[PENSONI] QoQ Annualized Quarter Result on 28-Feb-2005 [#3]

Announcement Date
27-Apr-2005
Admission Sponsor
-
Sponsor
-
Financial Year
31-May-2005
Quarter
28-Feb-2005 [#3]
Profit Trend
QoQ- -6.27%
YoY- 59.36%
Quarter Report
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Annualized Quarter Result
30/11/05 31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 CAGR
Revenue 174,392 157,800 177,681 168,961 172,614 158,792 151,880 9.64%
PBT 4,782 4,796 4,038 4,052 4,486 4,176 3,423 24.94%
Tax -458 -640 -866 -533 -732 -1,640 -318 27.50%
NP 4,324 4,156 3,172 3,518 3,754 2,536 3,105 24.67%
-
NP to SH 4,140 4,032 3,172 3,518 3,754 2,536 3,105 21.12%
-
Tax Rate 9.58% 13.34% 21.45% 13.15% 16.32% 39.27% 9.29% -
Total Cost 170,068 153,644 174,509 165,442 168,860 156,256 148,775 9.31%
-
Net Worth 93,744 85,152 88,969 83,494 88,056 87,001 43,147 67.67%
Dividend
30/11/05 31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 CAGR
Div - - 1,853 - - - 1,388 -
Div Payout % - - 58.43% - - - 44.73% -
Equity
30/11/05 31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 CAGR
Net Worth 93,744 85,152 88,969 83,494 88,056 87,001 43,147 67.67%
NOSH 92,825 92,477 92,676 92,596 46,345 46,277 46,295 58.94%
Ratio Analysis
30/11/05 31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 CAGR
NP Margin 2.48% 2.63% 1.79% 2.08% 2.17% 1.60% 2.04% -
ROE 4.42% 4.74% 3.57% 4.21% 4.26% 2.91% 7.20% -
Per Share
30/11/05 31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 CAGR
RPS 187.87 170.64 191.72 182.47 372.45 343.13 328.06 -31.01%
EPS 4.46 4.36 3.42 3.80 8.10 5.48 3.35 20.99%
DPS 0.00 0.00 2.00 0.00 0.00 0.00 3.00 -
NAPS 1.0099 0.9208 0.96 0.9017 1.90 1.88 0.932 5.49%
Adjusted Per Share Value based on latest NOSH - 92,926
30/11/05 31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 CAGR
RPS 110.80 100.26 112.89 107.35 109.67 100.89 96.50 9.64%
EPS 2.63 2.56 2.02 2.24 2.39 1.61 1.97 21.22%
DPS 0.00 0.00 1.18 0.00 0.00 0.00 0.88 -
NAPS 0.5956 0.541 0.5653 0.5305 0.5595 0.5528 0.2741 67.68%
Price Multiplier on Financial Quarter End Date
30/11/05 31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 CAGR
Date 30/11/05 30/08/05 31/05/05 28/02/05 30/11/04 30/08/04 31/05/04 -
Price 0.52 0.56 0.48 0.56 0.54 0.52 0.52 -
P/RPS 0.28 0.33 0.25 0.31 0.14 0.15 0.16 45.17%
P/EPS 11.66 12.84 14.02 14.74 6.67 9.49 7.75 31.26%
EY 8.58 7.79 7.13 6.79 15.00 10.54 12.90 -23.78%
DY 0.00 0.00 4.17 0.00 0.00 0.00 5.77 -
P/NAPS 0.51 0.61 0.50 0.62 0.28 0.28 0.56 -6.03%
Price Multiplier on Announcement Date
30/11/05 31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 CAGR
Date 14/02/06 26/10/05 22/07/05 27/04/05 13/01/05 26/10/04 23/07/04 -
Price 0.51 0.51 0.58 0.51 0.59 0.54 0.55 -
P/RPS 0.27 0.30 0.30 0.28 0.16 0.16 0.17 36.08%
P/EPS 11.43 11.70 16.95 13.42 7.28 9.85 8.20 24.75%
EY 8.75 8.55 5.90 7.45 13.73 10.15 12.19 -19.81%
DY 0.00 0.00 3.45 0.00 0.00 0.00 5.45 -
P/NAPS 0.51 0.55 0.60 0.57 0.31 0.29 0.59 -9.24%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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