Posted by stkoay > 2023-05-09 11:35 | Report Abuse

https://www.thestar.com.my/business/business-news/2023/05/09/market-to-gain-from--epfs-domestic-proposal

Posted by Ahboy96 > 2023-05-09 17:14 | Report Abuse

tomorrow collect 1 lot and see... hopefully it can below 8.70 again... another 5lot for that

Posted by Tedinvestor > 2023-05-10 11:13 | Report Abuse

ASB received dividend from investments to paid those unit trusts investors in ASB. Just the same as EPF.

Posted by pang72 > 2023-05-10 11:15 | Report Abuse

Many good investors in good stock.
Many punters in shit penny stocks..
Many shameless liar in karma stocks..
Choose wisely guys!

Posted by stkoay > 2023-05-10 12:07 | Report Abuse

When EPF pays you dividend, do you take it out?
The money stays in their portfolio.
ASB pays dividend in units which is reinvested automatically.
.....some investors might withdraw these units, but looking at their fund size each year, most of these units stay.....

Posted by linges > 2023-05-10 13:03 | Report Abuse

how about maybank dividend?
For long term maybank investor, to maximize the returns, the cash dividend portion could be to use to buyback units during market correction.

Posted by masterus > 2023-05-10 14:50 | Report Abuse

Credit Suisse bond holders in S’pore join lawsuit to seek US$100mil

The Star

Posted by masterus > 2023-05-10 14:54 | Report Abuse

Us will be very happy as hot money flow back to us

Posted by stkoay > 2023-05-10 15:16 | Report Abuse

@linges, yes agree. I normally would wait for good entry point to do DIY DRP :)

Posted by prudentinvestor > 2023-05-10 16:39 | Report Abuse

All banks drop today but tiger performs much better than other banks.

Posted by prudentinvestor > 2023-05-10 16:39 | Report Abuse

https://klse.i3investor.com/web/blog/detail/kianweiaritcles/2023-05-10-story-h-271389841-Stocks_stumble_in_jittery_mood_ahead_of_US_inflation

Posted by Cslee1215 > 2023-05-11 10:30 | Report Abuse

masterus
3,513 posts

Posted by masterus > 4 days ago | Report Abuse

US could default by June 1 unless debt ceiling is raised; Biden looks to meet with Congress

Source : abc news

Thats why you dont play fire with China.

Posted by AqsadMohamad > 2023-05-11 18:07 | Report Abuse

Semua kaunter goyang hari sebelum Jun 1...Negara besar kononnya

Posted by Ahboy96 > 2023-05-11 22:13 | Report Abuse

cheap ticket coming?

Posted by masterus > 2023-05-12 05:36 | Report Abuse

New York
CNN
—
Shares of PacWest Bancorp tumbled Thursday after the regional bank reported that customers had recently drawn down about 9.5% of total deposits.

The bank’s stock briefly fell 30% before being halted for volatility Thursday. Shares resumed trading and finished down about 23%.

PacWest is one of several mid-size lenders that has been under intense scrutiny in the weeks since Silicon Valley Bank collapsed on March 10, setting off a panic around the financial stability of similarly positioned banks.

“PacWest is starting to look like the weakest link and some traders are wondering if they will fail or have a sale,” said Ed Moya, a senior market analyst at Oanda.

Source: CNN

Posted by EDwarrior > 2023-05-15 17:18 | Report Abuse

Mbb share RM 8.69 can buy or not?

Posted by linges > 2023-05-15 18:09 | Report Abuse

https://www.thestar.com.my/business/business-news/2023/05/13/banking-stocks-yea-or-nay

Posted by RWG > 2023-05-15 19:27 |

Post removed.Why?

Posted by prudentinvestor > 2023-05-15 20:34 | Report Abuse

"Mbb share RM 8.69 can buy or not?"
Of course can buy but must hold for at least two years. Don't blame me if you lose money.

Posted by Ahboy96 > 2023-05-15 20:52 | Report Abuse

8.69 of cuz can buy... consider cheap dy... below 8.75 can buy anyhow

Posted by EDwarrior > 2023-05-15 22:23 | Report Abuse

Cause my average at RM 8.625... I am accident pressed the purchase order

Posted by EDwarrior > 2023-05-15 22:24 | Report Abuse

I bought at RM 8.69 and my previous price leve is 8.56. Gg la

Posted by Ahboy96 > 2023-05-15 22:43 | Report Abuse

dun look short term... this counter is for long term holder... will more than that no worry... plus 6.5% above dividend per year... u got nothing to scared... just buy in when its cheap... collect bit by bit...

Posted by linges > 2023-05-16 02:32 | Report Abuse

RM8.625 avg price is not a bad avg..after accumulate regularly for some years, and receiving dividends..u would stop bother to see avg price anymore :)

Keep going..cheers

Posted by speakup > 2023-05-16 07:44 | Report Abuse

maybank is a mid to long term counter. dont buy if u expect to make 10% 20% within weeks.

Posted by stockraider > 2023-05-16 09:16 | Report Abuse

Can make 10% pa for this stock ok loh!

Posted by prudentinvestor > 2023-05-16 22:19 | Report Abuse

If you want to have a return of 10% or more then you must trade this counter. Buy on weakness. Those who had bought Maybank when it dipped below RM8.30 would have a gross gain of over 5% by now. I would certainly sell some when it goes above RM9.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2023-05-17 07:44 | Report Abuse

Price volatility of Maybank annually is small.

Year.. Pr range ..Pr Volatility
2021.. 7.79 - 8.60 ..10.4%
2022 .. 8.17 - 9.18 .. 12.36%
2023 .. 8.26 - 8.87 .. 7.38%

If you are a very long term holder, even if you manage to buy at the lowest price, this contributes a very small boost to the compound return from the stock over many years.

If you hope to buy and sell short term, you will need the luck of a trader. Most traders lose money in stocks over the many and frequent transactions in the long run.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2023-05-17 08:15 | Report Abuse

10 years returns of 3 bank stocks

Company.. Pr appreciation (Compound) .. DY
MBB .. (1.29%) .. 6.53%
PBB .. 1.86% .. 3.94%
HLB .. 4.11% .. 2.78%

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2023-05-17 08:22 | Report Abuse

If you owned a very lousy stock and lost money, your opportunity cost is you could have interest accrued from an FD at zero risk.

If you own a FD at zero risk giving low interest, your opportunity cost is you could have owned a good company with some risks attacked with potential for higher returns. Also FD is not without risk as it may not provide a rral return due to inflation.

Posted by Cslee1215 > 2023-05-17 09:32 | Report Abuse

Market not doing good.

Posted by prudentinvestor > 2023-05-17 10:25 | Report Abuse

Even the Ringgit has been performing badly. Now US$1 = RM4.52, Sing$1 = RM3.37. So demoralising.

Posted by stkoay > 2023-05-17 11:39 | Report Abuse

I started accumulating from March 2021.
My current average cost is 7.896, after factoring in DRP shares.
At 8.70, my total return (unrealized plus cash dividend) is 21.8%

....that is over just a 2 years duration....and the overall market is down during this period.

Posted by stockraider > 2023-05-17 11:52 | Report Abuse

Veli safe mah!

Posted by linges > 2023-05-17 12:21 | Report Abuse

Avg price below 8.00..wow !! great

Mine is 8.30 without factoring DRP shares, as i thought my trade apps will factor it automatically, but didn’t :(

Posted by EDwarrior > 2023-05-17 12:50 | Report Abuse

How much initial investment amount can perform DRP at mbb? 100k?

Posted by EDwarrior > 2023-05-17 12:50 | Report Abuse

DRP Can do automatically?

Posted by stkoay > 2023-05-17 14:31 | Report Abuse

I bought first batch from March to early May 2021 at average 8.32.
2nd batch on November n December 2021 at average 8.02
...then a little in June and September 2022 at 8.61 and 8.93.

.....now still holding recent cash dividend waiting for good entry point....

Posted by stkoay > 2023-05-17 14:54 | Report Abuse

Now, 8.80 is very special for me...
....cos at 8.80, my total return (on paper) will touch the M agical number :p

Posted by prudentinvestor > 2023-05-17 15:18 | Report Abuse

I am happy with the amount of dividends Maybank is paying every year, which translates into a yield of over 6.6%. Anything more is a bonus.

Posted by stkoay > 2023-05-17 16:12 | Report Abuse

If you are targeting 58 sen for this year, I think you will probably get a bonus :)

Posted by linges > 2023-05-17 17:13 | Report Abuse

@EDwarrior
DRP only available to subscribe, when MBB offer it during dividend announcement.

There is no minimum investment to subscribe DRP, but there will be DRP subscription fees around RM20. Also there could be odd units.

Thus, only consider DRP if plan to hold long term. Otherwise go for full cash dividend option.

If you are using nominee CDS account..your remiser will contact you after ex-date to choose options (if there is DRP option). If only cash dividend offered, nothing to do.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2023-05-17 17:25 | Report Abuse

Maybank

Adjusted Price RM
2013 Price range 8.70 - 10.80
2023 Price range 8.26 - 8.87

Dividends per share (sen) received
2013 51
2014 55
2015 57
2016 50
2017 55
2018 57
2019 57
2020 52.50
2021 66.50
2022 58

Total dividends per share received over the last 10 years = 559 sen = RM 5.59

Today, Maybank closes at RM 8.73 per share

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2023-05-17 17:32 | Report Abuse

Assuming you have bought Maybank in 2013 at the lowest price of RM 8.70 and have received RM 5.59 in dividends to date.

At today's price of RM 8.73, your capital appreciation in share price is RM 0.03 and the total returns you received is RM 0.03 + RM 5.59 = RM 5.62.

Your compound annual return for the last 10 years is approximately 5.11%.


[Remember to reinvest your dividends.]

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2023-05-17 17:41 | Report Abuse

>>>
Posted by stkoay > May 17, 2023 11:39 AM | Report Abuse

I started accumulating from March 2021.
My current average cost is 7.896, after factoring in DRP shares.
At 8.70, my total return (unrealized plus cash dividend) is 21.8%

....that is over just a 2 years duration....and the overall market is down during this period.
>>>

Am interested to know how you calculate your total return. Thks.

Posted by stkoay > 2023-05-17 19:41 | Report Abuse

8.70 multiply by number of shares, plus total cash dividend received, divide by my total cost.

Posted by stkoay > 2023-05-17 19:50 | Report Abuse

Number of shares 550
Cost of shares 4346
Cash dividend received 506

(digits adjusted accordingly for all, to not show the actual value)

Posted by stkoay > 2023-05-17 20:00 | Report Abuse

Received DRP 4 times.....number of shares 26 (factored in to my total shares without cost)
total shares bought from market thus was 524 cost at 4346.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2023-05-17 20:16 | Report Abuse

>>>
Posted by stkoay > 5 hours ago | Report Abuse

I bought first batch from March to early May 2021 at average 8.32.
2nd batch on November n December 2021 at average 8.02
...then a little in June and September 2022 at 8.61 and 8.93.

.....now still holding recent cash dividend waiting for good entry point....
>>>

Year .. Share Price range (RM) .. DPS (sen)
2019 .. 8.37 - 9.71 .. 57.00
2020 .. 6.96 - 9.01 .. 52.50
2021 .. 7.79 - 8.60 .. 66.50
2022 .. 8.17 - 9.18 ..58.00
2023 .. 8.26 - 8.87 ..

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2023-05-17 20:36 | Report Abuse

Perhaps a better way to calculate your return:

Initial capital employed:
Total in 2021 + Total in 2022
= $ P for X number of shares.

Today, you have
(1) X number of shares valued at RM 8.71X
(2) Y number of shares from DRP valued at RM 8.71Y
(3) cash dividends not invested yet, RM Z.

Final amount of this investment today is:
= RM 8.71 X+ RM8.71Y + RM Z

Then you can calculate the return:
= { (RM 8.71 X + RM 8.71Y + Z) - P } / P