炒家利弗莫尔说他炒股四十年，每天都能从股市学到新东西。华尔街有个说法：“你如果能在股市熬十年，你应能不断赚到钱；你如果熬了二十年，你的经验将极有借鉴的价值；如果熬了三十年，那么你退休的时候，定然是极其富有的人。”

Are you the one with 30 rears experience in stock market?
Definition of gaming expert is the one who make money every time he punts.
Gaming expert should possess following qualities :- in depth knowledge, highly skilled, extreme peritus.
If you are a gaming expert, you will retire a rich man.

Idiot. Get lost from my sight.........

Come on, Mr Rich. You are such a young ciku trying to talk big!! Just a basic degree from MU, so what?? On paper qualification, definitely you cannot beat me!! On skill, knowledge and peritus in stock market, when I already achieved financial independence, you were still in primary school. Have you make any money before from stock market??

If you make money, I don't ask a sen from you.

But the problem is, people having idiotic mentality like you trying to blame and blame and blame. What is that to blame on me? Did I ask you to buy Parson? Did I ask you to buy LCIB? Or whether I promote MSport so you bought in and loses money??

You can never reach my standard in investment.
How good are you?
Just a standard three 'punter' trying to teach people how to invest!!!

Go...go...go...go away from i3. You are nobody.

Stock: [LIONIND]: LION INDUSTRIES CORPORATION
May 1, 2015 10:09 AM | Report Abuse

Blaming expert. How dare you compare with me??

I don't blame people, I don't lose money in stock market since 1997.

I don't buy into Parkson (I mentioned before, a lot -- meaning 100 units)

I don't buy into Lion Ind at the current price, you can just forget about telling people I lose money in LCIB. I did mention before Lion Corp account doubtful => Lion Diversified doubtful => Lion Industries doubtful. Then you and Kian Leong Lim blame me anti steel guy and started to blame me evil man. So you are all satisfied when I removed all my adverse comment on WC counters.

If blaming others can make you happy, make more losses and your life will be full of joy. God bless you............

Stock: [LIONIND]: LION INDUSTRIES CORPORATION
May 1, 2015 09:47 AM | Report Abuse

I pray hard because you have bought into Parkson.

How?? Cannot stand losses??
Blame lah others. If the more you blame, the happier you are, pray hard you will lose in every counter you buy into so you can keep on blaming others !!

Stock: [LIONIND]: LION INDUSTRIES CORPORATION
Apr 30, 2015 11:36 PM | Report Abuse

I am praying Parkson go to 1 ringgit, all the sifu including Mr Rich will go to holland.

Stock: [LIONIND]: LION INDUSTRIES CORPORATION
Apr 30, 2015 11:21 PM | Report Abuse

Young ciku, born in 1970. How much are you earning now?
My son definitely earn much more than you. Want to challenge me ??
You are just as "good" as Kian Leong Lim or Simon 333.

Stock: [LIONIND]: LION INDUSTRIES CORPORATION
Apr 30, 2015 11:10 PM | Report Abuse

I dare to bet, if I lose money in share market, most people including Mr Rich will go holland.

Want to challenge me, young ciku, sleep with double pillow lah.......

When you already have 10m, then let me know. Otherwise you are just as "good" as Kian Leong Lim -- already gone case.

Stock: [MSPORTS]: MULTI SPORTS HOLDINGS LTD
Apr 30, 2015 04:51 PM | Report Abuse

If you lose money, for heaven sake, please don't blame others.

If you lose money on MSport, it is not me who condemn it, rather I just highlighted con man's job.

Promote a wrong counter based on misleading facts just too bad ! Got backfired !!!!!!

Stock: [MSPORTS]: MULTI SPORTS HOLDINGS LTD
Apr 30, 2015 01:19 PM | Report Abuse

RICH blamed me as an evil man.
Why??? He cannot stand loses ma!!! This prompted me to remove all my adverse comment. Without early warning, more people fall victim to con man.



Posted by rlch > Mar 20, 2015 10:55 AM | Report Abuse

ks55 is really an evil man as someone said.

Transmile accounts cheat, Fountain accounts cheat, Enron accounts cheat, now I have reason to believe Masteel account going to be a cheat too.

All accounts for red chips listed in Bursa Malaysia can't be trusted.

Too many company directors are not honest, not credible and without integrity. I always put trust worthiness of directors my first priority in investment grade stock pick. Punting stock mainly based on TA.

Masteel is going to be a good punting stock to practice your trading skill.

If you lose money, for heaven sake, please don't blame others.

If you lose money on MSport, it is not me who condemn it, rather I just highlighted con man's job.

Promote a wrong counter based on misleading facts just too bad ! Got backfired !!!!!!

Is my posting in Masteel constitute a devil's job ??
Please assess yourself !!

Stock: [MASTEEL]: MALAYSIA STEEL WORKS (KL)BHD
Apr 30, 2015 10:23 AM | Report Abuse

ks55 -- Cannot stand 5% loss? Try out with REITs.

Let suppose you have 1m cash asset (Share, FD, Bonds, Treasury bills, SA etc excluding EPF). How much risk you can take?

Some people can stand up to 50% loses (if they are still young <35 yr old)
Some people can only stand up to 20% loses. (may be for 40 -50 yr old)
Some may be 10%, or 5%. (Retired or near to retirement >50 yr old)
It is really depends on your degree of tolerance.

Some may be young, but they have low degree of tolerance. Their temper will fluctuate with market performance. Market good, they got excited. Market down, they will not be able to sleep. This will affect their job performance.

My advice is, if you invest up to 500k, you find that your temper already being jeopardized, reduce to 400k. If still find hard to sleep, reduce further to 300k, 200k,100k etc. There should come to a level whether market up or down doesn't affect performance of your main career anymore. That is your tolerance level.

Some may have 1m cash asset, but not able to stand a 5k loses. These people are not risk taker, share market is definitely not suitable for them. REITs may be most suitable for them as it is low risk with medium gain. Otherwise will be FD or MGS.

Again a word of caution. Don't commit 100% of your cash asset in share market. Always keep some for rainy days. Worse still if you try to buy on margin in this coming turbulence market.

Think safe, play safe, invest safe. If want to punt, punt safe.

######## Posted by ks55 > Apr 29, 2015 04:03 PM | Report Abuse X

To catch the falling knife, wait till cumulative volume reach 45m, then start to buy downwards at every one down. You may be able to get starting 55 sen all the way down......

Again, cumulative volume 45m starting 28 Apr 2015 for next 0ne to three days....

Think safe...Punt safe.........##########


Just read the time stamp. Try to mislead people ??
Who is more devil ??????????????????

RICH blamed me as an evil man.
Why??? He cannot stand loses ma!!! This prompted me to remove all my adverse comment. Without early warning, more people fall victim to con man.



Posted by rlch > Mar 20, 2015 10:55 AM | Report Abuse

ks55 is really an evil man as someone said.

Posted by ks55 > Oct 30, 2014 05:35 PM | Report Abuse X

Another ship sails to holland.
Read carefully 2013 Annual Rpt to find out why :-

#For the financial year ended 31 December 2013, the Board of Directors is not recommending any declaration of dividend.
The level of dividends to be declared for FYE 2014 and future financial year would be determined by the Board after taking into consideration the performance, cash flow position and financial requirements of the Group a swell as the prevailing economic conditions.#

What does that means? Cash flow problem?
Cash and bank balances is rmb 501 million
Total current asset is rmb 669m
Current liabilities total rmb 124m
Long term liabilities nil

Again read carefully:-
Revenue rmb 712m
Inventories, at cost is rmb 24m

Don't tell me all are produced just in time for delivery??????

If this set of account can be trusted, all creative accounting can be deemed to be accurate and factual!!!!

Don't wait to receive free warrant. A cheat is a cheat!!!!

ks55 -- Cannot stand 5% loss? Try out with REITs.

Let suppose you have 1m cash asset (Share, FD, Bonds, Treasury bills, SA etc excluding EPF). How much risk you can take?

Some people can stand up to 50% loses (if they are still young <35 yr old)
Some people can only stand up to 20% loses. (may be for 40 -50 yr old)
Some may be 10%, or 5%. (Retired or near to retirement >50 yr old)
It is really depends on your degree of tolerance.

Some may be young, but they have low degree of tolerance. Their temper will fluctuate with market performance. Market good, they got excited. Market down, they will not be able to sleep. This will affect their job performance.

My advice is, if you invest up to 500k, you find that your temper already being jeopardized, reduce to 400k. If still find hard to sleep, reduce further to 300k, 200k,100k etc. There should come to a level whether market up or down doesn't affect performance of your main career anymore. That is your tolerance level.

Some may have 1m cash asset, but not able to stand a 5k loses. These people are not risk taker, share market is definitely not suitable for them. REITs may be most suitable for them as it is low risk with medium gain. Otherwise will be FD or MGS.

Again a word of caution. Don't commit 100% of your cash asset in share market. Always keep some for rainy days. Worse still if you try to buy on margin in this coming turbulence market.

Think safe, play safe, invest safe. If want to punt, punt safe.
18/03/2015 23:19

Account for Enron can cheat, so any qualified account should be treated with utmost caution.

I will still buy (punt) on this stock, but only if cumulative volume exceed 45m and start to buy at 55 sen and below. If cannot get, just bad luck. I choose not to lose money on this stock.

Just serve as a reminder.
Remember Transmile? The one with Robert Kuok as major shareholder.
What happened to the stock now?
Many ppl got severely burnt because they trusted Robert Kuok cannot be wrong, and yet forgot that his associates can cheat.

Unable to provide timely audited report itself already enough to scare off buyers.

Do you think report to be good? Can the auditor gives qualified auditors' report? What does a qualified auditors' report means to an investor? Integrity of account is doubtful !!

Anyway, buying now is amount to gaming. How you punt will determine whether you will make money on this counter this round.

Tq calvintaneng -- I intend to buy big into UEMS.
I am having confident Nusajaya side is better than eastern side of JB. HSR and potentially MRT extension to Singapore. Moreover, no kampong around Nusajaya, so less problem of relocation of existing kampong folks. Cheers.......

Any idea water quality in Nusajaya (Puteri Harbour) side?

To catch the falling knife, wait till cumulative volume reach 45m, then start to buy downwards at every one down. You may be able to get starting 55 sen all the way down......

Again, cumulative volume 45m starting 28 Apr 2015 for next 0ne to three days....

Think safe...Punt safe...........

Be careful

Those contra players who bought yesterday and this morning yet to unload. This may depress share price further till 50 sen and below.

Looks like price prospect is not good. After issuing warning, there is not much volume for yesterday (18.5m) and today (8m).Total pledged share 31m. Some more down side.

calvintaneng -- Is Strait of Johor and Tebrau water stint??
How about water quality in Nusajaya (Puteri Harbour) side?

Safety is the utmost consideration. Do you want EPF fall to the same category as the one in Taiwan where it cannot pay those who retired?

天啊！你知道每個月繳的勞保年金，將來可能面臨勞保破產，一毛錢都領不到嗎？
https://www.youtube.com/watch?v=LpTWwo0WfwM

Good investors are 100% shielded from market risk?
If you were about to retire in 1997/98, do you think you will survive till today?

I strongly recommend if you plan to work util 60, don't take out all your money at 55.

You still can make investment using excess saving other than EPF. EPF is your last line of defense. EPF is to keep you surviving if anything adverse happened to your investment. EPF does not make you a millionaire but to make you feel safe to live on with meaningful and dignity life after retirement.

If you are good at investment, you should have invested using your excess saving other than EPF.

EPF is the minimum safety net for individual. Not really enough for you to be 100% rely upon, but it will never make you feel helpless in your golden years.

In the case if hyper inflation do occur in countries like Vietnam, Venezuela or Russia, of course safest is to park your ringgit in USD. Again you must have the knowledge or means to do so. I, myself allocated very big proportion to RMB dominated collectibles.

EPF made a commendable returns for the workers. Just compare with CPF Singapore, what is the retuen?? 2%!
EPF makes your nest eggs safe. Unit Trusts? Do you feel safe?? What happen if you bought into BHL or Southern Bank UT?? All Public Mutual Funds give you the same returns? You are equally good compare with PB China Funds if you buy into China market seeing your investment goes down by 50% then come up 50%, and only to go down again another 50%.

Play safe. If you are not good in stock market, please keep your money with EPF.

For those who plan to work until 60, don't take out all your money at 55. Try to make good your expenses within your means while still enjoying full employment. Just leave EPF money for your golden years.......No worry...... Don't think of rely on your children....They are having commitment more than what you may think.......

calvintaneng -- This is really damaging.
http://www.themalaymailonline.com/malaysia/article/investors-seek-putrajaya-aid-to-recover-rm32m-debt-from-karambunai

I have mentioned before, I don't trust Chen Lip Keong.

ks55
calvintaneng -- I like most of your comment esp on Iskandar.
Frankly speaking, Kbunai is not really a good bet.
I simply don't trust Dr Chen Lip Keong. Having bad experience in FACBInd.
To me, Dr and WC of Lion Group are of the same kind.
20/04/2015 10:03

UTAR graduates are more employable than those come out from our local Government Universities. This is a fact.......

Can we have yesterday once more???
Can we rebuild the confidence in Malaysian University Education?
If we cannot change Government University's policies, can we give full support to UTAR?
Please take note, I am not a MCA member, just do what is good for Malaysian's future. No political agenda.......

Rubbish in rubbish out...
This is the product of our present university education.
Teachers from local u these days can speak good English?
If quality of teachers already like, how good do you expect their students to achieve?

Of course, those old timers are not to be included in this category.
In the seventies, to gain entry to Science with Education was as hard as gaining a seat in engineering faculty in MU.

Do you know the mentality of our school teachers these days?
教书拿钱就是我们的责任

I happened to walk pass a primary school (gate) yesterday evening when school just over. You know what I saw? Many young primary school teachers are driving cars that cost at least 100k each!! My god! Don't tell me they are all having sugar daddy to provide this type of luxuries ????????

Kbunai having 5.77 billion paid up shares. Unless daily turnover is to the tune of 200 million share and above (4% of outstanding shares), otherwise buy easy, sell become very hard loh.......

calvintaneng -- I follow you call already bought into UEMS, you follow my call buy into Crescendo. Both of us will make 30% at the end of 2015.

But... To buy into Kbunai, saya khuartir if we can make that much......

calvintaneng -- buy easy, sell hard. You can always take the seller and give it to buyer. Buy at buyer's price? Sell at seller's price? Sangat susah loh !!
Millions park in front, millions park behind. You have to wait for buyers 2 bids higher in order to make money.
How come??
Today : buyer 7.0 sen. seller 7.5 sen, so you take seller and buy at 7.5 sen.
Tomorrow: buyer 8.0 sen, seller 8.5 sen, and you have to sell to buyer at 8.0 sen.

So you will make 0.5 sen gross, after deducting brokerage, stamp duty, clearing fees, GST, so will left with 12 ringgit profit for 100k units you buy and sell.
Not worth the effort lah, unless you buy in millions.

Pitiful, no people wish to comment. Not a hot topic for discussion. i3 is for share market punters.

Why make thing so hard. Buy within your reach.

Use 50 months gross salary as Rule of Thumb. If your salary is 5k, buy an apartment value at 250k. Sure you can afford.
If your salary is 20k, buy a terrace house up to 1m.

Problem is earning 5k want to buy 500k condo, earning 20k want to buy 2m bungalow.
You are going to commit suicide! Worst to come by in 2018 when those speculators can't hold on to their properties any longer.....

Be contended, think of HK who can only afford 100sf per person.
Think of Singaporean, even with the help of government (CPF), they are happy to live in HDB flat.

For those drawing salary 5k at age 60, what is the recommended EPF saving?
What about those with 10k, 15k? How much is enough to keep them going till age 80 ?

With CPI increased at 4% per year, to have decent and a meaningful living with dignity, minimum expenses is estimated to be 1k a month, and to add 4% annually.

If EPF Board is sincere enough to help the poor, for the first 300k, give fixed dividend at 8%, the balance pay according to profit it generate during the year. Also to permit EPF withdrawal every month. In this way, it will enable the poor to have at least 1k for living expenses throughout their whole life (I tend to like how CPF Life in Singapore works).

Who determine whether ringgit is undervalue ?
If your economy is good, your currency will appreciate.
Basic economic theory of Supply and Demand.
No 1 MDB or similar issues, ringgit may be as strong as Sing dollar....... We have more natural resources, human resources, no natural disaster, no war etc...etc....

Again, credibility and trustworthiness of Directors is utmost important.
If you still have idea how Cold Storage Malaysia (CSM) and Fountain Directors swindled shareholders fund, then most probably you may want to keep away from Kbunai.

calvintaneng -- I am absolutely agree with you. Return from good share (like Public Bank) is may be less compared with not so good (like CIMB). Different beta.

Property stocks are more cyclic in nature, therefore can go more volatile in either way. UEMS can come less than 50 sen to 3.50, then 3.50 to 1.23 in the current cycle. Catch at the right time will give best return.

Property prices in Singapore already peaked. Probably good to have spill over to Iskandar. To me, prices in Iskandar should play a catch up game when leaders from both countries decided enough is enough to create a win-win situation. All depends on the political will, not tit-for-tat kind of mentality.

calvintaneng -- I like most of your comment esp on Iskandar.
Frankly speaking, Kbunai is not really a good bet.
I simply don't trust Dr Chen Lip Keong. Having bad experience in FACBInd.
To me, Dr and WC of Lion Group is of the same kind.

Yes! If you are high flyer, you may get 25% to 40% increment every year, plus bonus up to 6 months.
The problem is, when you apply for bank loan, bank only base on your current earning.

If you are confident of achieving high income in 3 years down the road (Doctor, lawyer, accountant), why not just wait for another 3 years before decide to get one suit your status? You will not be contended with the unit you purchase with your current small pay.

Please don't buy one with your projected earning, it will definitely make your life miserable.

Why make thing so hard. Buy within your reach.

Use 50 months gross salary as golden rule. If your salary is 5k, buy an apartment value at 250k. Sure you can afford.
If your salary is 20k, buy a terrace house up to 1m.

Problem is earning 5k want to buy 500k condo, earning 20k want to buy 2m bungalow.

Be contended, think of HK who can only afford 100sf per person.
Think of Singaporean, even with the help of government (CPF), they are happy to live in HDB flat.

I am totally agree with content of this article. From A to Z.

New Automobile Policy (NAP) is the main reason to force Toyata chose Thailand instead of Malaysia as manufacturing base for south east asia market (could be for Asia Pacific region).

NAP and NEP share common interest, but drag Malaysia to become a loser in this competitive world of business.......

TQ calvintaneng