[TAKAFUL] QoQ Quarter Result on 30-Sep-2002 [#1]

Announcement Date
28-Nov-2002
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2003
Quarter
30-Sep-2002 [#1]
Profit Trend
QoQ- -35.16%
YoY--%
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Quarter Result
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
Revenue 35,826 23,211 19,948 20,594 20,071 18,818 19,848 48.40%
PBT 9,380 3,252 1,727 4,362 4,168 1,844 3,392 97.38%
Tax 1,266 1,031 -1,375 -1,152 783 -412 -1,278 -
NP 10,646 4,283 352 3,210 4,951 1,432 2,114 194.67%
-
NP to SH 10,646 4,283 352 3,210 4,951 1,432 2,114 194.67%
-
Tax Rate -13.50% -31.70% 79.62% 26.41% -18.79% 22.34% 37.68% -
Total Cost 25,180 18,928 19,596 17,384 15,120 17,386 17,734 26.40%
-
Net Worth 109,959 111,061 106,149 111,030 106,721 101,892 100,745 6.02%
Dividend
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
Div 2,474 - - - 4,125 - - -
Div Payout % 23.24% - - - 83.33% - - -
Equity
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
Net Worth 109,959 111,061 106,149 111,030 106,721 101,892 100,745 6.02%
NOSH 54,979 54,980 55,000 54,965 55,011 55,076 55,052 -0.08%
Ratio Analysis
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
NP Margin 29.72% 18.45% 1.76% 15.59% 24.67% 7.61% 10.65% -
ROE 9.68% 3.86% 0.33% 2.89% 4.64% 1.41% 2.10% -
Per Share
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
RPS 65.16 42.22 36.27 37.47 36.49 34.17 36.05 48.54%
EPS 19.36 7.79 0.64 5.84 9.00 2.60 3.84 194.89%
DPS 4.50 0.00 0.00 0.00 7.50 0.00 0.00 -
NAPS 2.00 2.02 1.93 2.02 1.94 1.85 1.83 6.11%
Adjusted Per Share Value based on latest NOSH - 54,965
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
RPS 4.28 2.77 2.38 2.46 2.40 2.25 2.37 48.45%
EPS 1.27 0.51 0.04 0.38 0.59 0.17 0.25 196.39%
DPS 0.30 0.00 0.00 0.00 0.49 0.00 0.00 -
NAPS 0.1313 0.1326 0.1268 0.1326 0.1275 0.1217 0.1203 6.02%
Price Multiplier on Financial Quarter End Date
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
Date 30/06/03 31/03/03 31/12/02 30/09/02 28/06/02 29/03/02 31/12/01 -
Price 1.74 1.70 1.53 1.50 1.70 1.66 2.00 -
P/RPS 2.67 4.03 4.22 4.00 4.66 4.86 5.55 -38.68%
P/EPS 8.99 21.82 239.06 25.68 18.89 63.85 52.08 -69.09%
EY 11.13 4.58 0.42 3.89 5.29 1.57 1.92 223.73%
DY 2.59 0.00 0.00 0.00 4.41 0.00 0.00 -
P/NAPS 0.87 0.84 0.79 0.74 0.88 0.90 1.09 -13.98%
Price Multiplier on Announcement Date
30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 31/03/02 31/12/01 CAGR
Date 28/08/03 29/05/03 27/02/03 28/11/02 29/08/02 29/05/02 28/02/02 -
Price 1.35 1.56 1.45 1.50 1.58 1.94 1.60 -
P/RPS 2.07 3.70 4.00 4.00 4.33 5.68 4.44 -39.95%
P/EPS 6.97 20.03 226.56 25.68 17.56 74.62 41.67 -69.74%
EY 14.34 4.99 0.44 3.89 5.70 1.34 2.40 230.35%
DY 3.33 0.00 0.00 0.00 4.75 0.00 0.00 -
P/NAPS 0.68 0.77 0.75 0.74 0.81 1.05 0.87 -15.18%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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