[HLBANK] QoQ Annualized Quarter Result on 31-Dec-2001 [#2]

Announcement Date
28-Jan-2002
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2002
Quarter
31-Dec-2001 [#2]
Profit Trend
QoQ- 1.32%
YoY- 12.65%
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Annualized Quarter Result
30/09/02 30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 CAGR
Revenue 1,494,828 1,554,223 1,578,613 1,624,394 1,620,880 1,498,898 1,469,822 1.12%
PBT 789,072 706,152 740,293 756,370 752,248 603,548 628,068 16.41%
Tax -241,384 -203,150 -248,805 -257,950 -260,316 -209,302 -189,474 17.50%
NP 547,688 503,002 491,488 498,420 491,932 394,246 438,593 15.94%
-
NP to SH 547,688 503,002 491,488 498,420 491,932 394,246 438,593 15.94%
-
Tax Rate 30.59% 28.77% 33.61% 34.10% 34.61% 34.68% 30.17% -
Total Cost 947,140 1,051,221 1,087,125 1,125,974 1,128,948 1,104,652 1,031,229 -5.50%
-
Net Worth 3,526,996 3,386,689 3,241,992 3,113,339 3,028,152 2,846,085 2,885,237 14.31%
Dividend
30/09/02 30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 CAGR
Div - 157,188 66,648 99,969 - 189,271 46,461 -
Div Payout % - 31.25% 13.56% 20.06% - 48.01% 10.59% -
Equity
30/09/02 30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 CAGR
Net Worth 3,526,996 3,386,689 3,241,992 3,113,339 3,028,152 2,846,085 2,885,237 14.31%
NOSH 1,433,738 1,428,982 1,428,190 1,428,137 1,428,374 1,402,012 1,393,834 1.89%
Ratio Analysis
30/09/02 30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 CAGR
NP Margin 36.64% 32.36% 31.13% 30.68% 30.35% 26.30% 29.84% -
ROE 15.53% 14.85% 15.16% 16.01% 16.25% 13.85% 15.20% -
Per Share
30/09/02 30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 CAGR
RPS 104.26 108.76 110.53 113.74 113.48 106.91 105.45 -0.75%
EPS 38.20 35.20 34.41 34.90 34.44 28.12 31.47 13.77%
DPS 0.00 11.00 4.67 7.00 0.00 13.50 3.33 -
NAPS 2.46 2.37 2.27 2.18 2.12 2.03 2.07 12.18%
Adjusted Per Share Value based on latest NOSH - 1,427,907
30/09/02 30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 CAGR
RPS 72.92 75.82 77.01 79.24 79.07 73.12 71.70 1.13%
EPS 26.72 24.54 23.98 24.31 24.00 19.23 21.40 15.93%
DPS 0.00 7.67 3.25 4.88 0.00 9.23 2.27 -
NAPS 1.7205 1.6521 1.5815 1.5187 1.4772 1.3884 1.4075 14.31%
Price Multiplier on Financial Quarter End Date
30/09/02 30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 CAGR
Date 30/09/02 28/06/02 29/03/02 31/12/01 28/09/01 29/06/01 30/03/01 -
Price 4.88 5.35 4.98 3.64 3.14 3.28 2.98 -
P/RPS 4.68 4.92 4.51 3.20 2.77 3.07 2.83 39.79%
P/EPS 12.77 15.20 14.47 10.43 9.12 11.66 9.47 22.03%
EY 7.83 6.58 6.91 9.59 10.97 8.57 10.56 -18.06%
DY 0.00 2.06 0.94 1.92 0.00 4.12 1.12 -
P/NAPS 1.98 2.26 2.19 1.67 1.48 1.62 1.44 23.62%
Price Multiplier on Announcement Date
30/09/02 30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 CAGR
Date 25/10/02 15/08/02 19/04/02 28/01/02 17/10/01 27/08/01 30/05/01 -
Price 4.96 5.70 5.15 3.90 3.26 3.68 3.22 -
P/RPS 4.76 5.24 4.66 3.43 2.87 3.44 3.05 34.50%
P/EPS 12.98 16.19 14.97 11.17 9.47 13.09 10.23 17.18%
EY 7.70 6.18 6.68 8.95 10.56 7.64 9.77 -14.66%
DY 0.00 1.93 0.91 1.79 0.00 3.67 1.04 -
P/NAPS 2.02 2.41 2.27 1.79 1.54 1.81 1.56 18.78%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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