Posted by ngohieng > 2013-01-22 07:00 | Report Abuse

However, if u calculate based on the return of investment: it's highest for senario 2. U only need ur cash for the first or second year. Subsequently, the return from the dividend can be used to service the loan. Senario 2 gives u the most return with minimal initial investment. The remaining cash, can be used to invest in equities... Correct me if i'm wrong

Posted by Shane My > 2013-01-22 08:26 | Report Abuse

Ngohieng..you are right

Posted by hamPAS > 2013-01-22 08:30 | Report Abuse

your analyses are not deep enough - comparison should be based on percentage return per annum on capital. another better option, for higher percentage return per year, is to take loan for 20 years then terminate after 3 years (so that no penalty imposed) & repeat the processes till 20 years..

Posted by Shane My > 2013-01-22 15:01 | Report Abuse

hi there hampas, i thought i did make a comparison based on return per annum per capital. see scenario 1.

as for taking loan and terminating after 3 years, can you explain further on this concept?

Posted by JASON80 > 2013-01-22 15:05 | Report Abuse

walau ... here for share investment sharing . how come become a unit trust ?

Posted by Shane My > 2013-01-22 15:17 | Report Abuse

Share investment is all but one of the various kind of investment. There is no harm to know about others right? :)

Posted by jazy05 > 2013-11-10 16:57 |

Post removed.Why?