[HLBANK] QoQ Annualized Quarter Result on 31-Mar-2003 [#3]

Announcement Date
08-May-2003
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2003
Quarter
31-Mar-2003 [#3]
Profit Trend
QoQ- 1.05%
YoY- 14.42%
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Annualized Quarter Result
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
Revenue 1,392,084 1,372,828 1,484,434 1,482,185 1,464,976 1,494,828 1,554,223 -7.06%
PBT 718,266 723,500 801,886 807,362 786,608 789,072 706,152 1.13%
Tax -201,620 -202,960 -221,053 -244,990 -230,054 -241,384 -203,150 -0.50%
NP 516,646 520,540 580,833 562,372 556,554 547,688 503,002 1.79%
-
NP to SH 516,646 520,540 580,833 562,372 556,554 547,688 503,002 1.79%
-
Tax Rate 28.07% 28.05% 27.57% 30.34% 29.25% 30.59% 28.77% -
Total Cost 875,438 852,288 903,601 919,813 908,422 947,140 1,051,221 -11.45%
-
Net Worth 4,284,832 4,387,923 3,901,866 3,672,633 3,600,388 3,526,996 3,386,689 16.92%
Dividend
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
Div 262,022 - 502,078 114,769 172,130 - 157,188 40.45%
Div Payout % 50.72% - 86.44% 20.41% 30.93% - 31.25% -
Equity
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
Net Worth 4,284,832 4,387,923 3,901,866 3,672,633 3,600,388 3,526,996 3,386,689 16.92%
NOSH 1,541,306 1,502,713 1,434,509 1,434,622 1,434,417 1,433,738 1,428,982 5.15%
Ratio Analysis
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
NP Margin 37.11% 37.92% 39.13% 37.94% 37.99% 36.64% 32.36% -
ROE 12.06% 11.86% 14.89% 15.31% 15.46% 15.53% 14.85% -
Per Share
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
RPS 90.32 91.36 103.48 103.32 102.13 104.26 108.76 -11.61%
EPS 33.52 34.64 40.49 39.20 38.80 38.20 35.20 -3.19%
DPS 17.00 0.00 35.00 8.00 12.00 0.00 11.00 33.56%
NAPS 2.78 2.92 2.72 2.56 2.51 2.46 2.37 11.19%
Adjusted Per Share Value based on latest NOSH - 1,435,020
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
RPS 67.91 66.97 72.41 72.30 71.46 72.92 75.82 -7.06%
EPS 25.20 25.39 28.33 27.43 27.15 26.72 24.54 1.78%
DPS 12.78 0.00 24.49 5.60 8.40 0.00 7.67 40.41%
NAPS 2.0902 2.1405 1.9034 1.7916 1.7563 1.7205 1.6521 16.92%
Price Multiplier on Financial Quarter End Date
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
Date 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 28/06/02 -
Price 5.20 5.20 4.62 4.22 4.50 4.88 5.35 -
P/RPS 5.76 5.69 4.46 4.08 4.41 4.68 4.92 11.04%
P/EPS 15.51 15.01 11.41 10.77 11.60 12.77 15.20 1.35%
EY 6.45 6.66 8.76 9.29 8.62 7.83 6.58 -1.31%
DY 3.27 0.00 7.58 1.90 2.67 0.00 2.06 35.96%
P/NAPS 1.87 1.78 1.70 1.65 1.79 1.98 2.26 -11.83%
Price Multiplier on Announcement Date
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
Date 27/02/04 05/11/03 18/08/03 08/05/03 20/02/03 25/10/02 15/08/02 -
Price 5.80 5.50 5.15 4.04 4.62 4.96 5.70 -
P/RPS 6.42 6.02 4.98 3.91 4.52 4.76 5.24 14.45%
P/EPS 17.30 15.88 12.72 10.31 11.91 12.98 16.19 4.50%
EY 5.78 6.30 7.86 9.70 8.40 7.70 6.18 -4.35%
DY 2.93 0.00 6.80 1.98 2.60 0.00 1.93 31.99%
P/NAPS 2.09 1.88 1.89 1.58 1.84 2.02 2.41 -9.03%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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