[TAKAFUL] QoQ Cumulative Quarter Result on 31-Dec-2004 [#2]

Announcement Date
28-Feb-2005
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2005
Quarter
31-Dec-2004 [#2]
Profit Trend
QoQ- -5.41%
YoY- -83.46%
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Cumulative Result
30/09/05 30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 CAGR
Revenue 197,713 822,364 542,002 360,186 178,023 117,273 77,611 86.42%
PBT 7,978 32,596 13,055 2,528 390 23,063 10,873 -18.63%
Tax -3,619 -4,984 -2,361 -1,356 849 1,001 -2,796 18.74%
NP 4,359 27,612 10,694 1,172 1,239 24,064 8,077 -33.68%
-
NP to SH 4,359 19,207 10,694 1,172 1,239 24,064 8,077 -33.68%
-
Tax Rate 45.36% 15.29% 18.09% 53.64% -217.69% -4.34% 25.72% -
Total Cost 193,354 794,752 531,308 359,014 176,784 93,209 69,534 97.62%
-
Net Worth 251,480 239,020 223,995 215,590 222,165 184,089 140,809 47.15%
Dividend
30/09/05 30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 CAGR
Div - - - - - - - -
Div Payout % - - - - - - - -
Equity
30/09/05 30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 CAGR
Net Worth 251,480 239,020 223,995 215,590 222,165 184,089 140,809 47.15%
NOSH 152,412 146,638 144,513 144,691 142,413 120,320 97,784 34.39%
Ratio Analysis
30/09/05 30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 CAGR
NP Margin 2.20% 3.36% 1.97% 0.33% 0.70% 20.52% 10.41% -
ROE 1.73% 8.04% 4.77% 0.54% 0.56% 13.07% 5.74% -
Per Share
30/09/05 30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 CAGR
RPS 129.72 560.81 375.05 248.93 125.00 97.47 79.37 38.70%
EPS 2.86 18.83 7.40 0.81 0.87 20.00 8.26 -50.65%
DPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
NAPS 1.65 1.63 1.55 1.49 1.56 1.53 1.44 9.49%
Adjusted Per Share Value based on latest NOSH - 133,999
30/09/05 30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 CAGR
RPS 23.61 98.22 64.73 43.02 21.26 14.01 9.27 86.39%
EPS 0.52 2.29 1.28 0.14 0.15 2.87 0.96 -33.52%
DPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
NAPS 0.3003 0.2855 0.2675 0.2575 0.2653 0.2199 0.1682 47.11%
Price Multiplier on Financial Quarter End Date
30/09/05 30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 CAGR
Date 30/09/05 30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 -
Price 1.24 1.12 1.11 1.20 1.20 1.14 1.29 -
P/RPS 0.96 0.20 0.30 0.48 0.96 1.17 1.63 -29.71%
P/EPS 43.36 8.55 15.00 148.15 137.93 5.70 15.62 97.39%
EY 2.31 11.69 6.67 0.68 0.72 17.54 6.40 -49.27%
DY 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
P/NAPS 0.75 0.69 0.72 0.81 0.77 0.75 0.90 -11.43%
Price Multiplier on Announcement Date
30/09/05 30/06/05 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 CAGR
Date 29/11/05 30/08/05 30/05/05 28/02/05 30/11/04 26/08/04 27/05/04 -
Price 1.29 1.19 1.35 1.19 1.24 1.14 1.24 -
P/RPS 0.99 0.21 0.36 0.48 0.99 1.17 1.56 -26.13%
P/EPS 45.10 9.09 18.24 146.91 142.53 5.70 15.01 108.08%
EY 2.22 11.01 5.48 0.68 0.70 17.54 6.66 -51.89%
DY 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
P/NAPS 0.78 0.73 0.87 0.80 0.79 0.75 0.86 -6.29%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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