Posted by Flintstones > 2017-08-18 21:16 | Report Abuse

Yeah. Many speculators here have a blind hope. The airasia effect is already here for a long time since IPO. Sometimes as a investor you have to think. 5 years after IPO we are not seeing any explosive growth in Tune Insurance business while Airasia traffic increase year on year. What does that tell us? The travel insurance business is at a saturated, low growth point. The Mavcom ruling had hit Tune Insurance hard. As long as there are no changes in the opt in ruling, there will be no signs of turn around.

Posted by chongyo > 2017-08-18 21:21 | Report Abuse

I think Tunepro and its insurance business is down but not out. The new management team may bring with them idea to revamp and turn around the business. I feel there is still good prospect of recovery , Be patient!

Posted by KL_82 > 2017-08-18 21:42 | Report Abuse

Be patient. I am sure few years later it will come back.
For now, enjoy the dive.. sold earlier at 1.56. If goes down to 0.56 I will buy back for sure.. for now.. I stay away even rebound.

Posted by Flintstones > 2017-08-18 21:58 | Report Abuse

Insurance companies are valued with book value, not P/E. With earnings visibility like this, Tune Insurance is not worth more than 1.5x book value

Posted by gsi723 > 2017-08-18 22:23 | Report Abuse

0.8 will be fair buy...
0.6 value buy...

Posted by nekosan > 2017-08-18 22:41 | Report Abuse

0.1 strong buy

Posted by apolloang > 2017-08-18 22:43 | Report Abuse

0.10 u wait till msia become like bosnia lah. likely break 1.00 can lah,but not 0.70 also. maybe 95cts

Posted by pakatan_harapan2 > 2017-08-18 23:03 | Report Abuse

Why got people buy at RM 2 before? BV higher then?

Posted by Flintstones > Aug 18, 2017 09:58 PM | Report Abuse
Insurance companies are valued with book value, not P/E. With earnings visibility like this, Tune Insurance is not worth more than 1.5x book value

Posted by Jeffreyteck > 2017-08-18 23:05 | Report Abuse

Many may hold it because of its latest higher dividend despite lower profit. It is worth to hold if the price remains at this level. If dropped by 5 cents, just too bad then.

Posted by HoldingKing > 2017-08-18 23:57 | Report Abuse

it is because of Motor Claims that was up to 10m+ I tell you, if next quarter the accidents are lesser becos of government AES n some laws, it reduces the accident rate. U will see Motor Revenue 10m+ together with Travel Insurance 10m+. It would be 20m+ for next quarter, U will likely see the price catch up very fast. and entering 2018, we shall see double digit growth. I'm sure Q12018 would be better than Q12017

Posted by HoldingKing > 2017-08-19 00:20 | Report Abuse

lol. it doesn't matter if u're mocking me or not. in this forum there are all kinds of people.

Posted by Invest_168 > 2017-08-19 00:32 | Report Abuse

All the investors know that Q2 results will not be good as management already mentioned during Q1. Thus, Tunepro share price dropped since Q1 until now @ RM1. The significant drop of share price has fully reflected the poor earning in Q1 & Q2. The worst is over....Silver Linings within the Storm.

Posted by HoldingKing > 2017-08-19 01:17 | Report Abuse

I agree with u Invest_168. There is always a reason why the share drops non-stop the past 2 months

Posted by mentos512 > 2017-08-19 02:21 | Report Abuse

the different in 2016 Q1 and Q2 against 2017 Q1 and Q2 is almost the same. With the MAVCOM opt in ruling, earming has reduced by half. With the new partnership and new management team, there is hope the company results in the next few QR could turnaround. I think the falllen share price has reflected the bad results.

Posted by ming > 2017-08-19 02:49 | Report Abuse

Think will stay above 90 cents.. dividend yield can support the price.. somemore motor insurance price also start increasing recently ma

Posted by Goinvest88 > 2017-08-19 07:49 | Report Abuse

The dividend of 5.2 cents has been paid & ex-date in May?

Posted by nikicheong > 2017-08-19 08:17 | Report Abuse

I think it will continue falling to about RM0.85 levels, at which point things get attractive. At the moment still not cheap enough. Better bargains elsewhere.

Posted by Jeffreyteck > 2017-08-19 08:27 | Report Abuse

Will wait for smart analysts to publish their view and consider then. Personal TP 85 ex dividend.

Posted by apolloang > 2017-08-19 08:35 | Report Abuse

gonna test new low on mon

Posted by lloydlim > 2017-08-19 08:42 | Report Abuse

Downtrend towards 0.75!

Posted by apolloang > 2017-08-19 08:44 | Report Abuse

75cts is like airasia in 2015 ar? hahaha

Posted by Unfair > 2017-08-19 10:58 | Report Abuse

Why Jaks QR poorer still RM 1.33?

Posted by gsi723 > 2017-08-19 11:51 | Report Abuse

no doubt AirAsia biz is expanding well.... but that doesn't mean its travel insurance biz directly & exclusively benefit TuneProtect, as travelers have every right to opt for any Ins company that may provide better services/ easier claim... However, its revenue is increasing but profit drop by 50%... Higher claim which was unavoidable or poor management/ strategy? 85cent... maybe??

Posted by Goinvest88 > 2017-08-19 12:04 | Report Abuse

Because kyy's spirit support the jaks

Posted by Unfair > 2017-08-19 12:08 | Report Abuse

Is TF, KWAP, EPF poorer than KYY? Why they cannot support TIH?

Posted by Goinvest88 > Aug 19, 2017 12:04 PM | Report Abuse
Because kyy's spirit support the jaks

Posted by curious2 > 2017-08-19 12:13 | Report Abuse

Why no 1 propose quarterly or half yearly dividend? Yearly dividend make some investors trade more than hold for dividend.

Posted by Jeffreyteck > 2017-08-19 15:27 | Report Abuse

Wow, would like to see how long it takes to drop to 75. From 1.40, it took about 3 months to current level of 1. Anyway, high dividend may temporarily support the price but will fall again if the management still unable to deliver. One thing up for sure is the operating cost and CEO salary as in its annual report. Only subordinates need to deliver KPIs to get good remuneration, CEO no need.

Posted by Ah Kow, Ali dan Muthu > 2017-08-19 15:39 | Report Abuse

For those who buy on June Rm 1.30, it's already 30% discounted.
For company that make money, i don't think it will fall further.
TP 1.70 by year end, like what Public Bank suggested.

Posted by Ah Kow, Ali dan Muthu > 2017-08-19 15:46 | Report Abuse

No analyst suggested for "sell"..all suggested "buy". I am not worried. those not buying now will regret. Ha.ha.. i just in at 1.03.. will buy more if fall further..

Posted by darkangell > 2017-08-19 15:56 | Report Abuse

this is a cunning fox counter, becareful

Posted by gsi723 > 2017-08-19 16:23 | Report Abuse

All analyst give it a buy RM1.5 - 1.70, why the price not up like LC Titan?

Posted by gsi723 > 2017-08-19 16:24 | Report Abuse

1.50 - 1.70, wow 50% profit margin easily.... OR 0.70-0.80?

Posted by BN_menang > 2017-08-19 17:56 | Report Abuse

Najib launches AirAsia's Langkawi-Shenzhen flight
http://www.thestar.com.my/news/nation/2017/08/19/najib-officiates-airasias-direct-flight-from-langkawi-to-shenzhen-china/

Posted by Samtuckfatt > 2017-08-19 18:33 | Report Abuse

http://www.klsescreener.com/v2/news/view/270731. , Tune group CEO statement

Posted by Jeffreyteck > 2017-08-19 18:51 | Report Abuse

If we follow analysts advice, eg MIDF, 23 May TP 2.18; 14 July adjusted sharply lower to TP 1.47. With the new performance announced and we still buy in their call, pray hard.

Posted by limch > 2017-08-19 19:10 | Report Abuse

Anyone know what is Razman Harvey role in TIH? Why need him when there is Khoo Ai Lin? Isn't profit drop bec Razman Harvey?

http://www.klsescreener.com/v2/news/view/270731. , Tune group CEO statement

Posted by davidvestor > 2017-08-19 19:32 | Report Abuse

just like LCtitan, after crash, all said sell. I made good $$ by betting on CW. This is the same trick again and again. selling on Monday is likely to be the last batch. I don't have Tune now, but I'm going to collect on Monday. The fear is already priced in. some naggers are going to miss the boat again.. DYOR. :) mind U the sales is going strong, profit always going to normalised eventually, actuary science mah!

Posted by LA777 > 2017-08-19 19:33 | Report Abuse

Will consider to buy when it is 70sen.

Posted by Chong Jiunn Hau > 2017-08-19 19:33 | Report Abuse

YoY QR is expected. according to the current EPS, the share price is worth not more than 0.90.

Nevertheless, TunePro share price might be adjusted further until the end of 2017 (until the Q4FY2017 announcement in early 2018), there might be some good entering points.

Jul 27, 2017 08:43 PM | Report Abuse

Agreed. unless i know why the share price dropped and whether it is temporary (recoverable), or long term, else I won't switch, i would rather continue to suffer the lost in the stock that I fully understood and confident with.

To be frank, I kind of agreed with shpg22 regarding the result of next QR, it would be maintained at around 13-17 mil NP, which is still good but may not be as good vs YoY (26 mil, highest NP since IPO launched), Tune Pro share price may dropped further. I feel maybe that is the best time to enter. I hope I am wrong..

Posted by davidvestor > 2017-08-19 19:36 | Report Abuse

some even said, business valuation don't look at p/e, there r many matrix to look at, pe and div r the most reliable indicators, across all industries. DYOR :)

Posted by AhSook AhKou > 2017-08-19 19:38 | Report Abuse

As I said many many times over the last few years , Travel insurance is not a very profitable business and it is a very very competitive market !!! Sadly it is a fact , a family member was ex-consultant in this type of business . Unless Tune Ins expand further their business into other class of insurance ....... think twice before u invest lahhhhhhh

Posted by smartly > 2017-08-19 19:43 | Report Abuse

make it compulsory for every AA ticket sold. profit will surely rise.

Posted by Teh Kieat Keoi > 2017-08-20 03:32 | Report Abuse

I guess the price will be stable between rm0.95 - rm1. In last two months, the price drop sharply is because peoples know this quarter profit will drop 50% which is affected by op-in rules. Since management takes a lot of actions to rescue Tunepro business, this gives a liitle hope for investors. CEO also claims that the recovery will be in 2018, or earliest in q42017, the price will be maintained until next coming q report.

Posted by Amit Khindriya > 2017-08-20 07:18 | Report Abuse

Holland now.....RM0.89.. Come and come.

Posted by SamuelLuke > 2017-08-20 10:31 | Report Abuse

announcenent out guess that my collection time is almost there.... Hope to average down further and get to collect more tickets.

Posted by jk37 > 2017-08-20 11:19 | Report Abuse

next week lower at 0.88 - 0.90?

Posted by rlch > 2017-08-20 12:01 | Report Abuse

Insurer P&O with loss QR why 1.28?

Posted by davidvestor > 2017-08-20 13:17 | Report Abuse

travel ins. margin 50%, others are around 10%. plenty of room to grow, topline is speeding up, profit will follow later. no worry lah. :)

Posted by Jeffreyteck > 2017-08-20 13:44 | Report Abuse

Good day may have gone. P&O NTA is 1.51, Tune 0.64, one of the possible reason.
Liberalisation of motor ins premium is challenging and higher claims revealed its poor customers base and needs to strengthen its claims controls, some insurers may have similar issues too.
Stock price peaked in 2014 to above 2 in anticipation of good profit in coming years which it did deliver in the recent two years. It may take sometimes to find the new supporting level as some may just hold it for high dividend till ex date. Will wait for the smart analysts to publish their latest views after the disclosure of poorer results.

Posted by Secrecy > 2017-08-20 13:56 | Report Abuse

Liberalisation of motor insurance premium is a good thing.

Those motorists who got a lot of claims will pay higher premium, the converse also true.
Further: Different state, varying premium.
This policy will further reduce the claim and driving carefully, and those who doesn't behave good in driving will pay more.
IN conclusion: You pay upon what you are, risk distribution according to behaviour, fair enough!