[HLBANK] QoQ Cumulative Quarter Result on 31-Mar-2003 [#3]

Announcement Date
08-May-2003
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2003
Quarter
31-Mar-2003 [#3]
Profit Trend
QoQ- 51.57%
YoY- 14.42%
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Cumulative Result
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
Revenue 696,042 343,207 1,484,434 1,111,639 732,488 373,707 1,554,223 -41.37%
PBT 359,133 180,875 801,886 605,522 393,304 197,268 706,152 -36.20%
Tax -100,810 -50,740 -221,053 -183,743 -115,027 -60,346 -203,150 -37.24%
NP 258,323 130,135 580,833 421,779 278,277 136,922 503,002 -35.79%
-
NP to SH 258,323 130,135 580,833 421,779 278,277 136,922 503,002 -35.79%
-
Tax Rate 28.07% 28.05% 27.57% 30.34% 29.25% 30.59% 28.77% -
Total Cost 437,719 213,072 903,601 689,860 454,211 236,785 1,051,221 -44.14%
-
Net Worth 4,284,832 4,387,923 3,901,866 3,672,633 3,600,388 3,526,996 3,386,689 16.92%
Dividend
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
Div 131,011 - 502,078 86,077 86,065 - 157,188 -11.40%
Div Payout % 50.72% - 86.44% 20.41% 30.93% - 31.25% -
Equity
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
Net Worth 4,284,832 4,387,923 3,901,866 3,672,633 3,600,388 3,526,996 3,386,689 16.92%
NOSH 1,541,306 1,502,713 1,434,509 1,434,622 1,434,417 1,433,738 1,428,982 5.15%
Ratio Analysis
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
NP Margin 37.11% 37.92% 39.13% 37.94% 37.99% 36.64% 32.36% -
ROE 6.03% 2.97% 14.89% 11.48% 7.73% 3.88% 14.85% -
Per Share
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
RPS 45.16 22.84 103.48 77.49 51.07 26.07 108.76 -44.25%
EPS 16.76 8.66 40.49 29.40 19.40 9.55 35.20 -38.94%
DPS 8.50 0.00 35.00 6.00 6.00 0.00 11.00 -15.75%
NAPS 2.78 2.92 2.72 2.56 2.51 2.46 2.37 11.19%
Adjusted Per Share Value based on latest NOSH - 1,435,020
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
RPS 33.95 16.74 72.41 54.23 35.73 18.23 75.82 -41.38%
EPS 12.60 6.35 28.33 20.58 13.57 6.68 24.54 -35.80%
DPS 6.39 0.00 24.49 4.20 4.20 0.00 7.67 -11.43%
NAPS 2.0902 2.1405 1.9034 1.7916 1.7563 1.7205 1.6521 16.92%
Price Multiplier on Financial Quarter End Date
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
Date 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 28/06/02 -
Price 5.20 5.20 4.62 4.22 4.50 4.88 5.35 -
P/RPS 11.51 22.77 4.46 5.45 8.81 18.72 4.92 75.95%
P/EPS 31.03 60.05 11.41 14.35 23.20 51.10 15.20 60.71%
EY 3.22 1.67 8.76 6.97 4.31 1.96 6.58 -37.81%
DY 1.63 0.00 7.58 1.42 1.33 0.00 2.06 -14.41%
P/NAPS 1.87 1.78 1.70 1.65 1.79 1.98 2.26 -11.83%
Price Multiplier on Announcement Date
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
Date 27/02/04 05/11/03 18/08/03 08/05/03 20/02/03 25/10/02 15/08/02 -
Price 5.80 5.50 5.15 4.04 4.62 4.96 5.70 -
P/RPS 12.84 24.08 4.98 5.21 9.05 19.03 5.24 81.45%
P/EPS 34.61 63.51 12.72 13.74 23.81 51.94 16.19 65.71%
EY 2.89 1.57 7.86 7.28 4.20 1.93 6.18 -39.66%
DY 1.47 0.00 6.80 1.49 1.30 0.00 1.93 -16.55%
P/NAPS 2.09 1.88 1.89 1.58 1.84 2.02 2.41 -9.03%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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