Posted by DickyMe > 1 month ago | Report Abuse

The problem is not with the insurance industry but HEALTH CARE INDUSTRY especially GLC owned private hospitals.

Posted by LossAversion > 1 month ago | Report Abuse

Cut-off those insurance agents to reduce commission/cost; Purchase online should be cheaper. Introduce NCB 55% for those holders who have not claim a single sen, while charge extra LOADING 55% for those claimers! This will limit their "senseless spending" (i.e. esp for those who simply rush to hospital for minor minor issues just because it is claimable).

Posted by LossAversion > 1 month ago | Report Abuse

And some purposely stay 1/2 day at hospital (although not required/necessary) just to be entitled for claims!!!

Posted by mihisja > 1 month ago | Report Abuse

Thanks! The landscape becomes more complex, with sharper turns and more frequent obstacles that demand split-second decisions

Posted by DickyMe > 1 month ago | Report Abuse

Insurance agents are not the problem but the insured and health care operators are the main culprits.

Posted by qqq47660 > 1 month ago | Report Abuse

Insurance agents is part of the problem... health care for profits leads eventually to complete breakdown like in America

Posted by DickyMe > 1 month ago | Report Abuse

insurance agent's task completes when the deal is completed.
They have no role to play in claims except to assist on goodwill.

Posted by speakup > 1 month ago | Report Abuse

life insurance agent get commission for 7 years! that's why insurance bloody expensive. cos must pay agent for 7 years!