[HLBANK] YoY TTM Result on 30-Sep-2002 [#1]

Announcement Date
25-Oct-2002
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2003
Quarter
30-Sep-2002 [#1]
Profit Trend
QoQ- 2.75%
YoY- 30.84%
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TTM Result
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
Revenue 1,479,608 1,406,310 1,453,934 1,523,248 1,531,467 1,447,194 227,794 -1.96%
PBT 715,897 542,871 785,493 719,275 613,357 661,321 86,001 -2.22%
Tax -200,545 -150,828 -211,447 -199,031 -215,740 -174,861 -28,793 -2.04%
NP 515,352 392,043 574,046 520,244 397,617 486,460 57,208 -2.30%
-
NP to SH 515,352 392,043 574,046 520,244 397,617 486,460 57,208 -2.30%
-
Tax Rate 28.01% 27.78% 26.92% 27.67% 35.17% 26.44% 33.48% -
Total Cost 964,256 1,014,267 879,888 1,003,004 1,133,850 960,734 170,586 -1.82%
-
Net Worth 4,539,022 4,568,294 4,387,923 3,526,996 3,028,152 1,731,435 2,039,840 -0.84%
Dividend
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
Div 375,284 379,314 502,025 157,313 189,324 77,914 - -100.00%
Div Payout % 72.82% 96.75% 87.45% 30.24% 47.61% 16.02% - -
Equity
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
Net Worth 4,539,022 4,568,294 4,387,923 3,526,996 3,028,152 1,731,435 2,039,840 -0.84%
NOSH 1,528,290 1,580,724 1,502,713 1,433,738 1,428,374 577,145 577,858 -1.02%
Ratio Analysis
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
NP Margin 34.83% 27.88% 39.48% 34.15% 25.96% 33.61% 25.11% -
ROE 11.35% 8.58% 13.08% 14.75% 13.13% 28.10% 2.80% -
Per Share
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
RPS 96.81 88.97 96.75 106.24 107.22 250.75 39.42 -0.95%
EPS 33.72 24.80 38.20 36.29 27.84 84.29 9.90 -1.29%
DPS 24.56 24.00 33.41 11.00 13.25 13.50 0.00 -100.00%
NAPS 2.97 2.89 2.92 2.46 2.12 3.00 3.53 0.18%
Adjusted Per Share Value based on latest NOSH - 1,433,738
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
RPS 68.26 64.88 67.07 70.27 70.65 66.76 10.51 -1.96%
EPS 23.77 18.09 26.48 24.00 18.34 22.44 2.64 -2.30%
DPS 17.31 17.50 23.16 7.26 8.73 3.59 0.00 -100.00%
NAPS 2.0939 2.1074 2.0242 1.6271 1.3969 0.7987 0.941 -0.84%
Price Multiplier on Financial Quarter End Date
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
Date 30/09/05 30/09/04 30/09/03 30/09/02 28/09/01 29/09/00 - -
Price 5.35 5.15 5.20 4.88 3.14 6.45 0.00 -
P/RPS 5.53 5.79 5.37 4.59 2.93 2.57 0.00 -100.00%
P/EPS 15.87 20.76 13.61 13.45 11.28 7.65 0.00 -100.00%
EY 6.30 4.82 7.35 7.44 8.87 13.07 0.00 -100.00%
DY 4.59 4.66 6.42 2.25 4.22 2.09 0.00 -100.00%
P/NAPS 1.80 1.78 1.78 1.98 1.48 2.15 0.00 -100.00%
Price Multiplier on Announcement Date
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
Date 08/11/05 09/11/04 05/11/03 25/10/02 17/10/01 19/10/00 - -
Price 5.15 5.20 5.50 4.96 3.26 3.98 0.00 -
P/RPS 5.32 5.84 5.68 4.67 3.04 1.59 0.00 -100.00%
P/EPS 15.27 20.97 14.40 13.67 11.71 4.72 0.00 -100.00%
EY 6.55 4.77 6.95 7.32 8.54 21.18 0.00 -100.00%
DY 4.77 4.62 6.07 2.22 4.07 3.39 0.00 -100.00%
P/NAPS 1.73 1.80 1.88 2.02 1.54 1.33 0.00 -100.00%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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