[HLBANK] QoQ Cumulative Quarter Result on 31-Mar-2007 [#3]

Announcement Date
10-May-2007
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2007
Quarter
31-Mar-2007 [#3]
Profit Trend
QoQ- 49.5%
YoY- 10.71%
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Cumulative Result
31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 CAGR
Revenue 999,067 474,846 1,768,190 1,308,448 858,545 421,751 1,630,733 -27.80%
PBT 548,790 255,702 856,598 614,894 410,832 198,400 764,241 -19.76%
Tax -146,397 -67,596 -237,149 -167,392 -111,388 -54,033 -214,321 -22.38%
NP 402,393 188,106 619,449 447,502 299,444 144,367 549,920 -18.75%
-
NP to SH 402,110 188,266 620,794 448,387 299,924 144,367 549,920 -18.78%
-
Tax Rate 26.68% 26.44% 27.68% 27.22% 27.11% 27.23% 28.04% -
Total Cost 596,674 286,740 1,148,741 860,946 559,101 277,384 1,080,813 -32.63%
-
Net Worth 4,854,300 4,797,232 4,655,954 4,532,272 4,481,960 4,388,756 4,460,445 5.78%
Dividend
31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 CAGR
Div 130,414 - 351,392 132,007 132,254 - 362,883 -49.35%
Div Payout % 32.43% - 56.60% 29.44% 44.10% - 65.99% -
Equity
31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 CAGR
Net Worth 4,854,300 4,797,232 4,655,954 4,532,272 4,481,960 4,388,756 4,460,445 5.78%
NOSH 1,449,045 1,449,314 1,464,136 1,466,755 1,469,495 1,443,670 1,512,015 -2.78%
Ratio Analysis
31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 CAGR
NP Margin 40.28% 39.61% 35.03% 34.20% 34.88% 34.23% 33.72% -
ROE 8.28% 3.92% 13.33% 9.89% 6.69% 3.29% 12.33% -
Per Share
31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 CAGR
RPS 68.95 32.76 120.77 89.21 58.42 29.21 107.85 -25.72%
EPS 27.75 12.99 42.40 30.57 20.41 10.00 36.37 -16.46%
DPS 9.00 0.00 24.00 9.00 9.00 0.00 24.00 -47.90%
NAPS 3.35 3.31 3.18 3.09 3.05 3.04 2.95 8.82%
Adjusted Per Share Value based on latest NOSH - 1,461,250
31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 CAGR
RPS 46.09 21.91 81.57 60.36 39.61 19.46 75.23 -27.80%
EPS 18.55 8.68 28.64 20.68 13.84 6.66 25.37 -18.79%
DPS 6.02 0.00 16.21 6.09 6.10 0.00 16.74 -49.33%
NAPS 2.2394 2.213 2.1479 2.0908 2.0676 2.0246 2.0577 5.78%
Price Multiplier on Financial Quarter End Date
31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 CAGR
Date 31/12/07 28/09/07 29/06/07 30/03/07 29/12/06 29/09/06 30/06/06 -
Price 6.35 5.90 6.35 6.00 5.55 5.35 5.10 -
P/RPS 9.21 18.01 5.26 6.73 9.50 18.31 4.73 55.74%
P/EPS 22.88 45.42 14.98 19.63 27.19 53.50 14.02 38.48%
EY 4.37 2.20 6.68 5.10 3.68 1.87 7.13 -27.78%
DY 1.42 0.00 3.78 1.50 1.62 0.00 4.71 -54.93%
P/NAPS 1.90 1.78 2.00 1.94 1.82 1.76 1.73 6.43%
Price Multiplier on Announcement Date
31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 CAGR
Date 14/02/08 06/11/07 27/08/07 10/05/07 26/02/07 08/11/06 28/08/06 -
Price 6.00 6.25 5.70 6.30 6.80 5.30 5.35 -
P/RPS 8.70 19.08 4.72 7.06 11.64 18.14 4.96 45.29%
P/EPS 21.62 48.11 13.44 20.61 33.32 53.00 14.71 29.17%
EY 4.63 2.08 7.44 4.85 3.00 1.89 6.80 -22.55%
DY 1.50 0.00 4.21 1.43 1.32 0.00 4.49 -51.75%
P/NAPS 1.79 1.89 1.79 2.04 2.23 1.74 1.81 -0.73%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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