[TAKAFUL] QoQ Annualized Quarter Result on 31-Dec-2002 [#2]

Announcement Date
27-Feb-2003
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2003
Quarter
31-Dec-2002 [#2]
Profit Trend
QoQ- -44.52%
YoY- -9.98%
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Annualized Quarter Result
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
Revenue 107,740 99,579 85,004 81,084 82,376 77,017 75,928 26.24%
PBT 17,724 19,207 12,454 12,178 17,448 11,331 9,552 50.94%
Tax -4,308 -230 -1,994 -5,054 -4,608 -991 -2,366 49.05%
NP 13,416 18,977 10,460 7,124 12,840 10,340 7,185 51.57%
-
NP to SH 13,416 18,977 10,460 7,124 12,840 10,340 7,185 51.57%
-
Tax Rate 24.31% 1.20% 16.01% 41.50% 26.41% 8.75% 24.77% -
Total Cost 94,324 80,602 74,544 73,960 69,536 66,677 68,742 23.45%
-
Net Worth 128,746 125,404 111,128 106,090 111,030 106,700 101,731 16.98%
Dividend
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
Div - 2,475 - - - 4,125 - -
Div Payout % - 13.04% - - - 39.89% - -
Equity
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
Net Worth 128,746 125,404 111,128 106,090 111,030 106,700 101,731 16.98%
NOSH 66,023 55,001 55,014 54,969 54,965 55,000 54,989 12.95%
Ratio Analysis
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
NP Margin 12.45% 19.06% 12.31% 8.79% 15.59% 13.43% 9.46% -
ROE 10.42% 15.13% 9.41% 6.72% 11.56% 9.69% 7.06% -
Per Share
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
RPS 163.18 181.05 154.51 147.51 149.87 140.03 138.08 11.76%
EPS 20.32 34.50 19.01 12.96 23.36 18.80 13.07 34.16%
DPS 0.00 4.50 0.00 0.00 0.00 7.50 0.00 -
NAPS 1.95 2.28 2.02 1.93 2.02 1.94 1.85 3.56%
Adjusted Per Share Value based on latest NOSH - 55,000
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
RPS 12.87 11.89 10.15 9.68 9.84 9.20 9.07 26.24%
EPS 1.60 2.27 1.25 0.85 1.53 1.23 0.86 51.21%
DPS 0.00 0.30 0.00 0.00 0.00 0.49 0.00 -
NAPS 0.1538 0.1498 0.1327 0.1267 0.1326 0.1274 0.1215 17.00%
Price Multiplier on Financial Quarter End Date
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
Date 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 28/06/02 29/03/02 -
Price 1.39 1.74 1.70 1.53 1.50 1.70 1.66 -
P/RPS 0.85 0.96 1.10 1.04 1.00 1.21 1.20 -20.52%
P/EPS 6.84 5.04 8.94 11.81 6.42 9.04 12.70 -33.77%
EY 14.62 19.83 11.18 8.47 15.57 11.06 7.87 51.06%
DY 0.00 2.59 0.00 0.00 0.00 4.41 0.00 -
P/NAPS 0.71 0.76 0.84 0.79 0.74 0.88 0.90 -14.61%
Price Multiplier on Announcement Date
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
Date 20/11/03 28/08/03 29/05/03 27/02/03 28/11/02 29/08/02 29/05/02 -
Price 1.25 1.35 1.56 1.45 1.50 1.58 1.94 -
P/RPS 0.77 0.75 1.01 0.98 1.00 1.13 1.41 -33.16%
P/EPS 6.15 3.91 8.20 11.19 6.42 8.40 14.85 -44.40%
EY 16.26 25.56 12.19 8.94 15.57 11.90 6.74 79.77%
DY 0.00 3.33 0.00 0.00 0.00 4.75 0.00 -
P/NAPS 0.64 0.59 0.77 0.75 0.74 0.81 1.05 -28.08%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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