[TAKAFUL] QoQ Cumulative Quarter Result on 30-Sep-2003 [#1]

Announcement Date
20-Nov-2003
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2004
Quarter
30-Sep-2003 [#1]
Profit Trend
QoQ- -82.33%
YoY- 4.49%
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Cumulative Result
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
Revenue 117,273 77,611 52,046 26,935 99,579 63,753 40,542 103.14%
PBT 23,063 10,873 9,577 4,431 19,207 9,341 6,089 143.18%
Tax 1,001 -2,796 -2,492 -1,077 -230 -1,496 -2,527 -
NP 24,064 8,077 7,085 3,354 18,977 7,845 3,562 257.78%
-
NP to SH 24,064 8,077 7,085 3,354 18,977 7,845 3,562 257.78%
-
Tax Rate -4.34% 25.72% 26.02% 24.31% 1.20% 16.02% 41.50% -
Total Cost 93,209 69,534 44,961 23,581 80,602 55,908 36,980 85.31%
-
Net Worth 184,089 140,809 139,938 128,746 125,404 111,128 106,090 44.44%
Dividend
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
Div - - - - 2,475 - - -
Div Payout % - - - - 13.04% - - -
Equity
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
Net Worth 184,089 140,809 139,938 128,746 125,404 111,128 106,090 44.44%
NOSH 120,320 97,784 97,859 66,023 55,001 55,014 54,969 68.66%
Ratio Analysis
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
NP Margin 20.52% 10.41% 13.61% 12.45% 19.06% 12.31% 8.79% -
ROE 13.07% 5.74% 5.06% 2.61% 15.13% 7.06% 3.36% -
Per Share
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
RPS 97.47 79.37 53.18 40.80 181.05 115.88 73.75 20.45%
EPS 20.00 8.26 7.24 5.08 34.50 14.26 6.48 112.12%
DPS 0.00 0.00 0.00 0.00 4.50 0.00 0.00 -
NAPS 1.53 1.44 1.43 1.95 2.28 2.02 1.93 -14.35%
Adjusted Per Share Value based on latest NOSH - 66,023
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
RPS 14.01 9.27 6.22 3.22 11.89 7.61 4.84 103.24%
EPS 2.87 0.96 0.85 0.40 2.27 0.94 0.43 254.90%
DPS 0.00 0.00 0.00 0.00 0.30 0.00 0.00 -
NAPS 0.2198 0.1682 0.1671 0.1538 0.1498 0.1327 0.1267 44.42%
Price Multiplier on Financial Quarter End Date
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
Date 30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 -
Price 1.14 1.29 1.28 1.39 1.74 1.70 1.53 -
P/RPS 1.17 1.63 2.41 3.41 0.96 1.47 2.07 -31.66%
P/EPS 5.70 15.62 17.68 27.36 5.04 11.92 23.61 -61.26%
EY 17.54 6.40 5.66 3.65 19.83 8.39 4.24 157.91%
DY 0.00 0.00 0.00 0.00 2.59 0.00 0.00 -
P/NAPS 0.75 0.90 0.90 0.71 0.76 0.84 0.79 -3.40%
Price Multiplier on Announcement Date
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
Date 26/08/04 27/05/04 27/02/04 20/11/03 28/08/03 29/05/03 27/02/03 -
Price 1.14 1.24 1.34 1.25 1.35 1.56 1.45 -
P/RPS 1.17 1.56 2.52 3.06 0.75 1.35 1.97 -29.36%
P/EPS 5.70 15.01 18.51 24.61 3.91 10.94 22.38 -59.85%
EY 17.54 6.66 5.40 4.06 25.56 9.14 4.47 148.98%
DY 0.00 0.00 0.00 0.00 3.33 0.00 0.00 -
P/NAPS 0.75 0.86 0.94 0.64 0.59 0.77 0.75 0.00%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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