17,600,928 15,257,299 14,553,866 14,033,086 13,897,632 13,892,625 19.21%
-
Net Worth 53,303,699 51,308,282 50,178,577 49,213,866 49,097,405 47,990,993 48,161,807 7.01%
Dividend
30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 CAGR
Div 3,493,924 - 3,299,817 3,105,710 3,105,710 - 2,950,425 11.96%
Div Payout % 52.42% - 53.92% 52.87% 55.15% - 52.16% -
Equity
30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 CAGR
Net Worth 53,303,699 51,308,282 50,178,577 49,213,866 49,097,405 47,990,993 48,161,807 7.01%
NOSH 19,410,691 19,410,691 19,410,691 19,410,691 19,410,691 19,410,691 19,410,691 0.00%
Ratio Analysis
30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 CAGR
NP Margin 27.05% 28.14% 28.79% 28.95% 28.84% 28.91% 29.20% -
ROE 12.50% 13.36% 12.20% 11.94% 11.47% 11.66% 11.74% -
Per Share
30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 CAGR
RPS 127.63 126.18 110.39 105.54 101.60 100.71 101.09 16.86%
EPS 34.34 35.32 31.53 30.27 29.00 28.84 29.14 11.60%
DPS 18.00 0.00 17.00 16.00 16.00 0.00 15.20 11.96%
NAPS 2.7461 2.6433 2.5851 2.5354 2.5294 2.4724 2.4812 7.01%
Adjusted Per Share Value based on latest NOSH - 19,410,691
30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 CAGR
RPS 127.63 126.18 110.39 105.54 101.60 100.71 101.09 16.86%
EPS 34.34 35.32 31.53 30.27 29.00 28.84 29.14 11.60%
DPS 18.00 0.00 17.00 16.00 16.00 0.00 15.20 11.96%
NAPS 2.7461 2.6433 2.5851 2.5354 2.5294 2.4724 2.4812 7.01%
Price Multiplier on Financial Quarter End Date
30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 CAGR
Date 30/06/23 31/03/23 30/12/22 30/09/22 30/06/22 31/03/22 31/12/21 -
Price 3.85 4.00 4.32 4.23 4.37 4.67 4.16 -
P/RPS 3.02 3.17 3.91 4.01 4.30 4.64 4.12 -18.74%
P/EPS 11.21 11.33 13.70 13.98 15.06 16.20 14.28 -14.93%
EY 8.92 8.83 7.30 7.15 6.64 6.17 7.01 17.47%
DY 4.68 0.00 3.94 3.78 3.66 0.00 3.65 18.07%
P/NAPS 1.40 1.51 1.67 1.67 1.73 1.89 1.68 -11.47%
Price Multiplier on Announcement Date
30/06/23 31/03/23 31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 CAGR
Date 29/08/23 25/05/23 27/02/23 30/11/22 29/08/22 30/05/22 25/02/22 -
Price 4.12 3.89 4.15 4.50 4.63 4.59 4.38 -
P/RPS 3.23 3.08 3.76 4.26 4.56 4.56 4.33 -17.79%
P/EPS 12.00 11.01 13.16 14.87 15.96 15.93 15.03 -13.97%
EY 8.33 9.08 7.60 6.73 6.27 6.28 6.65 16.25%
DY 4.37 0.00 4.10 3.56 3.46 0.00 3.47 16.66%
P/NAPS 1.50 1.47 1.61 1.77 1.83 1.86 1.77 -10.47%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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