General insurance is a viable business; look at Allianze and LPI, they are doing very well. In the hands of a right CEO, tunepro can do equally well, just has to wait patiently
In theory should do better with more flights. But I'm betting with TF going for retirement and recent manoeuvre on Airasia X and AirAsia, there's potentially a delisting/merger type of activity with Move Digital sdn bhd.
Tan Sri Tony Fernandes, co-founder of AirAsia and a significant shareholder in Tune Protect Group Berhad, has a vested interest in the company’s success. Tune Protect, the insurance arm of the Tune Group, was established to complement AirAsia’s services by offering travel insurance to its passengers. 
In recent years, Tune Protect faced financial challenges, including losses due to higher-than-expected Covid-19 claims from its Thai associate and fair value losses on investments. These issues led to the company reporting a net loss in the financial year ended December 31, 2021. 
Given his substantial stake and the strategic importance of Tune Protect within the Tune Group ecosystem, Fernandes would be motivated to support a turnaround for several reasons: 1. Protecting Investment: As a major shareholder, improving Tune Protect’s financial health directly safeguards his investment. 2. Synergy with AirAsia: A robust Tune Protect enhances the value proposition of AirAsia by providing integrated travel insurance solutions, thereby improving customer experience and potentially increasing revenue streams. 3. Market Confidence: Demonstrating a commitment to revitalizing Tune Protect can bolster investor confidence in both Tune Protect and the broader Tune Group.
Efforts to revitalize Tune Protect have shown positive signs. The company returned to profitability in the fourth quarter of 2022, reporting a net profit of RM558,000, attributed to a rebound in its investment portfolio and stabilization of Covid-19 claims. 
Additionally, strategic moves such as the potential entry of a South Korean investor could further support Tune Protect’s growth and remove market overhang, indicating proactive steps to strengthen the company’s position. 
In summary, Tony Fernandes’ involvement in turning around Tune Protect aligns with his interests in preserving his investment, enhancing synergies within the Tune Group, and maintaining market confidence.
IPO price RM1.25.. 29-30sen termurah/// Tony Fernandes will fix Tune Pro after Capital A & AAX matters are settled... he will make tune pro great again, dia akan bereskan semua macam janji Trump haha
Trump has a much younger German model as his wife, while Tony has a young Korean air stewardess as his partner... similar characters... Tune Pro will be revitalized by Tony Fernandes... buy low.... buy low
**Tune Protect** is likely to remain an integral part of **AirAsia** due to several key reasons:
1. **Synergy with Core Business**: As AirAsia focuses on travel, Tune Protect complements this by offering insurance tailored to travelers, creating a seamless customer experience and additional revenue through cross-selling.
2. **Digital Ecosystem**: Tune Protect fits within AirAsia’s broader digital transformation, enhancing its financial services portfolio and supporting its digital superapp strategy.
3. **Revenue Diversification**: Insurance provides a stable, recurring revenue stream, helping AirAsia reduce reliance on the volatile airline business.
5. **Regulatory and Market Demand**: Insurance meets market expectations and regulatory requirements in many regions, especially for travel-related coverage.
Given these factors, Tune Protect is aligned with AirAsia’s long-term strategy of expanding beyond airlines into digital services, making it a valuable asset for the future.
Tune Protect Group (TunePro) has potential for a rebound similar to AirAsia and Capital A for several reasons. Both AirAsia and TunePro are associated with Capital A, sharing synergies and benefitting from the airline’s expansive network. Here’s an analysis of why TunePro could experience a similar rebound:
1. Increased Travel Demand Post-Pandemic Market Recovery in Travel Insurance: With the resurgence of global travel post-pandemic, there is an increased demand for travel insurance products. TunePro, which has a strong focus on travel insurance, stands to benefit significantly. As travel volumes grow, especially with the revival of AirAsia’s flights, TunePro’s revenue from travel-related insurance products is likely to surge. Cross-Promotion with AirAsia: TunePro’s close ties with AirAsia and integration into its booking platforms provide a strategic advantage. The rebound in AirAsia’s operations could directly translate into more TunePro travel insurance sales, reinforcing TunePro’s revenue streams. 2. Digital Transformation and Product Expansion Shift to Digital Insurance: TunePro has invested in digital insurance platforms and is gradually diversifying its offerings. Its focus on becoming a digitally-driven insurance provider aligns with the broader market shift toward online and app-based services, attracting younger, tech-savvy customers. New Product Lines: Beyond travel insurance, TunePro is expanding into other sectors, including health, lifestyle, and SME insurance. This product diversification can reduce its dependence on travel insurance, making it more resilient and positioned for growth across multiple sectors. 3. Cost-Efficiency and Lean Business Model Efficient Operating Structure: Similar to how AirAsia has managed to streamline costs and focus on a low-cost model, TunePro has maintained a lean operating structure. This allows it to stay competitive on pricing, especially in the budget-conscious travel insurance market. Strategic Partnerships: TunePro’s collaborations with various digital and insurance ecosystems give it greater access to customers without needing to heavily invest in distribution, helping reduce customer acquisition costs and improve profitability. 4. Potential for Market Expansion in Emerging Markets Regional Growth Opportunities: Southeast Asia’s emerging markets are seeing rapid insurance adoption, and TunePro is well-positioned to capitalize on this trend. As disposable income rises in these markets, demand for both basic and customized insurance products grows. TunePro’s digital-first approach also aligns with the mobile-first nature of these markets. Synergy with AirAsia’s Expanding Routes: As AirAsia explores new routes and markets, TunePro can potentially follow, creating new insurance offerings tailored to emerging market travelers and securing a foothold in previously untapped regions. 5. Capital A’s Integrated Ecosystem and Cross-Selling Potential Integration with Capital A Ecosystem: Being part of the Capital A ecosystem offers TunePro cross-selling opportunities within a broad customer base, including AirAsia’s frequent flyers and BigPay’s financial service users. These integrations provide TunePro with data-driven insights to offer personalized insurance products, enhancing customer retention and average spend. E-commerce and Lifestyle Partnerships: TunePro’s shift towards lifestyle-oriented insurance products, such as gadget or sports insurance, aligns well with the broader digital and e-commerce initiatives within the Capital A ecosystem, appealing to diverse customer segments. 6. Positive Sentiment from Rebound Stocks Renewed Investor Interest in Recovery Stocks: As investors look for recovery opportunities, sectors and companies tied to travel, insurance, and digital transformation are gaining appeal. With a recovery theme, TunePro is positioned to attract investor attention, similar to the recent interest in AirAsia and Capital A. Comparative Valuation Upside: If the market perceives TunePro as an undervalued recovery stock, investor interest could drive its share price up, mirroring how AirAsia has rebounded post-pandemic. In conclusion, TunePro’s potential for a rebound is supported by travel recovery, a diversified digital approach, and synergies with Capital A’s ecosystem. These factors position it well to capture growth, appeal to digital-savvy consumers, and attract investor confidence, akin to the resurgence seen in AirAsia and Capital A
This book is the result of the author's many years of experience and observation throughout his 26 years in the stockbroking industry. It was written for general public to learn to invest based on facts and not on fantasies or hearsay....
tbganmobile
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Posted by tbganmobile > 2024-07-06 22:36 | Report Abuse
General insurance is a viable business; look at Allianze and LPI, they are doing very well. In the hands of a right CEO, tunepro can do equally well, just has to wait patiently