Posted by kholi > 2017-05-20 09:07 | Report Abuse

Very good info... it would be even great if there is performance analysis for all insurance companies in Malaysia.

Posted by cpng > 2017-05-20 10:04 | Report Abuse

非常感谢分享

少有的提醒警示好文。

Posted by kcchongnz > 2017-05-20 10:52 | Report Abuse

wonderful analysis and highly informative.

Posted by kcchongnz > 2017-05-20 10:56 | Report Abuse

For those who are interested in an English version, you may read this,

https://klse.i3investor.com/blogs/kcchongnz/104256.jsp

Posted by resilient911 > 2017-05-20 13:22 | Report Abuse

very detail analysis. thumbs up. thanks.

Posted by repusez > 2017-05-20 13:39 | Report Abuse

buy using Fundsupermart or eunittrust lo, the sales charge capped at 2% and sometimes during promo can get 1% or lower sales charge. more choice of fund than public mutual too. Also allow you to gain exposure to foreign market.

M'sia ETF fund are very limited and volume very low. now SC has new guideline, hopefully some company can launch ETF for small cap index

Posted by 林泉源 > 2017-05-20 13:46 | Report Abuse

where do you get those company average CAGR?? the average CAGR is included all the funds manage by that company or only include top 20 funds??
i think the 36 fund house u missed manulife asset management

Posted by Kekh92 > 2017-05-20 14:18 | Report Abuse

@ks55
"Insurance companies cheat if you go for investment-linked policy. "
May I know where to get non investment linked insurance?
Mostly I found is Term Life, Personal Accident, TPD, Medical and Investment 5 in 1 package insurance policy.

Posted by Mioxi > 2017-05-20 16:24 | Report Abuse

How about fixed price mutual fundsoffered by pnb like ASM, ASW2020? The average returns ranging from 6.1-6.6% CAGR since the year Y2K?

Posted by Ali blog > 2017-05-21 06:20 | Report Abuse

Dear all, thank you and welcome for all the comments. If you interest more info, pls visit http://aliinvest.blogspot.my/

@kholi, I did summary of three major insurance company fund performance. if you interest other insurance, you can study with the link i provided in article.

@kcchongnz, welcome visit my blog. you are great investor.

@ks55, thank you for agreed the charge rate of unit trust is sky high. however, REITs is not risk free. They are different investment instrument.

@repusez, ETF is great investment instrument, but it did not popular in Malaysia. i have not study ETF in Malaysia

hi 林泉源, I input all fund performance into spreadsheet, then calculate the CAGR. Yes, the CAGR are calculated all the same category fund under the same fund house.
Manulife data is included, see the raw data in the link, row 84 to 95 in the table. for insurance I only summary 3 big players.

@Kekh92, you can ask your insurance agent for conventional/ non-investment link policy. but premiums is high. not recommanded too. as I mention make your own choose correct fund for policy

@Mioxi, I m not sure how asnb's fund work, it good topic to study

Posted by Ali blog > 2017-08-09 11:14 | Report Abuse

@Asriel Chok-Jevon
第一，本文题目是对马来西亚unit trust 表现比较。
第二，本文把151项国内unit trust 个别基金表现列在连线。Ali也有说有几家Eastspring，Kenanga，Hong Leong Asset， Areca Capital Sdn Bhd的过去绩效比较好。也有提供spreadsheet下载研究。
第三，如果你只对那些绩效好的介绍，疏忽其他不好基金，也不见得客观。
第四，ali没有叫你死抱不放，只是说这些基金过去3年，5，10年是绩效如何。
最后，本文主要目的：大部分经理人赚到的高额手续费及相关利润，远超出他们为投资人创造的投资绩效。不是叫你如何投资基金。
（这位读者来这里踩场，又为自己打广告。不用紧，Ali也乐意帮你推一推，让读者受益。有意学习投资基金，可以参考这位读者的网站。注：与Ali无利益关系）