[HLBANK] YoY Annualized Quarter Result on 30-Sep-2002 [#1]

Announcement Date
25-Oct-2002
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2003
Quarter
30-Sep-2002 [#1]
Profit Trend
QoQ- 8.88%
YoY- 11.33%
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Annualized Quarter Result
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
Revenue 1,518,672 1,421,184 1,372,828 1,494,828 1,620,880 1,490,608 227,794 -1.99%
PBT 789,948 780,100 723,500 789,072 752,248 713,012 86,001 -2.33%
Tax -221,424 -219,228 -202,960 -241,384 -260,316 -234,564 -28,793 -2.14%
NP 568,524 560,872 520,540 547,688 491,932 478,448 57,208 -2.41%
-
NP to SH 568,524 560,872 520,540 547,688 491,932 478,448 57,208 -2.41%
-
Tax Rate 28.03% 28.10% 28.05% 30.59% 34.61% 32.90% 33.48% -
Total Cost 950,148 860,312 852,288 947,140 1,128,948 1,012,160 170,586 -1.80%
-
Net Worth 4,539,022 4,568,294 4,387,923 3,526,996 3,028,152 1,731,435 1,791,361 -0.98%
Dividend
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
Div - - - - - - - -
Div Payout % - - - - - - - -
Equity
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
Net Worth 4,539,022 4,568,294 4,387,923 3,526,996 3,028,152 1,731,435 1,791,361 -0.98%
NOSH 1,528,290 1,580,724 1,502,713 1,433,738 1,428,374 577,145 577,858 -1.02%
Ratio Analysis
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
NP Margin 37.44% 39.47% 37.92% 36.64% 30.35% 32.10% 25.11% -
ROE 12.53% 12.28% 11.86% 15.53% 16.25% 27.63% 3.19% -
Per Share
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
RPS 99.37 89.91 91.36 104.26 113.48 258.27 39.42 -0.97%
EPS 37.20 35.48 34.64 38.20 34.44 34.72 9.90 -1.39%
DPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
NAPS 2.97 2.89 2.92 2.46 2.12 3.00 3.10 0.04%
Adjusted Per Share Value based on latest NOSH - 1,433,738
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
RPS 70.06 65.56 63.33 68.96 74.77 68.76 10.51 -1.99%
EPS 26.23 25.87 24.01 25.27 22.69 22.07 2.64 -2.41%
DPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
NAPS 2.0939 2.1074 2.0242 1.6271 1.3969 0.7987 0.8264 -0.98%
Price Multiplier on Financial Quarter End Date
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
Date 30/09/05 30/09/04 30/09/03 30/09/02 28/09/01 29/09/00 - -
Price 5.35 5.15 5.20 4.88 3.14 6.45 0.00 -
P/RPS 5.38 5.73 5.69 4.68 2.77 2.50 0.00 -100.00%
P/EPS 14.38 14.51 15.01 12.77 9.12 7.78 0.00 -100.00%
EY 6.95 6.89 6.66 7.83 10.97 12.85 0.00 -100.00%
DY 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
P/NAPS 1.80 1.78 1.78 1.98 1.48 2.15 0.00 -100.00%
Price Multiplier on Announcement Date
30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 30/09/99 CAGR
Date 08/11/05 09/11/04 05/11/03 25/10/02 17/10/01 19/10/00 19/10/99 -
Price 5.15 5.20 5.50 4.96 3.26 3.98 0.00 -
P/RPS 5.18 5.78 6.02 4.76 2.87 1.54 0.00 -100.00%
P/EPS 13.84 14.66 15.88 12.98 9.47 4.80 0.00 -100.00%
EY 7.22 6.82 6.30 7.70 10.56 20.83 0.00 -100.00%
DY 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
P/NAPS 1.73 1.80 1.88 2.02 1.54 1.33 0.00 -100.00%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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