[HLBANK] QoQ Quarter Result on 31-Dec-2007 [#2]

Announcement Date
14-Feb-2008
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2008
Quarter
31-Dec-2007 [#2]
Profit Trend
QoQ- 13.59%
YoY- 37.47%
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Quarter Result
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Revenue 550,131 486,375 532,898 524,221 474,846 459,742 449,903 14.30%
PBT 315,879 184,312 276,940 293,088 255,702 241,704 204,062 33.70%
Tax -74,000 -50,247 -71,537 -78,801 -67,596 -69,757 -56,004 20.35%
NP 241,879 134,065 205,403 214,287 188,106 171,947 148,058 38.58%
-
NP to SH 242,043 133,987 205,721 213,844 188,266 172,407 148,463 38.39%
-
Tax Rate 23.43% 27.26% 25.83% 26.89% 26.44% 28.86% 27.44% -
Total Cost 308,252 352,310 327,495 309,934 286,740 287,795 301,845 1.40%
-
Net Worth 5,319,148 5,089,766 4,972,196 4,853,505 4,797,232 4,634,440 4,515,262 11.50%
Dividend
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Div - 217,511 - 130,392 - 218,605 - -
Div Payout % - 162.34% - 60.98% - 126.80% - -
Equity
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Net Worth 5,319,148 5,089,766 4,972,196 4,853,505 4,797,232 4,634,440 4,515,262 11.50%
NOSH 1,449,359 1,450,075 1,453,858 1,448,807 1,449,314 1,457,371 1,461,250 -0.54%
Ratio Analysis
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
NP Margin 43.97% 27.56% 38.54% 40.88% 39.61% 37.40% 32.91% -
ROE 4.55% 2.63% 4.14% 4.41% 3.92% 3.72% 3.29% -
Per Share
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
RPS 37.96 33.54 36.65 36.18 32.76 31.55 30.79 14.93%
EPS 16.70 9.24 14.15 14.76 12.99 11.83 10.16 39.15%
DPS 0.00 15.00 0.00 9.00 0.00 15.00 0.00 -
NAPS 3.67 3.51 3.42 3.35 3.31 3.18 3.09 12.11%
Adjusted Per Share Value based on latest NOSH - 1,448,807
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
RPS 26.84 23.73 26.00 25.57 23.16 22.43 21.95 14.30%
EPS 11.81 6.54 10.04 10.43 9.18 8.41 7.24 38.44%
DPS 0.00 10.61 0.00 6.36 0.00 10.66 0.00 -
NAPS 2.5948 2.4829 2.4255 2.3676 2.3402 2.2608 2.2026 11.51%
Price Multiplier on Financial Quarter End Date
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Date 30/09/08 30/06/08 31/03/08 31/12/07 28/09/07 29/06/07 30/03/07 -
Price 5.65 5.85 5.80 6.35 5.90 6.35 6.00 -
P/RPS 14.89 17.44 15.82 17.55 18.01 20.13 19.49 -16.38%
P/EPS 33.83 63.31 40.99 43.02 45.42 53.68 59.06 -30.95%
EY 2.96 1.58 2.44 2.32 2.20 1.86 1.69 45.15%
DY 0.00 2.56 0.00 1.42 0.00 2.36 0.00 -
P/NAPS 1.54 1.67 1.70 1.90 1.78 2.00 1.94 -14.23%
Price Multiplier on Announcement Date
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Date 11/11/08 25/08/08 29/04/08 14/02/08 06/11/07 27/08/07 10/05/07 -
Price 5.05 5.60 6.10 6.00 6.25 5.70 6.30 -
P/RPS 13.30 16.70 16.64 16.58 19.08 18.07 20.46 -24.90%
P/EPS 30.24 60.61 43.11 40.65 48.11 48.18 62.01 -37.96%
EY 3.31 1.65 2.32 2.46 2.08 2.08 1.61 61.47%
DY 0.00 2.68 0.00 1.50 0.00 2.63 0.00 -
P/NAPS 1.38 1.60 1.78 1.79 1.89 1.79 2.04 -22.88%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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