Posted by Felix888 > 2023-09-08 10:19 | Report Abuse

This big elephant just too heavy to climb further.

Posted by BullOfWallSt > 2023-09-08 10:35 | Report Abuse

not sure if I am too late to buy in now as some analyst say it is overvalued. however TP is still 10

Posted by Felix888 > 2023-09-08 10:38 | Report Abuse

There are stock with 2 bagger, 3 bagger potential in the market, if you dare enough to take it. If you are old man like I3licker, Maybank no doubt is a good choice.

Posted by Josh329 > 2023-09-08 10:57 | Report Abuse

The good news is that i bought it at avg rm7.xx. Love the dividends and no intention to sell anytime soon.

Posted by brianklc > 2023-09-08 11:57 | Report Abuse

Felix, i think u dont understand how dividend works. MBB is generous in div payments, hence the price movements will be lesser, to compare total gains, u need to add both price appreciation and dividend payout and not price movements alone.

Posted by AqsadMohamad > 2023-09-08 12:04 | Report Abuse

Boleh la, masih ade 0.29 dividen yg akan diterima pd akhir bulan ni

Posted by Felix888 > 2023-09-08 12:14 | Report Abuse

Add dividends and the price appreciation still less than CIMB 91% price appreciation. As I said if you consider this as retirement investment is no doubt a good choice. If you looking 2 bagger or 3 bagger this is not the counter.

Posted by Pinky > 2023-09-08 14:17 | Report Abuse

Which also means that in a market crash scenario, MBB loses less than CIMB.

Hence in a market recovery, CIMB rallied harder.

Posted by Felix888 > 15 hours ago | Report Abuse

CIMB already up 91% since the lowest price during Covid. Maybank just up 28% from the lowest point.

Posted by StartOfTheBull > 2023-09-08 15:47 | Report Abuse

Price is already too high, expecting price plunge ex dividend. Only good for i3Licker bought at RM7 during COVID-19 peak.

Posted by StartOfTheBull > 2023-09-08 16:02 | Report Abuse

Paying 29c more for the dividend, in most cases price will drop 2 time of the dividend or more.
2 X 29c = 58c drop on ex dividend date or thereafter.

Posted by Felix888 > 2023-09-08 16:12 | Report Abuse

Same amount of money if I3licker put in other counter could generate double or triple profit.

Posted by Felix888 > 2023-09-08 16:15 |

Post removed.Why?

Posted by Felix888 > 2023-09-08 23:19 | Report Abuse

I'm younger than you Pang72 I guess you are 51 years old now, you should learn from elder people who eat salt more than you eat rice. Furthermore I'm not 100 millionaire, a few ada lah.



Posted by pang72 > 2 hours ago | Report Abuse

Then, I feel great to learn from millionaire like Felix888 because my stone just kena you.
Thanks for good advise

Posted by Felix888 > 2023-09-08 23:21 | Report Abuse

You should learn from I3licker who magically turned 20K to 20 million.

Posted by Pinky > 2023-09-09 10:12 | Report Abuse

20k sperm count?

Posted by i3lurker > 2023-09-09 10:15 | Report Abuse

YEAH
take 10 tablespoon of sperm whale oil every 4 hours while awake will do it

Posted by Felix888 > 2023-09-09 10:47 | Report Abuse

20k or 20 million sperm count are below average. A healthy man should have 200 million sperm count per each output.

Posted by Felix888 > 2023-09-09 11:11 | Report Abuse

Eh Uncle did you study probability in form 5 mathematics? Mana you sekolah?

I already replied to you I have a few millions but I can't teach you anything because you too old to be my student.

Posted by Felix888 > 2023-09-09 12:46 | Report Abuse

Wish you good luck uncle. I give you a hint that Pinky lady is a millionaire.

Posted by Pinky > 2023-09-09 14:25 | Report Abuse

Hahahahaha

1. I'm a guy
2. I have a million HAIR, probably

🤣

Posted by Felix888 > 2023-09-09 14:29 | Report Abuse

Guy but use a pinky ID? Maybe from the LGPT group.🤣

Posted by i3lurker > 2023-09-09 14:32 | Report Abuse

look
its equal opportunity for everyone.
please dun make fun of people LGBT for using Pinky

Posted by Felix888 > 2023-09-09 14:35 | Report Abuse

I3licker that is called inclusive.

I also recognized your part time job is a professional service provider.

Posted by Felix888 > 2023-09-09 15:34 | Report Abuse

Pang72 that I3licker turned 20K to 20 million. Older than you.

Posted by Felix888 > 2023-09-09 16:21 | Report Abuse

Age not related. I3licker said he turned 20K capital to 20 millions. You should learn from him.

Posted by Pinky > 2023-09-09 18:04 | Report Abuse

Toxic 🤦

I thought toxic ppl is only at the goreng counters

Posted by i3lurker > 2023-09-09 18:25 | Report Abuse

I do apologise for him.
His behavior is totally unacceptable.
His single mum dropped him on the head when threw him away at longkang.

loongkang rats ate his balls and kuku jiao
he grew up with penis envy

illegal foreigner picked him up
and did not give enough milk when young.
and had sodomised him more than 3 times daily for past 20 plus years.

Posted by Felix888 > 2023-09-09 19:32 | Report Abuse

This I3licker lost all his EPF money, now doing business at Jalan Alor. This guy is main reason why I'm here. He spreading toxic in almost all forum in I3. This is only counter he promoting. I will be posting my negative view here and let him become the defender.

Posted by StartOfTheBull > 2023-09-09 20:30 | Report Abuse

Firstly, my apology to the existing shareholders of Maybank. My purpose here is to expose the bad behaviour of i3Licker, who spreads his venorom shitts in every forum.

This stupittt and useless i3Licker, has nothing better to offer, with his Kon partners, SSLee and Bruce Wayne. Some of their con predictions of share price are (refer below):

Con prediction:
Hibiscus 30c
Sapura Energy 3c to zero Sen or bankrupt.
JAKS 18c (his latest prediction under influence of drugs: 9c)
AAX 5c or close shop
Capital A zero Sen or dissolved (due to company insolvency, according to Kon Lee)
And many more....

Today price:
Hibiscus 104c,
Sapura Energy 5.5c
JAKS 21c
AAX 246c
Capital A 89.5c

Better go back to Tanjung Rambutan or change their medicines 💊

Posted by StartOfTheBull > 2023-09-09 20:33 | Report Abuse

See for yourself, how misbehaving he is. 😁😁😁


i3lurker

12,802 posts

Posted by i3lurker > 2 hours ago | Report Abuse

I do apologise for him.
His behavior is totally unacceptable.
His single mum dropped him on the head when threw him away at longkang.

loongkang rats ate his balls and kuku jiao
he grew up with penis envy

illegal foreigner picked him up
and did not give enough milk when young.
and had sodomised him more than 3 times daily for past 20 plus years.

Posted by StartOfTheBull > 2023-09-09 20:42 | Report Abuse

YTL

i3lurker

12,802 posts

Posted by i3lurker > 2 days ago | Report Abuse

its not a criminal offense for price to drop to 50 sen

Posted by StartOfTheBull > 2023-09-09 20:43 | Report Abuse

YTL

Zhuge_Liang

2,161 posts

Posted by Zhuge_Liang > 1 day ago | Report Abuse

Posted by i3lurker > 4 hours ago | Report Abuse
its not a criminal offense for price to drop to 50 sen
----------------
Talk cxxk like you is also not a criminal offence.
i3lucker has changed from an intelligent person in I3 to a stupiid person who is cursed by all readers here.
Very sad to read his posting.

Posted by speakup > 2023-09-10 21:30 | Report Abuse

Mediocre Banking Sector Results: NIM And NOII Centre Of Discussion
By
Editor -
September 10, 2023

The banking sector saw a mediocre season with earnings entirely within expectations, this is despite some surprises in tailwinds and headwinds. NIM compression this time was a lot heavier than previously guided for (recall that banks were guiding for “stable-to-minor” compression in 1Q23). NOII improvement was expected, being guided for as a core earnings driver (which came true, but it was unevenly distributed).

MIDF analysts give their guidance for the sector and it’s more skewed towards the negative, largely due to the slower-than-expected NIM recovery and potential asset quality irritation. Nearly all banks revised their NIM guidance downward.

However, on a more positive note, future quarters may see possible positive revisions to NCC guidance (they were initially too conservative). Earnings: Relatively stable, NIM and NOII are central focus. Aggregate Core Net Profit (Core NP) up by +0.6%qoq. It was a good quarter for topline – despite NIM compression, NII largely remained stable to slightly negative while NOII did mostly see solid improvement, mostly on the side of treasury income (though in some cases disappointed).

Provisioning did pick up from last quarter’s softer activity, with a few banks amping up on credit costs for a poorer macroeconomic outlook and asset quality irritation. There was a minor issue of slightly elevated tax rates in the quarter, due to higher provisioning and investment-related gains that are less tax deductible.

As for the balance sheet, growth was poor but expected to pick up. Weaker corporate loan growth offered downside pressure. Retail contributions – particularly solid mortgage and hire purchase growth – were bolstered by strong unsecured loan offerings. Unfortunately, this was not enough to offset weaker growth coming from the non-retail side – though the industry has guided for a much healthier post-election pipeline in 2H, maintaining their far-from-target loan growth forecasts. Deposit growth was more mixed, but liquidity remains ample.

CASA attrition on the other hand took a light breather as pricier FDs matured without renewal but should resume in subsequent quarters. Different banks took different approaches to managing NIM optimisation, hence reporting varying quarterly deposit growth figures.

Increasing impairment pressure within certain brackets, but heavy write-offs keep GILs manageable. Asset
quality pressure mainly came from the residential mortgages and SMEs linked to RA loans, though there was some
irritation already coming from riskier overseas and unsecured segments. Few banks have guided that GIL ratio is close to
peaking (or has already peaked). While LLC values have come down, some banks are looking at chunkier recoveries in the
coming quarters to keep this manageable while refraining from making larger allocations.

Among the banks, Maybank saw an unexpected, massive non-fee income gain within the quarter, CIMB displayed
exceptional performances in almost all aspects, especially loan growth. But Affin saw an abnormally sharp sequential drop in NIMs, which dragged earnings. RHB brought in decent quarterly earnings, but this was largely driven by overlay writebacks – while everything else was lacklustre.

From a pure valuation perspective, BIMB remains the most attractive while Affin is the least. Moving forward, the house is neutral for 2H outlook and doubts that ROE outlook is going to be that much better than 1H. Loan growth outlook is positive – banks are very optimistic about 2H’s non-retail pipeline. NIM outlook is more neutral – i.e. most banks are guiding stable to positive movement, though MIDF is cautious of year-end deposit competition.

On the other hand, more banks are opting for full-cash dividends. BNM doesn’t seem likely to exercise any additional leniency in capital ratio levels soon. Regardless, several banks have already guided for higher dividend payouts and halting DRP programmes – signalling that they are happy with current CET1 levels.

Posted by StartOfTheBull > 2023-09-10 22:25 | Report Abuse

PE ratio:
ABMB 7.83
Ambank 7.12
CIMB 11.0
HLB 10.73
Maybank 13.30
PBB 13.46
RHB 8.73

DY %:
ABMB 6.4
Ambank 4.9
CIMB 4.5
HLB 3.0
Maybank 6.38
PBB 4.0
RHB 7.1
If only based on profit earning ratio and dividend yield, Alliance Bank and RHB Bank are the most undervalued bank stocks for the time being.

Posted by Pinky > 2023-09-10 22:49 | Report Abuse

I still stand by my combo of Maybank + AmBank 😁

Posted by i3lurker > 2023-09-10 23:03 | Report Abuse

both ambank and rhbbank has a high chance of takeover,
which MAY drive share prices upwards

best combination is maybank plus rhbbank
though any combination that has maybank and rhbbank has a good chance of higher returns

Public Bank has Zero branches in Indonesia, 3 branches in China, 17 branches in vietnam
Maybank has 356 branches in Indonesia, 4 branches in China and 2 branches in Vietnam

You do the maths as US invests into Indonesia, will the growth be better than Tesla? No one knows the answer ...

Posted by Felix888 > 2023-09-10 23:09 | Report Abuse

I3licker today got take medicine, wrote like a normal people 👍

Posted by StartOfTheBull > 2023-09-11 06:34 | Report Abuse

Will political stability of Indonesia continue in year 2024? Anyone interested to know can check with i3Licker; but only when his mind is in stable condition after taking the right medicine ya.

https://www.reuters.com/world/asia-pacific/who-is-running-president-indonesias-2024-election-2023-04-21/

Posted by Pinky > 2023-09-11 14:21 | Report Abuse

Wow for the first time ever i3lurker "support" my stock

Can sembelih ayam for thanksgiving to God liao 🤣🤣🤣

Posted by Huangbk72 > 2023-09-11 14:23 | Report Abuse

Wah.. pinky also here.. Maybank no need support la.. Its a dividend stock play.. keep for anak cucu..

You still holding Serba stocks?

Posted by Pinky > 2023-09-11 15:29 | Report Abuse

Gila to still keep Serba

Immediately sold upon resume trading la 🙃

Posted by StartOfTheBull > 2023-09-11 22:03 | Report Abuse

INDONESIA, the largest archipelago in the world to form a single state, consists of five main islands and some 30 smaller archipelagoes, totaling about 18,110 islands and islets of which about 6,000 are inhabited.
These days most bank transactions are mostly done online. Why do Maybank keeps 356 branches in Indonesia? Isn't every branch incur additional costs?
Keeping so many branches are mainly used to serve customers, especially the country has too many remote places and poor infrastructures, instead of boosting profits and growth.

Posted by BullOfWallSt > 2023-09-11 22:56 | Report Abuse

Why so many arguements? I'm only 22 years old. still learning about investing and seeing the progression of my stocks. Dear Millionaires, can mentor me ah?

Posted by Amazonboy > 2023-09-12 13:23 | Report Abuse

If u need mentor...change your name 2 VirginofWallSt...Lol

Posted by BullOfWallSt > 2023-09-12 14:22 | Report Abuse

Amazonboy, I am manifesting a bull market with my name hahahaha

Posted by Vinsonlau > 2023-09-12 15:13 | Report Abuse

Is it worth to buy maybank shares right now for its dividend just before its ex date? Around RM9.15

Posted by LossAversion > 2023-09-12 15:28 | Report Abuse

@Vinsonlau, it is a personal choice/investing goal. If at this price, it is still giving a higher dividend yield vis-a-vis FD, why not? Maybank is a dividend stock; can be accumulated over time, i.e collect/buy back when down and wait for next round dividend payout.

Posted by Vinsonlau > 2023-09-12 15:38 | Report Abuse

@LossAversion Thanks for your reply!

Posted by linges > 2023-09-12 17:21 | Report Abuse

Today bought at avg 9.135..price at PE 12.33 even before ex-date..so i feel ok do my DIY DRP today…

Trade at your own risk.

Posted by stkoay > 2023-09-12 19:25 | Report Abuse

Wow...@linges is so rich, DIY DRP before getting the CASH dividend :)
....Congratulation.....