BANK ISLAM MALAYSIA BERHAD
KLSE (MYR): BIMB (5258)
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Last Price
2.47
Today's Change
-0.02 (0.80%)
Day's Change
2.47 - 2.50
Trading Volume
130,100
Financial
Market Cap
5,593 Million
NOSH
2,265 Million
Latest Quarter
30-Sep-2024 [#3]
Announcement Date
29-Nov-2024
Next Quarter
31-Dec-2024
Est. Ann. Date
28-Feb-2025
Est. Ann. Due Date
01-Mar-2025
QoQ | YoY
-4.91% | -7.19%
Revenue | NP to SH
4,625,937.000 | 555,059.000
RPS | P/RPS
204.28 Cent | 1.21
EPS | P/E | EY
24.51 Cent | 10.08 | 9.92%
DPS | DY | Payout %
4.22 Cent | 1.71% | 17.23%
NAPS | P/NAPS
3.43 | 0.72
QoQ | YoY
-1.79% | 6.64%
NP Margin | ROE
12.03% | 7.15%
F.Y. | Ann. Date
30-Sep-2024 | 29-Nov-2024
Latest Audited Result
31-Dec-2023
Announcement Date
16-Apr-2024
Next Audited Result
31-Dec-2024
Est. Ann. Date
16-Apr-2025
Est. Ann. Due Date
29-Jun-2025
Revenue | NP to SH
4,529,341.000 | 553,050.000
RPS | P/RPS
200.01 Cent | 1.23
EPS | P/E | EY
24.42 Cent | 10.11 | 9.89%
DPS | DY | Payout %
16.82 Cent | 6.81% | 68.89%
NAPS | P/NAPS
3.27 | 0.75
YoY
12.48%
NP Margin | ROE
12.21% | 7.46%
F.Y. | Ann. Date
31-Dec-2023 | 28-Feb-2024
Revenue | NP to SH
4,612,273.333 | 529,033.333
RPS | P/RPS
203.67 Cent | 1.21
EPS | P/E | EY
23.36 Cent | 10.57 | 9.46%
DPS | DY | Payout %
-
NAPS | P/NAPS
-
QoQ | YoY
-0.68% | 0.51%
NP Margin | ROE
11.52% | 6.81%
F.Y. | Ann. Date
30-Sep-2024 | 29-Nov-2024
Hints :
Click the QoQ or YoY on table to view the QoQ or YoY Financial Result page.
Click the QoQ or YoY on table to view the QoQ or YoY Financial Result page.
Date
Financial Result
Financial Ratio
Per Share Item
Performance
Valuation (End of Quarter)
Valuation (Ann. Date)
| Date | Financial Result | Financial Ratio | Per Share Item | Performance | Valuation (End of Quarter) | Valuation (Ann. Date) | |||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| F.Y. | Ann. Date | Quarter | # | Revenue | PBT | NP | NP to SH | Div | Net Worth | Div Payout % | NP Margin | ROE | NOSH | RPS | Adj. RPS | EPS | Adj. EPS | DPS | Adj. DPS | NAPS | Adj. NAPS | QoQ | YoY | EOQ Date | EOQ Price | EOQ P/RPS | EOQ P/EPS | EOQ P/NAPS | EOQ EY | EOQ DY | ANN Date | ANN Price | ANN P/RPS | ANN P/EPS | ANN P/NAPS | ANN EY | ANN DY |
PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.
NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.
Div Payout %, NP Margin, ROE, DY, QoQ ⃤ & YoY ⃤ figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.
All figures in '000 unless specified.
Discussions
32 people like this. Showing 50 of 9,332 comments
Historically, biting down gold coins was common practice among traders for checking the authenticity of the metal. Genuine gold, being soft, would leave dents on the coins.
However, the question of authenticity no longer applies in the Olympics, since the International Olympic Committee stopped awarding pure gold medals in 1912.
As modern-day investors, it can be easy for us to get caught up in the day-to-day fluctuations of the stock market.
The advent of the 24-hour news cycle, up-to-the-second trading platforms, and low-commission trading (or commission free in many instances) can make your head spin and make matters worse in many instances.
However, if there is one lesson stock market history has taught me, it's that a short-term crisis often makes way for longer-term opportunities.
Booms and Busts are Nothing New
Long before Wall Street was even conceived of, history was littered with boom-and-bust periods.
In fact, unless you're hundreds of years old, the first instance happened long before you were born.
During the Dutch Golden Age of the 1700s, tulip speculation ran wild.
Even though there was little real-world value or use around tulips, the price soared to the equivalent of ten times the annual salary of a skilled artisan!
The Extremes of the .com Craze
Fast forward to 1999, and a similar phenomenon occurred with the burgeoning internet sector.
Investors began to realize that the internet would change how we take in information.
However, just like the Tulip Bubble before it, investors suffered from irrational exuberance.
Though most internet stocks had yet to turn a profit, investors piled into any stock with a .com in the name and sent it into the stratosphere.
One extreme example was Netscape. Netscape soared from $28 to nearly $75 a share on its first day of trading!
Many other names went on to have price-to-earnings (P/E) ratios of over 300x earnings - numbers that would wake Warren Buffett up at night.
2008's Global Financial Crisis
The housing crisis of 2008 was yet another example of excesses in one direction leading to excesses in the opposite direction.
Large banks' excessive risk taking and over-lending aimed at low-income home buyers led to a speculative bubble.
You guessed it! Like the dot com craze and Tulip Mania before it, this didn't end well.
First, rampant real estate speculation led to unsustainable prices. Then, the devastating crash came which sparked the demise of large banks such as Lehman Brothers and Bear Stearns.
Learn from the Market's Past to Understand the Future
You may be wondering why I am taking you down this random walk-through memory lane.
One of the primary reasons why crisis equates to opportunity in the stock market is the occurrence of "black swan" events.
Black swan events are rare and unexpected events that significantly impact the market and can cause a rapid decline in stock prices.
The events I walked you through above are all examples of black swan events.
However, black swan events can be a product of things outside of the economy that ultimately impact the economy (think the 9/11 terrorist attacks or the COVID-19 pandemic).
While these events are often devasting to the world and investors caught on the wrong side of the trade, they also pave the way for opportunities for those who have dry powder (cash on hand) and are prepared to take advantage of them.
*Like a weed sprouting its way through a cracked driveway, ultimately markets "heal*".
Meow
2024-08-11 00:37
All 3 Singapore-listed banks have also released their financial results for the 2nd quarter, and for the 1st half of FY2024 – starting with United Overseas Bank (SGX: U11), on 01 August, followed by Oversea-Chinese Banking Corporation (SGX: O39), the following day on 02 August, and then DBS Group Holdings Limited (SGX: D05), on 07 August.
*Dividend Payout to Shareholders*:
The management of UOB pays out a dividend on a half-yearly basis – once when it releases its results for the 1st half of the year, and once when it releases its results for the 2nd half. For the 1st half of FY2024, a dividend payout of 88.0 cents/share was declared – this represents a 3.5% improvement from its payout of 85.0 cents/share declared last year. The amount also represents a payout ratio of about 51%. Dividend payout: 23 August 2024
Similar to UOB, OCBC’s management also announces dividends to shareholders bi-annually – once when the bank releases its results for the 1st half of the year and again for the 2nd half. For the 1st half of FY2024, a dividend payout of 44.0 cents/share was declared – a 10.0% increase from its payout of 40.0 cents/share last year, and representing a payout ratio of 50%. Dividend payout: 23 August 2024
Unlike UOB and OCBC, the management of DBS declares a dividend payout to the shareholders on a quarterly basis. Similar to the first quarter, a payout of 54.0 cents/share was declared for the 2nd quarter. Hence, for the 1st half of the year, a total payout of $1.08/share was declared – a 20.0% improvement from its payout of 90.0 cents/share last year. Dividend payout: 26 August 2024
Let's hope Maybank, CIMB and BIMB can beats the 3 Singaporean Princess!
Meow Meow Meow
2024-08-11 22:30
Today Mabel unload from 2.66 to 2.68 and retain another 60 %...
Thank you BIMB
Meow
2024-08-12 16:53
BANK ISLAM RECORDS NET PROFIT OF RM266.3 MILLION FOR 1H2024
HIGHLIGHTS
• The Group’s Net Profit increased by 4.8% year-on-year (y-o-y) to register at RM266.3
million.
• Total Assets grew by 6.4% y-o-y to RM93.0 billion.
• Net allowance for impairment on financing and advances decreased by 37.3% to
RM77.5 million.
• Gross impaired financing and financing credit cost ratios stood lower at 0.92% and
0.23%, respectively, reflecting commendable asset quality.
• Strong customer deposits and investment account growth y-o-y, with healthy
CASATIA composition at 37.0%.
• Robust capital position with a Total Capital Ratio of 19.4%.
2024-08-26 13:44
QR too good to go up?
It is OK..
12c f
Dividend declares in Nov will cross $3
2024-08-26 20:43
#pang72 Meow meow possible..
I believe in you for BIMB..
22/08/2024 3:31 PM
Cheers Pang72!
Welcome to BIMB!
Today Mabel add another batch at RM 2.63 and another batch at RM 2.60...
To RM 3 with Loves!
Meow Meow Meow
2024-08-27 15:45
Bank Islams 2Q24 results were below expectations, and we lower our FY24-26E earnings by 5% respectively. We maintain a HOLD call and roll forward valuations to FY25 on an unchanged PBV of 0.8x (FY25E ROE: 7.9%). Our TP of MYR2.75 is maintained.
Source: Maybank
2024-08-27 17:08
Second quarter 2024 earnings released: EPS: RM0.061 (vs RM0.06 in 2Q 2023)
Second quarter 2024 results:
EPS: RM0.061 (up from RM0.06 in 2Q 2023).
Revenue: RM590.2m (up 8.4% from 2Q 2023).
Net income: RM137.2m (flat on 2Q 2023).
Profit margin: 23% (down from 25% in 2Q 2023). The decrease in margin was driven by higher expenses.
Revenue is forecast to grow 7.0% p.a. on average during the next 3 years, compared to a 7.0% growth forecast for the Banks industry in Malaysia.
Today BIMB climbs 2.69 %
To Our Success !
Meow
2024-08-28 13:04
Yesterday was Bank Islam, Maybank just released their Result
MAYBANK 2nd Quarter 2024
1. Maybank 2nd Quarter 2024 net profit increased 8.2% to RM2.53 billion. This is due to lower provisions and tax expenses.
2. According to its filing with Bursa, Maybank maintains its target to achieve return-on-equity (ROE) of 11% for FY2024.
3. The company announced a dividend of 29 sen per share similar to the level announced last year.
Next is CIMB
Yum Yum
2024-08-28 18:04
Two days ago put buy order at RM2.56. Didn't realize my order was done until I checked my account today.
2024-08-30 18:36
Diversifying across several banks is a smart approach, especially when focusing on dividend yields. This strategy can help spread risk and take advantage of the strengths of different institutions. Here are the ranking of Mabel's Banks based on their latest quarterly results (Q2 2024 for most):
*Revenue*
Maybank: MYR 14.92 billion
CIMB: MYR 5.6 billion
BIMB: MYR 590.2 million
*Earnings (Net Profit)*
Maybank: MYR 5.02 billion
CIMB: MYR 1.96 billion
BIMB: MYR 137.2 million
*Dividend*
Maybank: 29 sen per share
CIMB: 27 sen per share
BIMB: 4.22 sen per share
Happy Merdeka Every One!
Meow Meow Meow
2024-08-31 00:47
Historical data shows that after the slump in September, US stocks tend to experience a relatively strong rebound in the following fourth quarter. Since 1990, the win rates for US stocks in October, November, and December have been as high as 65%, 71%, and 76%, respectively, with gains exceeding 1% in each month. This suggests that accumulating cash and buying fundamentally strong stocks during market downturns could be a viable strategy.
Generally, in a lower interest rate environment, the investment value of sectors with high dividends such as banks, utilities and consumer staples become more prominent. In the face of potential market volatility, stocks with stable dividend growth and high free cash flow yields in these sectors also have stronger defensive attributes. If their valuations are relatively low, the margin of safety will be higher. So if you expect more volatility in September than usual, it's time to sell offensive stocks and buy defensive stocks.
Cheers Everyone!
Meow
2024-09-04 00:00
It seems all Mabel's 3 Banks took a slight deep today...
So Far all 3 Banks are holding up steadily...
2024-09-12 17:45
Good News this morning. Here are the key points:
Fed Cuts Rates: The Federal Reserve cut interest rates by half a percentage point, citing increased confidence in inflation moving towards 2%.
Economic Projections: Policymakers expect further rate cuts, with the benchmark rate falling to 2.75%-3% by 2026.
Market Reactions: US stocks gained, the US dollar fell, and Treasury yields dropped following the announcement.
Labour Market Concerns: The Fed’s decision reflects concerns about a potential slowdown in the job market, despite progress on inflation.
2024-09-19 09:00
Look like Mabel's 3 Great Builders of Infrastructures, Properties and Data Centers; Gamuda, Sunway and Sime Darby Property are on it's way to hit all time high...
Soon Banks will be joining soon..
2024-09-19 10:01
This week $BIMB (5258.MY)$ has launched the second tranche of its RM5 billion sukuk wakalah program, totaling RM250 million. This additional tier-1 capital sukuk wakalah, which has a perpetual non-callable period of five years, received a long-term rating of A3 from RAM Rating Services Bhd. The funds raised from this issuance will be allocated towards financing the bank's general working capital needs and other corporate purposes.
Two years ago I subcribed to BIMB 1st Tranche RM5.82 billion sukuk wakalah to support our Islamic Bank after evaluating the Bank using Warren Buffett Economic Moat and Risk Analysis Framework using Jitta, this algorithm calculates BIBM Business Performance includes Earnings, Free Cashflows, Return on Equity, Net Profit Margin, Interest Coverage and Dividends over the last 10 years. On a Scale of 1 to 10, it gives a score of 5 which is below Buffet Business School recommendation above 7 to make a viable Business Investment.
Despite below Par rating Mabel decided to invest on the 1st Tranche Sukuk since almost all pilgrim who goes for Hajj and Umrah will use BIMB as Tabung Haji are not allow to handle banking services in Saudi Arabia (new regulation). Hence BIMB has become TH preferred bank to serve the pilgrims.
As a shareholder of BIMB, the issuance of the second tranche of its RM5 billion sukuk wakalah program can be seen as a positive development. Well Done BIMB!
2 months ago
“In the end banking is a very good business unless you do dumb things. You get your money extraordinarily cheap and you don't have to do dumb things. But periodically banks do it, and they do it as a flock, like international loans in the 80s. You don't have to be a rocket scientist when your raw material cost is less than 1.5%.”
Warren Meow Buffett
2 months ago
#sg999 Dividen coming on NOV. What is your guess mabel? 0.16?
04/10/2024 12:55 AM
It's possible sg999...
Bank Islam Malaysia Berhad (BIMB) has a consistent history of paying dividends. Here are some highlights from recent years:
2023:
Interim Dividend: 0.1259 MYR per share (yield: 5.25%)
Second Interim Dividend: 0.0422 MYR per share (yield: 1.76%)
2022:
Interim Dividend: 0.104 MYR per share (yield: 4.33%)
Second Interim Dividend: 0.034 MYR per share (yield: 1.42%)
2021:
Interim Dividend: 0.1093 MYR per share (yield: 4.55%)
2020:
Interim Dividend: 0.126 MYR per share (yield: 5.25%)
2019:
Interim Dividend: 0.16 MYR per share (yield: 6.67%)
BIMB has shown a strong commitment to returning value to its shareholders through regular dividend payments
When comparing Bank Islam Malaysia Berhad (BIMB) to other banks in terms of dividends, here are some key points to consider:
Dividend Yield: BIMB has a relatively high dividend yield compared to many other banks in Malaysia. For instance, its recent dividend yield has been around 5-6%, which is quite attractive for dividend investors.
Consistency: BIMB has a strong track record of paying consistent dividends over the years. This consistency can be appealing to investors looking for reliable income.
Comparison with Major Banks:
Maybank (Malayan Banking Berhad): Maybank is known for its high dividend payouts, often yielding around 6-7%.
Public Bank Berhad: Public Bank typically offers a lower yield compared to Maybank and BIMB, usually around 3-4%.
CIMB Group Holdings Berhad: CIMB’s dividend yield is generally in the range of 4-5%.
Sector Performance: The overall performance of the banking sector can influence dividend payouts. Banks with strong earnings and growth prospects are more likely to maintain or increase their dividends.
Economic Conditions: Macroeconomic factors such as interest rates, inflation, and economic growth also play a significant role in determining dividend policies.
Overall, BIMB stands out for its relatively high and consistent dividend yield, making it a competitive option among Malaysian banks for dividend-focused investors.
As always trade at your own risk..
To Our Success !
Meow
2 months ago
Let see if Santa is cuming to town at the end of this year.
Yesterday, Bursa Malaysia’s FBM KLCI closed at 1,645.99 points, a 0.28% increased. Market Outlook: Bursa Malaysia is expected to rise, with the FBM KLCI index potentially surpassing 1,780 points by the end of the year.
The Malaysian ringgit is expected to strengthen against the US dollar, potentially reaching RM4.10 to RM4.20 by the end of 2024.
Meow Meow Meow
1 month ago
Dow Jones
Dow Jones Industrial Average
44,293.13
+304.14
0.69%
Nasdaq
NASDAQ Composite
19,298.76
+11.98
0.06%
1 month ago
#Ny036 When dividend will declare?
More than 12cents?
07/11/2024 12:47 AM
Just like PCHEM, Bank Islam Malaysia Berhad (BIMB) is expected to announce its quarterly results (QR) on November 28, 2024. BIMB has a strong track record of paying consistent dividends over the years. Last year Dividend Yields is 7%.
The stock remains in a sideways range but recently tested its 52-week high of MYR2.80 on increased volume. A breakout above this level would signal bullish continuation, supported by the higher lows structure that completes an ascending triangle pattern. With the recent rise in the RSI, a breakout appears imminent, potentially starting a new upcycle
To Our Success !
Meow
1 month ago
Next quarter Dividend will cum...
Third quarter 2024 earnings released: EPS: RM0.058 (vs RM0.062 in 3Q 2023)
EPS: RM0.058 (down from RM0.062 in 3Q 2023).
Revenue: RM584.4m (up 1.5% from 3Q 2023).
Net income: RM130.4m (down 7.2% from 3Q 2023).
Profit margin: 22% (down from 24% in 3Q 2023). The decrease in margin was driven by higher expenses.
Revenue is forecast to grow 7.1% p.a. on average during the next 3 years, compared to a 6.9% growth forecast for the Banks industry in Malaysia.
Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
2 weeks ago
December 4th (Malaysia Time) - $BIMB (5258.MY)$ is trading ex-dividend on December 17th, 2024.
Shareholders of record on December 18th, 2024 will receive 0.11 MYR dividend per share on January 10th, 2025. The ex-dividend date is December 17th, 2024.
1 week ago
Dividend of RM0.11 announced
Shareholders will receive a dividend of RM0.11.
Ex-date: 17th December 2024
Payment date: 10th January 2025
Dividend yield will be 5.8%, which is higher than the industry average of 5.1%.
Sustainability & Growth
Dividend is well covered by earnings (17% payout ratio) and is expected to be covered in 3 years' time (59% forecast payout ratio).
The dividend has increased by an average of 15% per year over the past 3 years and payments have been stable during that time.
EPS is expected to grow by 15% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
1 week ago
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CS Tan
4.9 / 5.0
This book is the result of the author's many years of experience and observation throughout his 26 years in the stockbroking industry. It was written for general public to learn to invest based on facts and not on fantasies or hearsay....
TheContrarian
Bought at 2.42.
2024-08-05 12:54