skc761103

No any merge acquisition past 10years to boost shareholder value but offer such high risk loan to those bus n taxi license...what a shameful n irresponsible board of directors which majority from its mother company .better delisted n shutdown the operation n return capital to those minor shareholder of business can’t perform n can’t compete

6 days ago

Lbikeride

@skc7** okay got you. I hope I could to talk to some "smart guy" over the weekend about this by asking these questions. I'm not that smart, but I could answer the third one:
[1] Why one branch (0626.hk) heavy loss has neutral impact on the bank (1295)?
[2] Why not shut down the operation of the branch (0626.hk)?
[3] Does the bank care about the well-being of its investors? If it does, why not return capital to minor shareholder?

It is too technical for me, ain't no banker. I try to get answer.

6 days ago

skc761103

@lbikerider, I m glad finally u viewing in the point of minor shareholder of 0626.hk. bout their frustration n sadness become shareholder of public bank Hong Kong, those public bank group Malaysia board of directors n top management ceo so n so don’t even bother on how to preserve minor shareholder interest n benefits of 0626.hk as public bank hongkong only a peanut compare to whole public bank group.but one thing need to admit is tat public bank Hong Kong is a listed company n they shall have responsibility n integration to preserve the losses of it’s minor shareholder as almost all is retirees, they not hoping much just hope tat it can perform like wat it does like public bank Malaysia, have dividends n have capital protection.It Is just a simple wish for them but since year 2014 if minor shareholder buy in 0626.hk till now, what he get is hughlosses...

6 days ago

skc761103

What a so call prudent bank in Malaysia turn out to be rubbish bank at overseas...omg.public will have loss confident putting money into loss money bank compare to others showing good profit bank as public is very simple mindset..loss making company is a lousy company..tats it...the higher management n board of directors of both public bank Malaysia n hongkong is a good in cost effective but not a good banker...compare to those local Malaysia bank like hongleong which also having its footsteps in China

6 days ago

skc761103

@meta, I m not like u expert in everything from religion to fengsui to politics to general, u should know better than me

6 days ago

Lbikeride

Hi @skc7* If you invest some money in 0626.hk, unfortunate at this moment, but you will never know what 2025 will bring. To cut lost, hold, etc is entirely up to you.

I talked to "some guy" who claimed used to work in banking industry. The outcomes of the talk are something like this:
[1] banks are legally loan out a portion of their funds they get from investors etc (known as fractional reserve banking), or they will get penalty.
[2] A bank cannot entirely cease its operations due to a single loss in 2024 without facing significant legal repercussions; the whole shebang of law books will be thrown at the bank! I don't know whether I convey the message intact. This much I can do at this moment.

I wish you well.

5 days ago

Lbikeride

Hi @xiaoeh please do not respond to @metaverse for your own good. @meta* who said "Whether you all believe or not, my trading level is beyond master level as I can read beyond the future and stock market is more like a Kindergarten game for me as most of my opponents are really just like a kids who are too emo." displays delusions of grandeur (believing oneself to be superior to others) and delusions of having special powers (like seeing the future) can be symptoms of disorders such as schizophrenia or bipolar disorder. Seek professional help b4 too late. Now @meta* you can flag me.

5 days ago

xiaoeh

Noted and Thanks Lbikeride

5 days ago

skc761103

@lbikeride thank you n appreciate your efforts to clarify the doubts. I can assure u is as long as public bank Malaysia n its subsidiary management,board of directors didn’t change their mindset to put priority on preserve minority shareholder benefit n interest of public bank Hong Kong ..things will be more worst n end up they will take granted to delisted n privatized public bank hongkong at lowest price which far below its p/b value....which turn out public bank Malaysia is ultimate beneficial n the loser will be minority share holders of 0626.hk

5 days ago

skc761103

Let’s do hope that those old aging management n board of directors of public bank Malaysia showing some mercy to those minority share holders of public bank Hong Kong which to be fair to them as well ...a group of poor old unlucky retirees choose 0626.hk .....HARAPKAN PAGAR PAGAR MAKAN PADI

5 days ago

HKHedgeFund

One US fund management throw more than RM1.4billons share on total on public bank, LPI

4 days ago

Lbikeride

No one should respond. Keep your sanity, be cool. Anyone bleeding to dea*h because your share is down? If you've got heart attack because of it, this thing is not for you.

4 days ago

supersaiyan3

吾觀之Metaverse挺迷糊的。

別說這些迷信的東西不靠譜，裡頭的道理也沒幾個懂的。

就是說，當你懂得其中道理，也就知道許多是錯誤的了。

無獨有偶，說回投資，就像圖表派，當你懂得圖表，就知道有三十二個信號，十六個說會起，十六個說會跌。不懂的人永遠都會說為什麼看錯了信號？！

說回大眾銀行，一者，因為APP不許screenshot，所以長期的增長沒有了。

二者，管理者自己管自己，慢慢以後就不必向股東負責了。

如果懂巴菲特的話，就知道the "economics" of public bank is deteriorating。period.

就是說，你拿各項數據去除的話，會發現「速度」變慢、或甚至惡化了。

4 days ago

xiaoeh

Posted by metaverse > 27 minutes ago | Report Abuse
几个傻瓜一直 flag 大师博文。其实是大师自己 delete 博文。和几个傻瓜的 flag 一点关系都没有。加油 flag 哈哈

4 days ago

Kitty Kitty

Opportunity for the prepared. Action for the well informed.

3 days ago

EngineeringProfit

I'm back.....

3 days ago

xiaoeh

just some observation & just talk cock😂

banking sector is the first to get hit during economy crisis
banking sector is the first to recover after economy crisis
personally
i think the best time to get in banking sector and hold for long term is during economy crisis
or else you have an option to trade with the cycle if you are active investor/trader/gambler whichever u feel comfortable

we don't need rocket science to do investment/trading/gambling to achieve better result
just the following
1) basic mathematic calculation+
2) logical thinking+
3) put in effort to follow up and analyze market information+
4) well managed own emotion

3 days ago

skc761103

CIMB Thai’s FY2024 net profit surges 78%, boosted by investment gains, higher fees income and lower credit losses https://www.klsescreener.com/v2/news/view/1461441

2 days ago

skc761103

This is the difference in between (cimb)prudent management n boards of directors vs (public bank)lousy management n board of directors of both local bank....facts speak everything....

2 days ago

skc761103

Public bank is a truly a kampung bank, shame of its top management n board of directors..no bring any value add to it’s minority’s shareholder in terms of dividend n capital gain after tan sri teh

2 days ago

skc761103

For both holding company n public bank hongkong 0626.hk.....

2 days ago

Lbikeride

@skc761103, when you wrote "Public bank is a truly a kampung bank, shame of its top management n board of directors..no bring any value add to it’s minority’s shareholder in terms of dividend n capital gain after tan sri teh" I totally agree with you. A bank is a bloody bank, a bloody bank, a bloody bank. If you ever feel that Public Bank is not worth investing in due to poor and old management, don't invest. Walk away and don't look back. You'll be happier and mentally healthier. It's already a plus if you're employed. Wish you a better future.

2 days ago

Lbikeride

Anecdotal evidence such as "a friend of my friend of my friend once told me" aren't always reliable or scientifically accurate. And "many retired uncles who missed the bus to Genting Highlands" (we want to know how many uncles among the uncles, et cetera et cetera, real data). Please don't give financial advice to anyone here. Good news and *particularly bad news about Public Bank* should be welcome but with solid data.

2 days ago

skc761103

@lbikeride @metaverse i learned my mistake from 0626.hk n public bank malaysia. I m still posting here is tat i wish that those retiree can take my hugh losses as one point lesson so that they can guard & preserve their hard earn money. Past glory not represent the future. Once we invested in a overvalue stocks among peers, stock price sink down just a matter of time. By the time i invested in public bank hongkong . its p/B is 0.5, now its p/b is 0.2...public bank malaysia current p/b is 1.5...with this kind of management n board of directors n no any M&A present ...is just a matter of time its stock price heading south....When we really look at the board of directors team, we will find out that their member is truly uncapable. One of the eg is JCBnext founder ...we may look how jcbnext 0058.kl perform after sell down jobstreet to foreign company...look at innity 0147.kl which is jcbnext subsidiaries..both can not perform well neither share price .ROE nor dividend...

2 days ago

skc761103

FACTS speak everything..n the top management leading by tan sri Tay still dreaming on those past old days...no innovative, no proactive n only know one thing...COST SAVING....

2 days ago

lawkaw

既然自己有一大堆道理/經濟理論/經驗/知識, 在這里說到自己有多利害, 甚至飛上天, 但是最後還是虧錢, 你自己是否該自我反省而不是在”fatt lan ca" 怪公司. 既然受不了失敗就不要玩. 買股票必贏,那還有窮人, 那有人要打工.別再為自己的失敗/失利而怪罪公司,怪別人, 先自我反省才會成功.

2 days ago

lawkaw

請不要一再火箭打蒼蠅,否則,你跟大夫開棺材鋪無分別

2 days ago

xiaoeh

Dear Skc761103
may we know
when and at what price u started buying Public FIN Hold (626)?

2 days ago

skc761103

@law law 你是不认识英文吗？ 你不明白“ i learned my mistake from 0626.hk n public bank malaysia”可以去google translate.， 或是你是其中的board of director 和管理层-不可以接受批评？comment board 就是用来留言的，如果留言只可以赞美不可以批评，你觉得伤了你对大众银行的玻璃心。。证明你一条大肠通头壳。。无脑

2 days ago

skc761103

@xiaoeh i brought 0626.hk since year2015 , entry price hkd3++....almost 10years

2 days ago

xiaoeh

Dear Skc761103
do u go periodically check your holding performance?

2 days ago

skc761103

@xiaoeh by the time i hold 0626.hk, my intention very simple..as long as dividend been given yearly with 6-8%... with capital preserve , i will be very happy .My mistake is tat i over estimated the performance of 0626.hk which i think will atleast same or equal with its mother company 1295.kl performance as tat time 1295/kl doing quite well in malaysia with decent dividend payout n capital gain.Stock price fluctuation is just a short period of time as i quote 0626.hk same category as its mother company 1295.kl This overconfident drag me into this mess till i didnt set a cut loss target n end up into disaster. It is a painful lesson i learned

2 days ago

xiaoeh

Dear Skc761103
if u were to give advice to all of us from the lesson u learnt, what would it be...?
mind sharing...?

2 days ago

lawkaw

😂😂😂 明白. 始終都是吊頸鬼要搽粉. 誰才是 juara kampung, 盲公吃湯丸啦. 1. 本地股都搞不定就跑去玩外股而失利了,又說人家 juara kampung, 到底誰又是 juara kampung ? 2. 有腦,或 無腦? 如果你有腦就不會虧錢啦. 人家無腦,就不會將你放進他的袋子里啦. 面子是人家給的,醜是自己申請回來的. "fatty lan ca" 只會讓你更醜.

2 days ago

skc761103

@xiaoeh i have not qualify t o give advice to all of u , i just share on my lesson so that u all can aware n try not to repeat what i did
@lawkaw 你的”优点“ 自己知道就好，不需要再写出来给我们知道

2 days ago

lawkaw

我不跟你唐裝衫領啦, 你要怎講,請隨便你. 正一大夫開棺材舖. 你有沒有腦, 是不是 juara kampung, 玻璃棺材. 讓大眾自己判斷啦. Take good care and good luck all the way. Bye 😁😁😁

2 days ago

lawkaw

真可笑, 可愛, 沒人逼你買 0626.hk 股票, 現在虧了, 又來 fatty lan ca. 正一痾屎唔出就賴地硬. 改性賴啦！🤣🤣🤣

2 days ago

lawkaw

😜😜😜

2 days ago

lawkaw

This is not a proof for the existence of you got brain. if you are not happy with public bank, please strike back. no point keeping "fatt lan ca" here. proof you got brain !!

2 days ago

lawkaw

我好驚 ya. So how? What to do? Can you help me what to do. I'm scare.

2 days ago

lawkaw

@metaverse
S.K.L

2 days ago

lawkaw

憩居

2 days ago

skc761103

@metaverse 感谢你，你误会了，我没有自责，我只是替小股东不值。同时我建议你不要跟“猪”说教，它会以为你跟它玩，它愈玩愈开心而你就会一身脏，，，，不值得。。。

2 days ago

BlackFish

@skc761103
你谁啊？为小股东不值？你买大众之前你不知道大众的业务性质吗？亏了才来怨天怨地？

1 day ago

BlackFish

＠Metaverse
周五要暴跌？那你赶快 Short 还等啥 ？

1 day ago

Lbikeride

We have @Sally13@metaverse in here. Help us, curb them.

1 day ago

skc761103

@metaverse we learn everyday but i would appreciate more if u could less post those fengsui related n political matter in here as we need to pay respect to others too...no offence. Just from my past experience, 猪都是群居动物，所以有其它猪想跟你玩并不奇怪，不要理睬就对了
@lbikeride no offence too ..Just try your best to ignore as this is the open forum...to block or curb certain comment you need to know the admin well..haha

1 day ago

xiaoeh

Dear Metaverse
what is wrong with local PBB now?
Revenue and Net Profit as well as share price remain stable consistently until now
can u share your findings with facts and figures
from financial and corporate direction perspective
please strictly no kind of fengsui and numerology etc perspective
Thanks in advance

1 day ago

AhHuat178

Buy, wait for dividend

10 hours ago

lawkaw

final div should be around 0.11/0.12. tapi, this year must be higher. sabar sabar 🤑🤑🤑

5 hours ago