[HLBANK] QoQ Cumulative Quarter Result on 30-Jun-2006 [#4]

Announcement Date
28-Aug-2006
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2006
Quarter
30-Jun-2006 [#4]
Profit Trend
QoQ- 35.78%
YoY- 7.11%
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Cumulative Result
31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 CAGR
Revenue 1,308,448 858,545 421,751 1,630,733 1,180,093 741,034 379,668 128.32%
PBT 614,894 410,832 198,400 764,241 562,978 333,555 197,487 113.37%
Tax -167,392 -111,388 -54,033 -214,321 -157,983 -93,155 -55,356 109.25%
NP 447,502 299,444 144,367 549,920 404,995 240,400 142,131 114.96%
-
NP to SH 448,387 299,924 144,367 549,920 404,995 240,400 142,131 115.25%
-
Tax Rate 27.22% 27.11% 27.23% 28.04% 28.06% 27.93% 28.03% -
Total Cost 860,946 559,101 277,384 1,080,813 775,098 500,634 237,537 136.14%
-
Net Worth 4,532,272 4,481,960 4,388,756 4,460,445 4,437,257 4,398,678 4,539,022 -0.09%
Dividend
31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 CAGR
Div 132,007 132,254 - 362,883 137,234 137,458 - -
Div Payout % 29.44% 44.10% - 65.99% 33.89% 57.18% - -
Equity
31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 CAGR
Net Worth 4,532,272 4,481,960 4,388,756 4,460,445 4,437,257 4,398,678 4,539,022 -0.09%
NOSH 1,466,755 1,469,495 1,443,670 1,512,015 1,524,830 1,527,318 1,528,290 -2.70%
Ratio Analysis
31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 CAGR
NP Margin 34.20% 34.88% 34.23% 33.72% 34.32% 32.44% 37.44% -
ROE 9.89% 6.69% 3.29% 12.33% 9.13% 5.47% 3.13% -
Per Share
31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 CAGR
RPS 89.21 58.42 29.21 107.85 77.39 48.52 24.84 134.69%
EPS 30.57 20.41 10.00 36.37 26.56 15.74 9.30 121.23%
DPS 9.00 9.00 0.00 24.00 9.00 9.00 0.00 -
NAPS 3.09 3.05 3.04 2.95 2.91 2.88 2.97 2.67%
Adjusted Per Share Value based on latest NOSH - 1,506,496
31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 CAGR
RPS 63.83 41.88 20.57 79.55 57.57 36.15 18.52 128.34%
EPS 21.87 14.63 7.04 26.83 19.76 11.73 6.93 115.30%
DPS 6.44 6.45 0.00 17.70 6.69 6.71 0.00 -
NAPS 2.2109 2.1864 2.1409 2.1759 2.1646 2.1458 2.2142 -0.09%
Price Multiplier on Financial Quarter End Date
31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 CAGR
Date 30/03/07 29/12/06 29/09/06 30/06/06 31/03/06 30/12/05 30/09/05 -
Price 6.00 5.55 5.35 5.10 5.10 5.10 5.35 -
P/RPS 6.73 9.50 18.31 4.73 6.59 10.51 21.54 -53.98%
P/EPS 19.63 27.19 53.50 14.02 19.20 32.40 57.53 -51.20%
EY 5.10 3.68 1.87 7.13 5.21 3.09 1.74 104.94%
DY 1.50 1.62 0.00 4.71 1.76 1.76 0.00 -
P/NAPS 1.94 1.82 1.76 1.73 1.75 1.77 1.80 5.12%
Price Multiplier on Announcement Date
31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 CAGR
Date 10/05/07 26/02/07 08/11/06 28/08/06 10/05/06 23/02/06 08/11/05 -
Price 6.30 6.80 5.30 5.35 5.20 5.15 5.15 -
P/RPS 7.06 11.64 18.14 4.96 6.72 10.61 20.73 -51.26%
P/EPS 20.61 33.32 53.00 14.71 19.58 32.72 55.38 -48.29%
EY 4.85 3.00 1.89 6.80 5.11 3.06 1.81 93.03%
DY 1.43 1.32 0.00 4.49 1.73 1.75 0.00 -
P/NAPS 2.04 2.23 1.74 1.81 1.79 1.79 1.73 11.62%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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