[HLBANK] QoQ Annualized Quarter Result on 31-Dec-2007 [#2]

Announcement Date
14-Feb-2008
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2008
Quarter
31-Dec-2007 [#2]
Profit Trend
QoQ- 6.79%
YoY- 34.07%
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Annualized Quarter Result
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Revenue 2,200,524 2,018,340 2,042,620 1,998,134 1,899,384 1,768,190 1,744,597 16.69%
PBT 1,263,516 1,010,042 1,100,973 1,097,580 1,022,808 856,598 819,858 33.31%
Tax -296,000 -268,181 -290,578 -292,794 -270,384 -237,149 -223,189 20.64%
NP 967,516 741,861 810,394 804,786 752,424 619,449 596,669 37.90%
-
NP to SH 968,172 741,818 810,441 804,220 753,064 620,794 597,849 37.78%
-
Tax Rate 23.43% 26.55% 26.39% 26.68% 26.44% 27.68% 27.22% -
Total Cost 1,233,008 1,276,479 1,232,225 1,193,348 1,146,960 1,148,741 1,147,928 4.86%
-
Net Worth 5,319,148 5,086,503 4,956,562 4,854,300 4,797,232 4,655,954 4,532,272 11.23%
Dividend
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Div - 347,795 173,914 260,828 - 351,392 176,010 -
Div Payout % - 46.88% 21.46% 32.43% - 56.60% 29.44% -
Equity
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Net Worth 5,319,148 5,086,503 4,956,562 4,854,300 4,797,232 4,655,954 4,532,272 11.23%
NOSH 1,449,359 1,449,146 1,449,287 1,449,045 1,449,314 1,464,136 1,466,755 -0.79%
Ratio Analysis
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
NP Margin 43.97% 36.76% 39.67% 40.28% 39.61% 35.03% 34.20% -
ROE 18.20% 14.58% 16.35% 16.57% 15.70% 13.33% 13.19% -
Per Share
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
RPS 151.83 139.28 140.94 137.89 131.05 120.77 118.94 17.62%
EPS 66.80 51.19 55.92 55.50 51.96 42.40 40.76 38.87%
DPS 0.00 24.00 12.00 18.00 0.00 24.00 12.00 -
NAPS 3.67 3.51 3.42 3.35 3.31 3.18 3.09 12.11%
Adjusted Per Share Value based on latest NOSH - 1,448,807
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
RPS 101.51 93.11 94.23 92.18 87.62 81.57 80.48 16.68%
EPS 44.66 34.22 37.39 37.10 34.74 28.64 27.58 37.77%
DPS 0.00 16.04 8.02 12.03 0.00 16.21 8.12 -
NAPS 2.4538 2.3465 2.2865 2.2394 2.213 2.1479 2.0908 11.23%
Price Multiplier on Financial Quarter End Date
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Date 30/09/08 30/06/08 31/03/08 31/12/07 28/09/07 29/06/07 30/03/07 -
Price 5.65 5.85 5.80 6.35 5.90 6.35 6.00 -
P/RPS 3.72 4.20 4.12 4.61 4.50 5.26 5.04 -18.28%
P/EPS 8.46 11.43 10.37 11.44 11.35 14.98 14.72 -30.80%
EY 11.82 8.75 9.64 8.74 8.81 6.68 6.79 44.56%
DY 0.00 4.10 2.07 2.83 0.00 3.78 2.00 -
P/NAPS 1.54 1.67 1.70 1.90 1.78 2.00 1.94 -14.23%
Price Multiplier on Announcement Date
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Date 11/11/08 25/08/08 29/04/08 14/02/08 06/11/07 27/08/07 10/05/07 -
Price 5.05 5.60 6.10 6.00 6.25 5.70 6.30 -
P/RPS 3.33 4.02 4.33 4.35 4.77 4.72 5.30 -26.58%
P/EPS 7.56 10.94 10.91 10.81 12.03 13.44 15.46 -37.85%
EY 13.23 9.14 9.17 9.25 8.31 7.44 6.47 60.89%
DY 0.00 4.29 1.97 3.00 0.00 4.21 1.90 -
P/NAPS 1.38 1.60 1.78 1.79 1.89 1.79 2.04 -22.88%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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