[HLBANK] QoQ Quarter Result on 31-Mar-2008 [#3]

Announcement Date
29-Apr-2008
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2008
Quarter
31-Mar-2008 [#3]
Profit Trend
QoQ- -3.8%
YoY- 38.57%
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Quarter Result
31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 CAGR
Revenue 564,207 550,131 486,375 532,898 524,221 474,846 459,742 14.55%
PBT 340,097 315,879 184,312 276,940 293,088 255,702 241,704 25.43%
Tax -82,862 -74,000 -50,247 -71,537 -78,801 -67,596 -69,757 12.10%
NP 257,235 241,879 134,065 205,403 214,287 188,106 171,947 30.64%
-
NP to SH 257,427 242,043 133,987 205,721 213,844 188,266 172,407 30.47%
-
Tax Rate 24.36% 23.43% 27.26% 25.83% 26.89% 26.44% 28.86% -
Total Cost 306,972 308,252 352,310 327,495 309,934 286,740 287,795 4.37%
-
Net Worth 5,403,504 5,319,148 5,089,766 4,972,196 4,853,505 4,797,232 4,634,440 10.72%
Dividend
31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 CAGR
Div 130,379 - 217,511 - 130,392 - 218,605 -29.03%
Div Payout % 50.65% - 162.34% - 60.98% - 126.80% -
Equity
31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 CAGR
Net Worth 5,403,504 5,319,148 5,089,766 4,972,196 4,853,505 4,797,232 4,634,440 10.72%
NOSH 1,448,660 1,449,359 1,450,075 1,453,858 1,448,807 1,449,314 1,457,371 -0.39%
Ratio Analysis
31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 CAGR
NP Margin 45.59% 43.97% 27.56% 38.54% 40.88% 39.61% 37.40% -
ROE 4.76% 4.55% 2.63% 4.14% 4.41% 3.92% 3.72% -
Per Share
31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 CAGR
RPS 38.95 37.96 33.54 36.65 36.18 32.76 31.55 15.00%
EPS 17.77 16.70 9.24 14.15 14.76 12.99 11.83 30.99%
DPS 9.00 0.00 15.00 0.00 9.00 0.00 15.00 -28.75%
NAPS 3.73 3.67 3.51 3.42 3.35 3.31 3.18 11.16%
Adjusted Per Share Value based on latest NOSH - 1,453,858
31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 CAGR
RPS 26.03 25.38 22.44 24.58 24.18 21.91 21.21 14.55%
EPS 11.88 11.17 6.18 9.49 9.86 8.68 7.95 30.54%
DPS 6.01 0.00 10.03 0.00 6.02 0.00 10.08 -29.04%
NAPS 2.4927 2.4538 2.348 2.2937 2.239 2.213 2.1379 10.72%
Price Multiplier on Financial Quarter End Date
31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 CAGR
Date 31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 28/09/07 29/06/07 -
Price 5.10 5.65 5.85 5.80 6.35 5.90 6.35 -
P/RPS 13.09 14.89 17.44 15.82 17.55 18.01 20.13 -24.84%
P/EPS 28.70 33.83 63.31 40.99 43.02 45.42 53.68 -34.00%
EY 3.48 2.96 1.58 2.44 2.32 2.20 1.86 51.54%
DY 1.76 0.00 2.56 0.00 1.42 0.00 2.36 -17.68%
P/NAPS 1.37 1.54 1.67 1.70 1.90 1.78 2.00 -22.20%
Price Multiplier on Announcement Date
31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 CAGR
Date 10/02/09 11/11/08 25/08/08 29/04/08 14/02/08 06/11/07 27/08/07 -
Price 5.35 5.05 5.60 6.10 6.00 6.25 5.70 -
P/RPS 13.74 13.30 16.70 16.64 16.58 19.08 18.07 -16.62%
P/EPS 30.11 30.24 60.61 43.11 40.65 48.11 48.18 -26.79%
EY 3.32 3.31 1.65 2.32 2.46 2.08 2.08 36.38%
DY 1.68 0.00 2.68 0.00 1.50 0.00 2.63 -25.72%
P/NAPS 1.43 1.38 1.60 1.78 1.79 1.89 1.79 -13.84%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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