[HLBANK] QoQ Cumulative Quarter Result on 31-Dec-2002 [#2]

Announcement Date
20-Feb-2003
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2003
Quarter
31-Dec-2002 [#2]
Profit Trend
QoQ- 103.24%
YoY- 11.66%
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Cumulative Result
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
Revenue 343,207 1,484,434 1,111,639 732,488 373,707 1,554,223 1,183,960 -56.16%
PBT 180,875 801,886 605,522 393,304 197,268 706,152 555,220 -52.62%
Tax -50,740 -221,053 -183,743 -115,027 -60,346 -203,150 -186,604 -57.99%
NP 130,135 580,833 421,779 278,277 136,922 503,002 368,616 -50.01%
-
NP to SH 130,135 580,833 421,779 278,277 136,922 503,002 368,616 -50.01%
-
Tax Rate 28.05% 27.57% 30.34% 29.25% 30.59% 28.77% 33.61% -
Total Cost 213,072 903,601 689,860 454,211 236,785 1,051,221 815,344 -59.09%
-
Net Worth 4,387,923 3,901,866 3,672,633 3,600,388 3,526,996 3,386,689 3,241,992 22.33%
Dividend
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
Div - 502,078 86,077 86,065 - 157,188 49,986 -
Div Payout % - 86.44% 20.41% 30.93% - 31.25% 13.56% -
Equity
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
Net Worth 4,387,923 3,901,866 3,672,633 3,600,388 3,526,996 3,386,689 3,241,992 22.33%
NOSH 1,502,713 1,434,509 1,434,622 1,434,417 1,433,738 1,428,982 1,428,190 3.44%
Ratio Analysis
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
NP Margin 37.92% 39.13% 37.94% 37.99% 36.64% 32.36% 31.13% -
ROE 2.97% 14.89% 11.48% 7.73% 3.88% 14.85% 11.37% -
Per Share
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
RPS 22.84 103.48 77.49 51.07 26.07 108.76 82.90 -57.62%
EPS 8.66 40.49 29.40 19.40 9.55 35.20 25.81 -51.68%
DPS 0.00 35.00 6.00 6.00 0.00 11.00 3.50 -
NAPS 2.92 2.72 2.56 2.51 2.46 2.37 2.27 18.26%
Adjusted Per Share Value based on latest NOSH - 1,435,076
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
RPS 16.74 72.41 54.23 35.73 18.23 75.82 57.76 -56.17%
EPS 6.35 28.33 20.58 13.57 6.68 24.54 17.98 -50.00%
DPS 0.00 24.49 4.20 4.20 0.00 7.67 2.44 -
NAPS 2.1405 1.9034 1.7916 1.7563 1.7205 1.6521 1.5815 22.33%
Price Multiplier on Financial Quarter End Date
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
Date 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 28/06/02 29/03/02 -
Price 5.20 4.62 4.22 4.50 4.88 5.35 4.98 -
P/RPS 22.77 4.46 5.45 8.81 18.72 4.92 6.01 142.83%
P/EPS 60.05 11.41 14.35 23.20 51.10 15.20 19.29 113.05%
EY 1.67 8.76 6.97 4.31 1.96 6.58 5.18 -52.95%
DY 0.00 7.58 1.42 1.33 0.00 2.06 0.70 -
P/NAPS 1.78 1.70 1.65 1.79 1.98 2.26 2.19 -12.89%
Price Multiplier on Announcement Date
30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 CAGR
Date 05/11/03 18/08/03 08/05/03 20/02/03 25/10/02 15/08/02 19/04/02 -
Price 5.50 5.15 4.04 4.62 4.96 5.70 5.15 -
P/RPS 24.08 4.98 5.21 9.05 19.03 5.24 6.21 146.61%
P/EPS 63.51 12.72 13.74 23.81 51.94 16.19 19.95 116.25%
EY 1.57 7.86 7.28 4.20 1.93 6.18 5.01 -53.83%
DY 0.00 6.80 1.49 1.30 0.00 1.93 0.68 -
P/NAPS 1.88 1.89 1.58 1.84 2.02 2.41 2.27 -11.79%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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