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In the long run, everyone is dead.

And stocks for the long run I also find it is a cliches that people use when their recommendations went wrong.
.....lol.

tabularasa
34 posts
Posted by tabularasa > Feb 20, 2016 11:01 PM | Report Abuse

In times of uncertainty, thank God for the good people over at EPF.



Anyone who wants to do more savings should just contribute more to EPF.......


I also cannot unit trust salesmen who over promise and under deliver when they keep pestering youngsters for their business.....with smooth exponential curves.

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business tycoons and business men have different risk tolerance ( from the non businessmen, the professors etc etc....)....it is such as obvious statement that they play by a different rule book...what is your objection?

KYY is a business, tycoon. Businessmen and tycoons play by a different rule book.

That is KYY business......he already says he likes to top up whenever his margin account gives him room....looking at the performance of his shares....and they are public knowledge to i3...... I don't understand why it is surprising.

...that brings us to the second point you raised, chong....
why you object to that truism?

business tycoons and business men have different risk tolerance....it is such as obvious statement that they play by a different rule book...what is your objection?

measuring portfolio performance.............it is such a giant topic, the CFA Institute even got a Diploma just for that. You don't want to go there.

its called the CIPM® Program


https://www.cfainstitute.org/programs/cipm/Pages/index.aspx

That is KYY business......he already says he likes to top up whenever his margin account gives him room....looking at the performance of his shares....and they are public knowledge to i3...... I don't understand why it is surprising.

Chong

I started this conversation by saying if I didn't know better, I would have thought you are a unit trust salesman.....what is wrong with that statement.?

You know...in Malaysia, selling unit trust can be a lucrative business for some and they always do it the way you do.......by showing people a smooth exponential curve.

Anyone who has experience with the share market also know it is any thing but a smooth exponential curve....it is just a cliche. A popular cliche doesn't make it right.

Why can't I discuss this subject without being insulted?

You think you have monopoly rights to post here or what?

The other point I raised was......share market is a business, it is not a savings.....a savings account is savings. A savings account you can compound....like someone noted, share market and interest they live in different worlds.

Share market is investments....it is different from savings.
Investments is a business. It is something you do with your spare cash but also full of uncertainties and risks....no smooth exponential curve.

I think you get the point. It's like teaching grand mother sucks eggs.....I was making a joke about share market and compounding before I was rudely insulted.

Last question about measuring performance of mutual funds....that would be a gigantic topic ....sure you want to go there?

Yes Felix...I remember that....believe you one time is one time too many already.

Calls me a moron for believing you in a statement of fact....it is not even a statement of opinion.

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Felix...I believed you one time you call me a moron......

Believing you one time is already one time too many.

Of course I believed you because you made a statement about some thing and I didn't know you lied....I had not knowledge you were lying.

Of course there are enough reasons to be bearish....if one wants to be bearish.....
The amount of money sucked out from the public due to GST, inflation, new taxes, tighter lending banks no money, government no money....It runs to more than $100 billion.

I bot Keinhin in Dec 2015 at around 90 sen before the 2016 competition ....no idea it is in anyone' s list.

Keinhin is sort of penny stock....high beta even....but it's my portfolio, I like the risk and I like its contribution to my beta.

I will not blame anyone if I lose money on it.

Oh....keinhin in OTB picks?

I didn't know that....

But it's good to know....thanks.

Soros.....what ever you I consider that prejudgment and insulting.

Soros....you want to save, go ahead and save la......

I just thought that compounding from the stock market is the favorite sales pitch of unit trust salesmen. And unit trusts are diversified into a hundred stocks.....but you want to compound from icon list of half bankrupt penny stocks, you better think twice.

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Nuts?

Hardly Felix.......you are hard core icon fan and disciple....you constantly néed to PLP your guru.

We are talking about A levels Psychology....so what is your problem?

Ongggggg....

I remember you from elsewhere.

You lost a lot of money is due to your own incompetence and no luck..

No one else to blame.

Psychology A levels is the most popular A levels course in UK

Here in Malaysia , very very few have even heard of it.

....prejudgement is a big problem due to ignorance.....and Soros you are guilty as charged.

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Doubt that I am accountant.....lol

If you ask KYY, I am sure he doesn't doubt I am an accountant.

In the mid term review, I told the psychology lecturer it's a pity so few taking. A Levels psychology

It's a great course, great syllabus and great lecturer.....and can help in the mental health of teenagers.

It's a pity the Malaysia public and Malaysia parents and students only think of scoring A and think it is difficult to score A in psychology., so they avoid it.

Studying A level psychology doesn't mean will become psychologist in future. It is just part of education for that age group.

Today , my daughter is a first year business student in Monash U , KL...if you ask her, you will tell you she is very glad she studied Psychology for A levels.

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Icon


I learnt the word obsessive compulsive disorder OCD, from my daughter's A level psychology text book.....I think you got OCD,, need a good psychologist? My daughter's lecturer quite good.

Desa: says....Compounding is a lie unless you are talking about fixed income....low rates of fixed income like AAA bonds.

Cool investor: says....Compound interest n modern portfolio theory are 2 different things.

Says practically the same thing.
But I get insulted, not an accountant, don't even know simple accounting, Poh LAN Pa.

Well.......if this is not attacking the messager and not the message, I don't know what is.

Icon and your Poh Lan Pa....that is all you seem to know.
But I know you as the half bankrupt penny stocks specialist.
Telling grand mother stories
End of story

Jill
All these Internet sifus like Icon and Chong....granted they read a few popular books on investments and have some thing to contribute.
But from there to insult me is another thing.
Talk about stock market and compounding.....got only hazy ideas about beta, alpha and the many many measurements about risks and returns per risk, no idea.
How people measure performance of funds? No idea.



Posted by 3iii > Feb 20, 2016 05:04 PM | Report Abuse

Desa20201956 I am interested to learn more from you why you think that "compounding" is not possible in the stock market for some people. Your personal experience has certainly led you to conclude so. Please do share generously.

Talk about Portfolio theory, you fall asleep already.
Your favorite topic is Poh Lan Pa....

For your information, I don't even know what it means, I can only guess. I am not Hokkien, I am Cantonese....oh....originally Cantonese from Ipoh actually., now in KL.




Posted by Icon8888 > Feb 20, 2016 07:18 PM | Report Abuse

I am against u because u Poh lan pah

I found that despicable

Period

Asb, Asm. making 9-10% pa

That takes me to my favorite topic.

Every Tom dick and Harry company keep issuing private placement shares at a discount, Special issues at a discount.....finally it is the ordinary shareholders who has to pay for these excesses and leakages.

I dare say all these i3 sifus have read some popular books they obtained from their local book stores....but actual Textbooks would be too dull, too boring for them.

Look at you, icon.....talk about Modern Portfolio theory, you fall asleep already.......proves my point isn't it?

Not to say all these sifus don't serve a function in society. They all do. In America, on a per capita basis, America got even more sifus, Consultants, advisers, and salesmen and what not.

I got angry only because they started to insult me first instead of addressing the points I raised.

If you read through this thread again, you will notice I started politely...only pointing out the reality of life instead of just some cliques like compounding..

I have things to add to the discussion , if you don't agree, that is your problem....

But from there to insult by saying I am not Accountant or what not is just unacceptable behavior. Or Poh lan pa....it is just unacceptable behavior.

Jill , evidence like Nestle or any performing performing stock or any performing stock picker/ investors is just that....it is not theory, it is called pick and choose, it is data mining.

No guarantee of repeatability,

A few good years, millions become sifus Internet sifus.....I just give them my two fingers as I know all these sifus are armed with nothing but a few tips they gotten from some popular books from their local book stores.

Chong
The only thing you know how to do in a debate is insulting.
Address the points I raise. Forget about me.
You know why Index Funds are so popular? They are popular because it is only when it is sufficiently diversified that people can start to talk about compounding.
========================================================
I seriously doubt your knowledge and ability in accounting, even simple accounting.

Portfolio Theory.

Icon, Chong...etc and all the millions of gurus and sifus of the stock market.

everyone calls himself a sifu....Have they thoroughly read a book on modern portfolio theory?

Have they even taken a course on Finance or read thoroughly the recommended books by CFA? or even familiarize themselves with the modern thinkers on Portfolio Theory?

I dare say all these i3 sifus have read some popular books they obtained from their local book stores....but actual Textbooks would be too dull, too boring for them.

these are special cases because they earn a lot of monopoly money from the government.


3iii > Feb 20, 2016 05:35 PM | Report Abuse

Those who have been invested in ASB fund have been compounding their capital averagely about 8 to 9% per year for many years.

Poh lan pa

icon...those 3 words are etched in your memory for whatever reason are your words....they got nothing to do with me.

let me give you an example. Lets say 30 years compounding.
The end result after 30 years is heavily dependent upon the performance of the first few years. The first few years you go negative, you can forget about the other 30 years.


3iii > Feb 20, 2016 05:25 PM | Report Abuse

Desa20201956 It just doesn't sound right to say that c

but you are siaw ren....what does a siaw ren know about how the eagle flies?


Icon8888 > Feb 20, 2016 05:31 PM | Report Abuse

For people that made a lot of money from stock market, for example, KC, they don't have to worry about money

If you ask him to Poh lan pah Rich man, he will ask u to fly kite

That is the power of compounding

the best way to talk about compounding in Malaysia is EPF.

Bercham11 > Feb 20, 2016 05:30 PM | Report Abuse

Anybody who has a EPF account will definitely experience the magic of compounding.What is so difficult to understand?

Portfolio Theory.

Icon, Chong...etc and all the millions of gurus and sifus of the stock market.

everyone calls himself a sifu....Have they thoroughly read a book on modern portfolio theory?

Have they even taken a course on Finance or read thoroughly the recommended books by CFA? or even familiarize themselves with the modern thinkers on Portfolio Theory?

I dare say all these i3 sifus have read some popular books they obtained from their local book stores....but actual Textbooks would be too dull, too boring for them.

ask a young man to compound from the stock market is a Big Lie.....it is an even bigger Lie to ask a young man to compound by buying half bankrupt penny stocks like the ones Icon focuses on.



Icon8888 > Feb 20, 2016 05:13 PM | Report Abuse

It is impossible to explain to a man born blind how red and green will look like

If somebody has never experienced compounding before, he wouldn't understand how it works

Compounding is a lie unless you are talking about fixed income....low rates of fixed income like AAA bonds.

When people talk about compounding and use Warren Bufett as example, it is also a LIE....It is some thing no one can do, only other people can do ....it is just a guilt thing making everyone feel guilty.

Warren Bufett is a statistical outlier, a one in a million and probably not repeatable. Some other people can repeat that kind of performance but most likely not WB. If you ask WB to be young again see if he can repeat it? I bet he cannot repeat it.

The only way to have compounding from equities is to be large like EPF, invest across all continents, across all asset classes and stay invested at all times


3iii > Feb 20, 2016 05:04 PM | Report Abuse

Desa20201956 I am interested to learn more from you why you think that "compounding" is not possible in the stock market for some people. Your personal experience has certainly led you to conclude so. Please do share generously.

There is no compounding unless it is globally diversified, diversified across all asset classes and stay invested at all times and a target return of say 5% pa......then we can talk about compounding.