[PBBANK] YoY Annualized Quarter Result on 30-Sep-2024 [#3]

Announcement Date
29-Nov-2024
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2024
Quarter
30-Sep-2024 [#3]
Profit Trend
QoQ- 3.79%
YoY- 6.23%
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Annualized Quarter Result
30/09/24 30/09/23 30/09/22 30/09/21 30/09/20 30/09/19 30/09/18 CAGR
Revenue 27,058,952 25,156,065 20,485,354 19,685,166 20,516,226 22,374,146 21,879,689 3.60%
PBT 9,147,552 8,628,217 8,413,477 7,413,885 6,413,790 7,082,201 7,081,928 4.35%
Tax -2,015,041 -1,884,308 -2,481,989 -1,638,828 -1,391,277 -1,536,576 -1,428,766 5.89%
NP 7,132,510 6,743,909 5,931,488 5,775,057 5,022,513 5,545,625 5,653,161 3.94%
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NP to SH 7,130,065 6,711,809 5,874,429 5,700,933 4,964,990 5,474,254 5,580,340 4.16%
-
Tax Rate 22.03% 21.84% 29.50% 22.10% 21.69% 21.70% 20.17% -
Total Cost 19,926,441 18,412,156 14,553,866 13,910,109 15,493,713 16,828,521 16,226,528 3.47%
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Net Worth 55,480,577 53,210,531 49,213,866 46,991,345 46,081,370 42,604,914 39,800,070 5.68%
Dividend
30/09/24 30/09/23 30/09/22 30/09/21 30/09/20 30/09/19 30/09/18 CAGR
Div 2,588,045 2,329,283 3,105,710 1,941,069 - 1,708,140 1,656,379 7.71%
Div Payout % 36.30% 34.70% 52.87% 34.05% - 31.20% 29.68% -
Equity
30/09/24 30/09/23 30/09/22 30/09/21 30/09/20 30/09/19 30/09/18 CAGR
Net Worth 55,480,577 53,210,531 49,213,866 46,991,345 46,081,370 42,604,914 39,800,070 5.68%
NOSH 19,410,341 19,410,691 19,410,691 19,410,691 3,882,138 3,882,138 3,882,138 30.73%
Ratio Analysis
30/09/24 30/09/23 30/09/22 30/09/21 30/09/20 30/09/19 30/09/18 CAGR
NP Margin 26.36% 26.81% 28.95% 29.34% 24.48% 24.79% 25.84% -
ROE 12.85% 12.61% 11.94% 12.13% 10.77% 12.85% 14.02% -
Per Share
30/09/24 30/09/23 30/09/22 30/09/21 30/09/20 30/09/19 30/09/18 CAGR
RPS 139.40 129.60 105.54 101.41 528.48 576.34 563.60 -20.75%
EPS 36.73 34.57 30.27 29.37 127.89 141.01 144.23 -20.36%
DPS 13.33 12.00 16.00 10.00 0.00 44.00 42.67 -17.61%
NAPS 2.8583 2.7413 2.5354 2.4209 11.8701 10.9746 10.2521 -19.15%
Adjusted Per Share Value based on latest NOSH - 19,416,618
30/09/24 30/09/23 30/09/22 30/09/21 30/09/20 30/09/19 30/09/18 CAGR
RPS 139.36 129.56 105.50 101.38 105.66 115.23 112.69 3.60%
EPS 36.72 34.57 30.25 29.36 25.57 28.19 28.74 4.16%
DPS 13.33 12.00 16.00 10.00 0.00 8.80 8.53 7.71%
NAPS 2.8574 2.7405 2.5346 2.4202 2.3733 2.1943 2.0498 5.68%
Price Multiplier on Financial Quarter End Date
30/09/24 30/09/23 30/09/22 30/09/21 30/09/20 30/09/19 30/09/18 CAGR
Date 30/09/24 29/09/23 30/09/22 30/09/21 30/09/20 30/09/19 28/09/18 -
Price 4.56 4.06 4.23 4.07 15.70 20.08 25.00 -
P/RPS 3.27 3.13 4.01 4.01 2.97 3.48 4.44 -4.96%
P/EPS 12.41 11.74 13.98 13.86 12.28 14.24 17.39 -5.46%
EY 8.06 8.52 7.15 7.22 8.15 7.02 5.75 5.78%
DY 2.92 2.96 3.78 2.46 0.00 2.19 1.71 9.31%
P/NAPS 1.60 1.48 1.67 1.68 1.32 1.83 2.44 -6.78%
Price Multiplier on Announcement Date
30/09/24 30/09/23 30/09/22 30/09/21 30/09/20 30/09/19 30/09/18 CAGR
Date 29/11/24 29/11/23 30/11/22 29/11/21 27/11/20 07/11/19 25/10/18 -
Price 4.46 4.24 4.50 3.96 18.60 19.86 24.90 -
P/RPS 3.20 3.27 4.26 3.90 3.52 3.45 4.42 -5.23%
P/EPS 12.14 12.26 14.87 13.48 14.54 14.08 17.32 -5.74%
EY 8.24 8.16 6.73 7.42 6.88 7.10 5.77 6.11%
DY 2.99 2.83 3.56 2.53 0.00 2.22 1.71 9.75%
P/NAPS 1.56 1.55 1.77 1.64 1.57 1.81 2.43 -7.11%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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