[HLBANK] QoQ Cumulative Quarter Result on 30-Sep-2007 [#1]

Announcement Date
06-Nov-2007
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2008
Quarter
30-Sep-2007 [#1]
Profit Trend
QoQ- -69.67%
YoY- 30.41%
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Cumulative Result
30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 CAGR
Revenue 2,018,340 1,531,965 999,067 474,846 1,768,190 1,308,448 858,545 76.89%
PBT 1,010,042 825,730 548,790 255,702 856,598 614,894 410,832 82.25%
Tax -268,181 -217,934 -146,397 -67,596 -237,149 -167,392 -111,388 79.73%
NP 741,861 607,796 402,393 188,106 619,449 447,502 299,444 83.19%
-
NP to SH 741,818 607,831 402,110 188,266 620,794 448,387 299,924 82.99%
-
Tax Rate 26.55% 26.39% 26.68% 26.44% 27.68% 27.22% 27.11% -
Total Cost 1,276,479 924,169 596,674 286,740 1,148,741 860,946 559,101 73.47%
-
Net Worth 5,086,503 4,956,562 4,854,300 4,797,232 4,655,954 4,532,272 4,481,960 8.80%
Dividend
30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 CAGR
Div 347,795 130,435 130,414 - 351,392 132,007 132,254 90.63%
Div Payout % 46.88% 21.46% 32.43% - 56.60% 29.44% 44.10% -
Equity
30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 CAGR
Net Worth 5,086,503 4,956,562 4,854,300 4,797,232 4,655,954 4,532,272 4,481,960 8.80%
NOSH 1,449,146 1,449,287 1,449,045 1,449,314 1,464,136 1,466,755 1,469,495 -0.92%
Ratio Analysis
30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 CAGR
NP Margin 36.76% 39.67% 40.28% 39.61% 35.03% 34.20% 34.88% -
ROE 14.58% 12.26% 8.28% 3.92% 13.33% 9.89% 6.69% -
Per Share
30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 CAGR
RPS 139.28 105.70 68.95 32.76 120.77 89.21 58.42 78.55%
EPS 51.19 41.94 27.75 12.99 42.40 30.57 20.41 84.70%
DPS 24.00 9.00 9.00 0.00 24.00 9.00 9.00 92.41%
NAPS 3.51 3.42 3.35 3.31 3.18 3.09 3.05 9.82%
Adjusted Per Share Value based on latest NOSH - 1,449,314
30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 CAGR
RPS 93.11 70.67 46.09 21.91 81.57 60.36 39.61 76.88%
EPS 34.22 28.04 18.55 8.68 28.64 20.68 13.84 82.95%
DPS 16.04 6.02 6.02 0.00 16.21 6.09 6.10 90.62%
NAPS 2.3465 2.2865 2.2394 2.213 2.1479 2.0908 2.0676 8.81%
Price Multiplier on Financial Quarter End Date
30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 CAGR
Date 30/06/08 31/03/08 31/12/07 28/09/07 29/06/07 30/03/07 29/12/06 -
Price 5.85 5.80 6.35 5.90 6.35 6.00 5.55 -
P/RPS 4.20 5.49 9.21 18.01 5.26 6.73 9.50 -41.99%
P/EPS 11.43 13.83 22.88 45.42 14.98 19.63 27.19 -43.91%
EY 8.75 7.23 4.37 2.20 6.68 5.10 3.68 78.23%
DY 4.10 1.55 1.42 0.00 3.78 1.50 1.62 85.81%
P/NAPS 1.67 1.70 1.90 1.78 2.00 1.94 1.82 -5.57%
Price Multiplier on Announcement Date
30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 CAGR
Date 25/08/08 29/04/08 14/02/08 06/11/07 27/08/07 10/05/07 26/02/07 -
Price 5.60 6.10 6.00 6.25 5.70 6.30 6.80 -
P/RPS 4.02 5.77 8.70 19.08 4.72 7.06 11.64 -50.80%
P/EPS 10.94 14.54 21.62 48.11 13.44 20.61 33.32 -52.43%
EY 9.14 6.88 4.63 2.08 7.44 4.85 3.00 110.30%
DY 4.29 1.48 1.50 0.00 4.21 1.43 1.32 119.56%
P/NAPS 1.60 1.78 1.79 1.89 1.79 2.04 2.23 -19.87%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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