[HLBANK] QoQ Cumulative Quarter Result on 31-Dec-2006 [#2]

Announcement Date
26-Feb-2007
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2007
Quarter
31-Dec-2006 [#2]
Profit Trend
QoQ- 107.75%
YoY- 24.76%
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Cumulative Result
30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 CAGR
Revenue 474,846 1,768,190 1,308,448 858,545 421,751 1,630,733 1,180,093 -45.46%
PBT 255,702 856,598 614,894 410,832 198,400 764,241 562,978 -40.88%
Tax -67,596 -237,149 -167,392 -111,388 -54,033 -214,321 -157,983 -43.18%
NP 188,106 619,449 447,502 299,444 144,367 549,920 404,995 -39.99%
-
NP to SH 188,266 620,794 448,387 299,924 144,367 549,920 404,995 -39.96%
-
Tax Rate 26.44% 27.68% 27.22% 27.11% 27.23% 28.04% 28.06% -
Total Cost 286,740 1,148,741 860,946 559,101 277,384 1,080,813 775,098 -48.43%
-
Net Worth 4,797,232 4,655,954 4,532,272 4,481,960 4,388,756 4,460,445 4,437,257 5.33%
Dividend
30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 CAGR
Div - 351,392 132,007 132,254 - 362,883 137,234 -
Div Payout % - 56.60% 29.44% 44.10% - 65.99% 33.89% -
Equity
30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 CAGR
Net Worth 4,797,232 4,655,954 4,532,272 4,481,960 4,388,756 4,460,445 4,437,257 5.33%
NOSH 1,449,314 1,464,136 1,466,755 1,469,495 1,443,670 1,512,015 1,524,830 -3.32%
Ratio Analysis
30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 CAGR
NP Margin 39.61% 35.03% 34.20% 34.88% 34.23% 33.72% 34.32% -
ROE 3.92% 13.33% 9.89% 6.69% 3.29% 12.33% 9.13% -
Per Share
30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 CAGR
RPS 32.76 120.77 89.21 58.42 29.21 107.85 77.39 -43.59%
EPS 12.99 42.40 30.57 20.41 10.00 36.37 26.56 -37.89%
DPS 0.00 24.00 9.00 9.00 0.00 24.00 9.00 -
NAPS 3.31 3.18 3.09 3.05 3.04 2.95 2.91 8.95%
Adjusted Per Share Value based on latest NOSH - 1,463,377
30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 CAGR
RPS 23.16 86.26 63.83 41.88 20.57 79.55 57.57 -45.47%
EPS 9.18 30.28 21.87 14.63 7.04 26.83 19.76 -39.98%
DPS 0.00 17.14 6.44 6.45 0.00 17.70 6.69 -
NAPS 2.3402 2.2713 2.2109 2.1864 2.1409 2.1759 2.1646 5.33%
Price Multiplier on Financial Quarter End Date
30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 CAGR
Date 28/09/07 29/06/07 30/03/07 29/12/06 29/09/06 30/06/06 31/03/06 -
Price 5.90 6.35 6.00 5.55 5.35 5.10 5.10 -
P/RPS 18.01 5.26 6.73 9.50 18.31 4.73 6.59 95.35%
P/EPS 45.42 14.98 19.63 27.19 53.50 14.02 19.20 77.44%
EY 2.20 6.68 5.10 3.68 1.87 7.13 5.21 -43.68%
DY 0.00 3.78 1.50 1.62 0.00 4.71 1.76 -
P/NAPS 1.78 2.00 1.94 1.82 1.76 1.73 1.75 1.13%
Price Multiplier on Announcement Date
30/09/07 30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 CAGR
Date 06/11/07 27/08/07 10/05/07 26/02/07 08/11/06 28/08/06 10/05/06 -
Price 6.25 5.70 6.30 6.80 5.30 5.35 5.20 -
P/RPS 19.08 4.72 7.06 11.64 18.14 4.96 6.72 100.38%
P/EPS 48.11 13.44 20.61 33.32 53.00 14.71 19.58 81.98%
EY 2.08 7.44 4.85 3.00 1.89 6.80 5.11 -45.04%
DY 0.00 4.21 1.43 1.32 0.00 4.49 1.73 -
P/NAPS 1.89 1.79 2.04 2.23 1.74 1.81 1.79 3.68%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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