Aiyoooo DC....gua full time trader in Pasar Bursa juga...no pay slip....banyak susah mau bikin loan...hihihihi apa apa pun mau COD basis aiyoooo .... Ada kala kaya raya , ada kala miskin papa .....kikikiki
No, AndyChucky, you are wrong. Dead wrong. Absolutely wrong.
You must be a very naive dude. You think every businessman starts a business with cash? Name me one person you know who does that.
Hv you been to any bank lately? Every bank provides a business loan. For someone who wants to start a business. Does that mean every frekkin bank is a company that makes money from indirectly killing people? In that case, the government will ban all banks from doing business.
No, they provide capital, for people who need & want to use that capital to make money for themselves.
An investor is also like a businessman. He puts money to work for him, to make even more money for himself. Just like any businessman.
The important thing is to manage your investment, like a businessman manages his business, and keep being able to repay your monthly intalment, whithout crashing your monthly budget.
A bank presonal loan's interest, from MBSB, BSN or Bank Rakyat, at the moment is only around 4% per annum. Whereas an investor's ROI, if he plays prudently & wisely, wud come to a minimum of 25%. Even more, very possibly much more, if one is a savvy investor. So, what is your naive argument against that ...
As for 'ah long' loan, that is a completely different deal. I oredy cautioned KAQ, to NEVER ever go even within a mile of an 'ah long' ... Yes, that one will eventually sembelih you ...
Posted by andychucky28 > May 22, 2015 12:02 PM | Report Abuse
Haha Dreamer i am better than you. At least i do not go around conning people with twist and turn words. _______________________________________________________________________
Nope. You can't be better than me. You are much, much worse, for sure. You go around spreading ghost stories, pontianak stories, making people worry & afraid, spreading incorrect propaganda about the badness of taking a loan to make money etc. etc. etc. ...
Dreamer, your 4% per annually or 7.2% reducing is very attractive. But it you bought sumatacky which drop from 0.60 to now 0.20 how? RM 60,000 and now become RM 20,000.
Paper loss? And you are paying 4% to RM 60,000?
Buying in KLSE is a like jumping into a big fish net!
Aiyoooo andy chucky chucky or choki choki kids ..... I'm talking with DC and we chit chat to pass our time only ....lu no need to "mencelah" lorrrr.....
Do you know, AndyChucky, that I made 25% profit on my capital in the last 6 weeks ... So, what is a 4% bank personal loan interest per YEAR? ... Chicken feed ... That's right, chicken feed ...
Without a bank loan to expand my investing capital, I might hv recorded 25% ROI also, but in total RM value, it wud hv been much, much smaller ...
Susah mau cakap sama someone like you, AndyChucky ... You only like to pretend to sound very clever, but in actuality you are very naive ... and you cannot even follow simple arithmetic when I try to explain something to you ...
And all you want is to win an argument, with your crappy, nonsense logic, without being able to understand the other dude's explanation to you ...
Paper loss is only loss on PAPER ... If I don't sell at all, then there is ZERO realised loss ... and if I sell temporarily & then buy back at a LOWER price, then there is in fact SOME realised GAIN ... and this way I also keep increasing my NUMBER of LOTS ...
Like I explained to you earlier, but which I doubt that you hv understood, I can now afford to buy nearly 1,400 big lots of Suma WB, compared to only around 1,000 before ... So, when I get to 5,000 big lots, which is now a realistic target for me, at the rate I'm going now, I only need Suma WB to recover to 40 sen for my total investment value to reach RM2 mil in worth ...
Posted by kaq4468 > May 22, 2015 12:04 PM | Report Abuse
Aiyoooo DC....gua full time trader in Pasar Bursa juga...no pay slip....banyak susah mau bikin loan...hihihihi apa apa pun mau COD basis aiyoooo .... Ada kala kaya raya , ada kala miskin papa .....kikikiki _______________________________________________________________________
Klu ini macam, kena pelan2 kumpul modal sendiri la, KAQ ... Tak pa, sabar ja, jangan gopoh ...
KAQ, klu ada kawan dalam bank, mungkin dia boleh bantu utk dapatkan business loan ... Kut-kut la, klu lu pandai adjust, boleh pakai sebahagian daripadanya untuk invest ...
Tapi kena hati-hati jugak klu gitu ... nanti duit lesap sbb saham jatuh, aset entah di mana ... LOL
Tengok la Wikipedia tu ... Sekarang Malaysia punya GDP per capita (nominal) dah berapa ... Dah US$12,000 lebih tau, dah potong Turkey, Brazil, Mexico & Romania tau ... and nearly equal to Poland tau ...
Ha, dalam tempoh lagi lima tahun ke 2020 ni, klu average peningkatan US&1,700 setahun aja pun, dah capai US$20,000 menjelang 2020 nanti tau ... Dah sama standard dengan Spain & Portugal tau ... Ha, jangan main-main, don't play play ...
Lagi duk melayan cerita hantu, cerita jembalang, cerita pontianak jugak ...
lu butul butul ingat malaysia boleh jadi negara maju ka?
yitu jpj sikalu cali duit kopi, sini sorok bawah pokok tangkap keleta jialan laju, sana bikin block jalan, belum raya pun bikin, lepas raya pun bikin.
yitu 1mbd mangiak main duit kwsp kwap sikija ciakap duit simpan kat singapore, sikijap itu bukan duit, yitu asset, last last ciakap yitu bukan asset , yitu unit.
Cakap mau positif la sikit, mau kasi semangat la sikit ... Lagi mau cakap itu busuk, itu buruk, mau rosak itu maciam, mau hancur ini maciam ...
Klu selalu ini macam taik shhit punya cerita juga 24 jam satu hari, 7 hari satu minggu, 4 minggu satu bulan, lagi apa maciam mau kasi itu saham harga naik ...
Woi, Eric dude, klu 20 tahun lepas, gua cakap sama lu, Malaysia was going to earn RM125 billion a year from tourism industry, lu caya sama gua itu jam geh ...
But that is already happening now ... with 25 million foreign tourists arriving every year ... if we only assume each one of them wud be spending an average of RM5,000 during their stay ...
Dreamer the conman. Ya 25 million foreigners but most of them brought little money in to spend whom does not at value. Some even stealing at your shopping malls. Ever wonder you have been out of malaysia before? Have you ever seen airport in Thailand. Just compare their crowd with KLIA.
lu tau yitu tabung haji sama 1mbd pinya mainan ka?
bila rakyat sula tau yitu hal beli tanah , yitu tabung ciakap dia akan juai yitu tanah secepat mungkin, lu pikir lah, kalau beli yitu tanah satu investment yg betul, apa pasai th mau juai yitu tanah so suddenly? lu pikir lah, kalau rakyat tak tau yitu hal beli tanah , th mau juai ka? mesti tarak juai maaa, yitu kata juai tanah dapat untung la, bla bla bla ,.yitu mau sedapkan hati rakyat saja.
kalau yitu beli tanah ada betul pinya investment , dia patut terangkan kenapa mau beli yitu tanah, apa plan untuk tanah yitu, bukannya kata sudah mau jual secepat mungkin. th patut yakinkan rakyat dengan sebab sebab kenapa tanah tu patut dibeli th, althought dengan kali kali ganda mahal. hahhaha
You better don't talk too much la, AndyChucky ... Nobody listens to you at all ... You don't know shhit about stock investing .... Yet wanna talk like you know everything ...
This book is the result of the author's many years of experience and observation throughout his 26 years in the stockbroking industry. It was written for general public to learn to invest based on facts and not on fantasies or hearsay....
kaq4468
21,497 posts
Posted by kaq4468 > 2015-05-22 12:04 | Report Abuse
Aiyoooo DC....gua full time trader in Pasar Bursa juga...no pay slip....banyak susah mau bikin loan...hihihihi apa apa pun mau COD basis aiyoooo .... Ada kala kaya raya , ada kala miskin papa .....kikikiki