Posted by EngineeringProfit > 1 month ago | Report Abuse

While Sarawak has made strides in offering free university education, Peninsular Malaysia still depends heavily on the PTPTN (Perbadanan Tabung Pendidikan Tinggi Nasional) loan system. This loan system has often led to financial strain on young graduates, many of whom struggle with repayment due to job market constraints and wage stagnation.

Sarawak's ability to offer free education could be partly due to its resource-rich status, especially in oil and gas, which has contributed to its higher income base. This raises questions about federal resource allocation, the impact of regional autonomy, and the effectiveness of wealth distribution policies. Sarawak and Sabah have, in some instances, pushed for greater autonomy over their finances and resources, arguing that this could better serve the needs of their populations.

On the other hand, Peninsular Malaysia's issues with scandals, such as 1MDB, the feedlot scandal, and corruption allegations, have cast a shadow on the federal government's management of public funds. These issues not only affect public trust but also hinder the government's ability to fund social initiatives, such as debt-free education.

Posted by annaclerk > 1 week ago | Report Abuse

University days can be very busy indeed, especially when you are trying to combine your studies, work, and personal life. It often helps to have a clear schedule and prioritize your time to get everything done. Sometimes, when the tasks become too much, it is useful to seek help, for example, to use discounts at https://99papers.com/discounts/ to prepare high-quality papers and lighten the schedule a bit. This really lightens the load and allows you to focus on other important things.

Posted by DickyMe > 1 week ago | Report Abuse

Where do you think PTPTN gets the fund to roll out education loan?
Ding! Ding! Recall SSPN with tax relief carrot?
Yes, it's your money!

Posted by speakup > 1 week ago | Report Abuse

everybody know ptptn is a ponzi scheme

Posted by EngineeringProfit > 5 days ago | Report Abuse

Is ponzi scheme shariah compliant, islamic or halal?

Posted by speakup > 5 days ago | Report Abuse

i envy sarawak