Unit Trust Investment
Growth Your Money Steadily in Unit Trust
Wak Jono
Publish date: Wed, 23 May 2012, 01:39 PM
Wak Jono
0 3
Put some money in unit trust....dont put all in stock !..
Unit trust fund is more resilient any market condition due to in wise diversification. Since the market slump 2008 (sub prime), most of unit trust fund had rebound strongly and give a wonderful return to unit holders.
Click here http://goo.gl/oGblt to get free ebook Panduan Unit Amanah
Feel free to visit http://unitamanah.net
rgds
a.shukor
shukor@unitamanah.net
0167128898
AM
Public Mutual Bhd
Unit trust fund is more resilient any market condition due to in wise diversification. Since the market slump 2008 (sub prime), most of unit trust fund had rebound strongly and give a wonderful return to unit holders.
Click here http://goo.gl/oGblt to get free ebook Panduan Unit Amanah
Feel free to visit http://unitamanah.net
rgds
a.shukor
shukor@unitamanah.net
0167128898
AM
Public Mutual Bhd
Unit trust can give you a suprised return over long term and stock as well. In many case stock can give higher return within a short time. Having said that, many tend to forget that stock also can run off your money quickly. We normally realised that when it happen to us.
No matter how good you in market analysis, no one will know what going to happen on the next day. Many people thought they are smart analysis espicially from research houses but end of the day what they said is just academy, the direction of the market don't borther on their predictions. So what happen, our money wash out just like a 'drainage'.
I would say the best way is to not put a lot of money in stock, do some diversification in unit trust because unit trust fund more resilient when market up and down. Just be calm, and keep buying slowly and steadily over long term. Finallly you will get a wonder ful return. The distribution of unit trust fund can give you more unit yearly and in long term you will accumulate more and more unit. You can sell your unit at anytime when u think the price of your fund (NAV) is much higher then the cost per unit.
You can start invest via epf scheme in account 1 or cash money. Start invest now, you will never regret !
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Discussions
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Certainly! I have received Explanatory Statement & Notice of Meeting this morning from AMB. Same thought, Think alike. Thanks.
2012-05-23 13:47
Wise diversification?
Over the past few months, my unit trusts has lost more than 10% while my own direct stock investment has gained more than 40 %. I only invested in 3 stocks.
2012-05-23 16:35
tptan. Your investment results show that direct share investment beats unit trust investment hands down. There are still nuts with bird's brain out there who still think that unit trust investment is better.
2012-05-23 16:40
It certainly does and I am just a beginner. I find that the greatest enemy is myself.
2012-05-23 16:50
Ya, i believed with the stock that can give u higher return and loss as well, i did't deny it. We cannot compare u.trust return n stock return over short period exm 3 months. Make it around 3-5 yrs period, then u realised what i mean "slow and steady' growth in u.trust. Invest in stock is good provided u have enough time and knowledge to monitor, plus lucky some more. Eventhough i myself invest in stock i still invest in u.trust for longterm. One more thing investment is time horizon..
2012-05-23 17:40
unit trust investment is suitable for those with long term views ( minimum 3-5 years) the only complaint is the high sales charge imposed by the unit trust companies. in Malaysia(between 4% -6%). in singapore or US the sales charge is only 1% - 2%.
2012-05-23 18:01
Jonathan Keung has a good point; sales charge is the stumbling block, however eagleis nuts with bird's brain statements has an ugly point in making a comments for a comparison between an apple to orange philosophy.
2012-05-23 18:28
I agree with JK, unit trust in malaysia put so much fee which in a way higher than the fixed deposit itself just for the fee plus annual managemetn fee.
2012-05-23 20:50
Guys cant compare unit trust with shares or shares with currency, futures or property. Sorry have to disagree with most. My experience is unit trust is a much easier investing instruement than shares! Another common negative abt unit trust is return is slow. Unless you say 150% return in 5 years is slow. High charges? 150% return is net of charges. Like they say in stock market high can go higher and low can go lower. Really it's not the charges it's the RETURN right?
2012-05-23 21:57
I fully agree that my outrageous words like nuts and bird's brain are too much and they hurt. I'm sorry for those hurtful words. I know of a unit trust company which charges 6.5% as initial fee and 1.5% as annual management fee for the fund. If the fund's performance is flat, then RM100,000 will become RM92,000 after one year. I want my friends to retire comfortably and I always remind them money is hard to come by. Spread your money in excellent counters and wait for say 5 years, I'm pretty sure own investment is better than unit trust investment.
2012-05-23 22:20
Thank you very much eagleis, you have a good heart. OK, let's revealed the truth: Every end Quarter(End of Q1, Q2, Q3 & Q4) some unit trust reduce their management fees etc from 5% to 3%, some reduce 2%. Grab it! Right Place Right Time formula. Agreed wth Fredwong tht we cant compare Orange to Apple in term of shape and its composite or texture. Have many baskets and filled with good eggs. Gold Basket, Property Basket, U.Trust Basket, Share Market Basket. No harm for you to start with 1, then 2, 3 and so on.
2012-05-24 18:42
If investor is busy to study on individual stocks; of course the option would be unit trust. But never with those with 5% or 6% service charge, go to fundsupermart or enunittrust instead. Go tell everyone!!!
2012-05-24 18:59
Shin, do they have website for reference? Thanks in advance Bro.
2012-05-25 09:48
Put some investment into oil palm plantation scheme (approved by SSM) which can give min 8 - 9% yearly returns. The trick is to spread your risks by not putting all eggs into one basket.
2012-05-25 10:44
By spreading our investments and diversification, aren't we increasing our risk of making bad investments?
2012-05-25 11:09
Jake, if you don't mind, please share with us the name of the oil palm stakeholder (SSM approved). Thanks Jake.
2012-05-25 11:27
US has been printing about 4 trillion USD to save her ass. The abundant liquidity, the near zero interest rate and the low value of the USD spur worldwide frenzy of commodity and equity trading. The rally or the upswing in the prices of commodity and equity will come to an end not too far in the future when interest rate is pushed up by the FOMC and the USD gains in strength. When there's a capital flight back to the US, all hell breaks loose, commodity and equity prices will take a nosedive. Everybody will be running for cover.
2012-05-25 11:48
the investment betw. unit trust and individual stock is a different ball game. when you invest in unit trust, you cannot expect any return for the 1st-2nd year. you only (hope)for their cash distributions or unit split.
individual stocks, (if) you pick the right counters you can trade & ride on the momentum and make some (quick) money from the counter. fast money and savings is entirely different.
individual unit trusts cannot be switch and profit from the any market uptrend. the profit is entirely taken up by the initial high sales charges (imposed upfront). Malaysia got the highest (loaded) upfront charges of between 5% -7%
ASM or ASB is the better choice if compared to unit trusts. guarantee income and stable distribution if you are from the point of savings. share trading is a risk we need to address ourselves.
2012-05-25 12:23
If we buy any unit trust y we dun buy shares at ourselves dun let them earn rite
2012-05-25 20:25
You are absolutely right Eric. It is impossible to predict if any particular unit trust will do well in future. But however we can do our homework and predict with reasonable accuracy if a particular stock will do well in future.
2012-05-25 20:54
Namoyaki...sori late reply. The 1st was Country Heights but its all sold out and doing well. Now there are 2 others, namely Golden Palm Growers (plantation in Kelantan) and East West One (plantation in Sabah). Both can offer reasonably good (guaranteed) annual dividends.
2012-05-27 02:00
Sleep is for those who are sleepy mah! Preparing for "all nighters" for upcoming Euro 2012 live telecasts
2012-05-27 13:20
http://www.fundsupermart.com/ and http://www.eUnittrust.com.my
The service charge of FSM currently at 0.88% until 31 May 2012. And BTW I am not an agent and not associated to these two.
2012-05-28 19:24
FUNDSUPERMART IS ALMOST FULL UNDERDOG FUND=ENTER AT YOUR OWN RISK=PLAY HOT STOCK
2 or 3 that is relieable..in my opinion
better go AMB VALUE TRUST now want to diversification into Accumlate or Distribution...
Even FDI also invited to his unit trust bcoz its A-CLASS FUND...
;0
2012-05-28 19:40
FUNDSUPERMART IS ALMOST FULL UNDERDOG FUND=ENTER AT YOUR OWN RISK=PLAY HOT STOCK
2 or 3 that is relieable..in my opinion
better go AMB VALUE TRUST now want to diversification into Accumlate or Distribution...
Even FDI also invited to his unit trust bcoz its A-CLASS FUND...
;0
2012-05-28 19:40
Top 10 Best Performing Unit Trust Funds As of 15th Jan 2013
http://invest-made-easy.blogspot.com/2013/01/top-10-best-performing-unit-trust-funds_15.html
2013-01-15 17:31
Top 10 Best Performing Unit Trust Funds As of 15th Jan 2013
http://invest-made-easy.blogspot.com/2013/01/top-10-best-performing-unit-trust-funds_15.html
2013-01-15 17:31
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This book is the result of the author's many years of experience and observation throughout his 26 years in the stockbroking industry. It was written for general public to learn to invest based on facts and not on fantasies or hearsay....
Namoyaki Takarajima
Certainly! I have received Explanatory Statement & Notice of Meeting his morning from AMB. Same thought, Think alike. Thanks.
2012-05-23 13:47