[XL] QoQ Annualized Quarter Result on 31-Oct-2004 [#3]

Announcement Date
30-Dec-2004
Admission Sponsor
-
Sponsor
-
Financial Year
31-Jan-2005
Quarter
31-Oct-2004 [#3]
Profit Trend
QoQ- -1.19%
YoY- 21.42%
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Annualized Quarter Result
31/07/05 30/04/05 31/01/05 31/10/04 31/07/04 30/04/04 31/01/04 CAGR
Revenue 53,752 51,848 49,167 48,030 48,078 44,552 47,342 8.84%
PBT 31,538 27,216 24,376 27,362 26,564 22,892 22,268 26.14%
Tax -9,572 -8,184 -7,049 -7,973 -6,942 -4,584 -5,654 42.09%
NP 21,966 19,032 17,327 19,389 19,622 18,308 16,614 20.48%
-
NP to SH 21,966 19,032 17,327 19,389 19,622 18,308 16,614 20.48%
-
Tax Rate 30.35% 30.07% 28.92% 29.14% 26.13% 20.02% 25.39% -
Total Cost 31,786 32,816 31,840 28,641 28,456 26,244 30,728 2.28%
-
Net Worth 134,381 131,480 126,252 123,421 119,009 116,057 92,400 28.39%
Dividend
31/07/05 30/04/05 31/01/05 31/10/04 31/07/04 30/04/04 31/01/04 CAGR
Div - - 3,265 - - - 1,811 -
Div Payout % - - 18.84% - - - 10.91% -
Equity
31/07/05 30/04/05 31/01/05 31/10/04 31/07/04 30/04/04 31/01/04 CAGR
Net Worth 134,381 131,480 126,252 123,421 119,009 116,057 92,400 28.39%
NOSH 72,638 72,641 72,558 72,601 72,566 72,535 60,392 13.11%
Ratio Analysis
31/07/05 30/04/05 31/01/05 31/10/04 31/07/04 30/04/04 31/01/04 CAGR
NP Margin 40.87% 36.71% 35.24% 40.37% 40.81% 41.09% 35.09% -
ROE 16.35% 14.48% 13.72% 15.71% 16.49% 15.78% 17.98% -
Per Share
31/07/05 30/04/05 31/01/05 31/10/04 31/07/04 30/04/04 31/01/04 CAGR
RPS 74.00 71.38 67.76 66.16 66.25 61.42 78.39 -3.77%
EPS 30.24 26.20 23.88 26.71 27.04 25.24 27.51 6.51%
DPS 0.00 0.00 4.50 0.00 0.00 0.00 3.00 -
NAPS 1.85 1.81 1.74 1.70 1.64 1.60 1.53 13.51%
Adjusted Per Share Value based on latest NOSH - 72,561
31/07/05 30/04/05 31/01/05 31/10/04 31/07/04 30/04/04 31/01/04 CAGR
RPS 12.33 11.89 11.28 11.02 11.03 10.22 10.86 8.84%
EPS 5.04 4.37 3.97 4.45 4.50 4.20 3.81 20.52%
DPS 0.00 0.00 0.75 0.00 0.00 0.00 0.42 -
NAPS 0.3082 0.3016 0.2896 0.2831 0.273 0.2662 0.2119 28.40%
Price Multiplier on Financial Quarter End Date
31/07/05 30/04/05 31/01/05 31/10/04 31/07/04 30/04/04 31/01/04 CAGR
Date 29/07/05 29/04/05 31/01/05 29/10/04 30/07/04 30/04/04 30/01/04 -
Price 2.15 2.40 2.50 2.52 2.53 2.58 2.41 -
P/RPS 2.91 3.36 3.69 3.81 3.82 4.20 3.07 -3.50%
P/EPS 7.11 9.16 10.47 9.44 9.36 10.22 8.76 -12.99%
EY 14.07 10.92 9.55 10.60 10.69 9.78 11.41 15.00%
DY 0.00 0.00 1.80 0.00 0.00 0.00 1.24 -
P/NAPS 1.16 1.33 1.44 1.48 1.54 1.61 1.58 -18.63%
Price Multiplier on Announcement Date
31/07/05 30/04/05 31/01/05 31/10/04 31/07/04 30/04/04 31/01/04 CAGR
Date 22/09/05 24/06/05 30/03/05 30/12/04 29/09/04 22/06/04 30/03/04 -
Price 1.74 2.29 2.45 2.50 2.55 2.50 2.63 -
P/RPS 2.35 3.21 3.62 3.78 3.85 4.07 3.36 -21.22%
P/EPS 5.75 8.74 10.26 9.36 9.43 9.90 9.56 -28.76%
EY 17.38 11.44 9.75 10.68 10.60 10.10 10.46 40.32%
DY 0.00 0.00 1.84 0.00 0.00 0.00 1.14 -
P/NAPS 0.94 1.27 1.41 1.47 1.55 1.56 1.72 -33.18%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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