[RHBBANK] QoQ Cumulative Quarter Result on 31-Mar-2023 [#1]

	31/12/23	30/09/23	30/06/23	31/03/23	31/12/22	30/09/22	30/06/22	CAGR
Cumulative Result
Revenue	16,580,531	12,181,411	7,965,672	3,917,971	13,278,708	9,328,511	5,843,699	100.03%
YoY %	36.11%	52.92%	103.31%	-70.49%	42.35%	59.63%	-	-
Horiz. %	283.73%	208.45%	136.31%	67.05%	227.23%	159.63%	100.00%	-
PBT	3,753,344	2,947,590	2,068,272	1,005,182	4,170,784	2,948,642	1,909,352	56.73%
YoY %	27.34%	42.51%	105.76%	-75.90%	41.45%	54.43%	-	-
Horiz. %	196.58%	154.38%	108.32%	52.65%	218.44%	154.43%	100.00%	-
Tax	-942,845	-724,376	-495,944	-242,553	-1,458,763	-1,010,562	-672,517	25.18%
YoY %	-30.16%	-46.06%	-104.47%	83.37%	-44.35%	-50.27%	-	-
Horiz. %	140.20%	107.71%	73.74%	36.07%	216.91%	150.27%	100.00%	-
NP	2,810,499	2,223,214	1,572,328	762,629	2,712,021	1,938,080	1,236,835	72.58%
YoY %	26.42%	41.40%	106.17%	-71.88%	39.93%	56.70%	-	-
Horiz. %	227.23%	179.75%	127.13%	61.66%	219.27%	156.70%	100.00%	-
								-
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Horiz. %	-	-	-	-	-	-	-	-
NP to SH	2,806,228	2,220,317	1,570,368	761,668	2,707,688	1,935,573	1,235,095	72.57%
YoY %	26.39%	41.39%	106.17%	-71.87%	39.89%	56.71%	-	-
Horiz. %	227.21%	179.77%	127.15%	61.67%	219.23%	156.71%	100.00%	-
								-
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Horiz. %	-	-	-	-	-	-	-	-
Tax Rate	25.12%	24.58%	23.98%	24.13%	34.98%	34.27%	35.22%	-
YoY %	2.20%	2.50%	-0.62%	-31.02%	2.07%	-2.70%	-	-
Horiz. %	71.32%	69.79%	68.09%	68.51%	99.32%	97.30%	100.00%	-
Total Cost	13,770,032	9,958,197	6,393,344	3,155,342	10,566,687	7,390,431	4,606,864	107.08%
YoY %	38.28%	55.76%	102.62%	-70.14%	42.98%	60.42%	-	-
Horiz. %	298.90%	216.16%	138.78%	68.49%	229.37%	160.42%	100.00%	-
								-
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Horiz. %	-	-	-	-	-	-	-	-
Net Worth	30,874,565	29,910,137	29,907,515	29,884,096	28,619,247	28,044,431	27,051,673	9.18%
YoY %	3.22%	0.01%	0.08%	4.42%	2.05%	3.67%	-	-
Horiz. %	114.13%	110.57%	110.56%	110.47%	105.79%	103.67%	100.00%	-

	31/12/23	30/09/23	30/06/23	31/03/23	31/12/22	30/09/22	30/06/22	CAGR
Dividend
Div	1,714,539	642,952	640,125	-	1,693,271	631,811	623,147	95.99%
YoY %	166.67%	0.44%	0.00%	-	168.00%	1.39%	-	-
Horiz. %	275.14%	103.18%	102.72%	-	271.73%	101.39%	100.00%	-
Div Payout %	61.10%	28.96%	40.76%	-	62.54%	32.64%	50.45%	-
YoY %	110.98%	-28.95%	0.00%	-	91.61%	-35.30%	-	-
Horiz. %	121.11%	57.40%	80.79%	-	123.96%	64.70%	100.00%	-

	31/12/23	30/09/23	30/06/23	31/03/23	31/12/22	30/09/22	30/06/22	CAGR
Equity
Net Worth	30,874,565	29,910,137	29,907,515	29,884,096	28,619,247	28,044,431	27,051,673	9.18%
YoY %	3.22%	0.01%	0.08%	4.42%	2.05%	3.67%	-	-
Horiz. %	114.13%	110.57%	110.56%	110.47%	105.79%	103.67%	100.00%	-
NOSH	4,286,348	4,286,348	4,286,348	4,247,373	4,247,373	4,212,077	4,212,077	1.16%
YoY %	0.00%	0.00%	0.92%	0.00%	0.84%	0.00%	-	-
Horiz. %	101.76%	101.76%	101.76%	100.84%	100.84%	100.00%	100.00%	-

	31/12/23	30/09/23	30/06/23	31/03/23	31/12/22	30/09/22	30/06/22	CAGR
Ratio Analysis
NP Margin	16.95%	18.25%	19.74%	19.46%	20.42%	20.78%	21.17%	-
YoY %	-7.12%	-7.55%	1.44%	-4.70%	-1.73%	-1.84%	-	-
Horiz. %	80.07%	86.21%	93.25%	91.92%	96.46%	98.16%	100.00%	-
ROE	9.09%	7.42%	5.25%	2.55%	9.46%	6.90%	4.57%	-
YoY %	22.51%	41.33%	105.88%	-73.04%	37.10%	50.98%	-	-
Horiz. %	198.91%	162.36%	114.88%	55.80%	207.00%	150.98%	100.00%	-

	31/12/23	30/09/23	30/06/23	31/03/23	31/12/22	30/09/22	30/06/22	CAGR
Per Share
RPS	386.82	284.19	186.66	92.24	313.68	221.47	140.67	95.91%
YoY %	36.11%	52.25%	102.36%	-70.59%	41.64%	57.44%	-	-
Horiz. %	274.98%	202.03%	132.69%	65.57%	222.99%	157.44%	100.00%	-
EPS	65.69	52.03	36.88	17.93	64.69	46.42	29.77	69.24%
YoY %	26.25%	41.08%	105.69%	-72.28%	39.36%	55.93%	-	-
Horiz. %	220.66%	174.77%	123.88%	60.23%	217.30%	155.93%	100.00%	-
DPS	40.00	15.00	15.00	0.00	40.00	15.00	15.00	91.95%
YoY %	166.67%	0.00%	0.00%	0.00%	166.67%	0.00%	-	-
Horiz. %	266.67%	100.00%	100.00%	0.00%	266.67%	100.00%	100.00%	-
NAPS	7.203	6.978	7.0082	7.0359	6.7607	6.6581	6.5117	6.93%
YoY %	3.22%	-0.43%	-0.39%	4.07%	1.54%	2.25%	-	-
Horiz. %	110.62%	107.16%	107.62%	108.05%	103.82%	102.25%	100.00%	-

	31/12/23	30/09/23	30/06/23	31/03/23	31/12/22	30/09/22	30/06/22	CAGR
Adjusted Per Share Value based on latest NOSH - 4,247,373
RPS	380.29	279.39	182.70	89.86	304.56	213.96	134.03	100.04%
YoY %	36.11%	52.92%	103.32%	-70.50%	42.34%	59.64%	-	-
Horiz. %	283.73%	208.45%	136.31%	67.04%	227.23%	159.64%	100.00%	-
EPS	64.36	50.93	36.02	17.47	62.10	44.39	28.33	72.55%
YoY %	26.37%	41.39%	106.18%	-71.87%	39.90%	56.69%	-	-
Horiz. %	227.18%	179.77%	127.14%	61.67%	219.20%	156.69%	100.00%	-
DPS	39.32	14.75	14.68	0.00	38.84	14.49	14.29	95.99%
YoY %	166.58%	0.48%	0.00%	0.00%	168.05%	1.40%	-	-
Horiz. %	275.16%	103.22%	102.73%	0.00%	271.80%	101.40%	100.00%	-
NAPS	7.0814	6.8602	6.8596	6.8542	6.5641	6.4322	6.2045	9.18%
YoY %	3.22%	0.01%	0.08%	4.42%	2.05%	3.67%	-	-
Horiz. %	114.13%	110.57%	110.56%	110.47%	105.80%	103.67%	100.00%	-

	31/12/23	30/09/23	30/06/23	31/03/23	31/12/22	30/09/22	30/06/22	CAGR
Price Multiplier on Financial Quarter End Date
Date	29/12/23	29/09/23	30/06/23	31/03/23	30/12/22	30/09/22	30/06/22	-
Price	5.45	5.43	5.43	5.58	5.79	5.56	5.73	-
P/RPS	1.41	1.91	2.91	6.05	1.85	2.51	4.07	-50.57%
YoY %	-26.18%	-34.36%	-51.90%	227.03%	-26.29%	-38.33%	-	-
Horiz. %	34.64%	46.93%	71.50%	148.65%	45.45%	61.67%	100.00%	-
P/EPS	8.32	10.48	14.76	31.12	9.05	12.10	19.27	-42.78%
YoY %	-20.61%	-29.00%	-52.57%	243.87%	-25.21%	-37.21%	-	-
Horiz. %	43.18%	54.39%	76.60%	161.49%	46.96%	62.79%	100.00%	-
EY	12.01	9.54	6.78	3.21	11.05	8.26	5.19	74.68%
YoY %	25.89%	40.71%	111.21%	-70.95%	33.78%	59.15%	-	-
Horiz. %	231.41%	183.82%	130.64%	61.85%	212.91%	159.15%	100.00%	-
DY	7.34	2.76	2.76	0.00	6.91	2.70	2.62	98.35%
YoY %	165.94%	0.00%	0.00%	0.00%	155.93%	3.05%	-	-
Horiz. %	280.15%	105.34%	105.34%	0.00%	263.74%	103.05%	100.00%	-
P/NAPS	0.76	0.78	0.77	0.79	0.86	0.84	0.88	-9.28%
YoY %	-2.56%	1.30%	-2.53%	-8.14%	2.38%	-4.55%	-	-
Horiz. %	86.36%	88.64%	87.50%	89.77%	97.73%	95.45%	100.00%	-

	31/12/23	30/09/23	30/06/23	31/03/23	31/12/22	30/09/22	30/06/22	CAGR
Price Multiplier on Announcement Date
Date	27/02/24	27/11/23	29/08/23	26/05/23	27/02/23	29/11/22	29/08/22	-
Price	5.68	5.57	5.70	5.45	5.60	5.67	5.81	-
P/RPS	1.47	1.96	3.05	5.91	1.79	2.56	4.13	-49.68%
YoY %	-25.00%	-35.74%	-48.39%	230.17%	-30.08%	-38.01%	-	-
Horiz. %	35.59%	47.46%	73.85%	143.10%	43.34%	61.99%	100.00%	-
P/EPS	8.68	10.75	15.49	30.39	8.75	12.34	19.54	-41.69%
YoY %	-19.26%	-30.60%	-49.03%	247.31%	-29.09%	-36.85%	-	-
Horiz. %	44.42%	55.02%	79.27%	155.53%	44.78%	63.15%	100.00%	-
EY	11.53	9.30	6.46	3.29	11.42	8.10	5.12	71.55%
YoY %	23.98%	43.96%	96.35%	-71.19%	40.99%	58.20%	-	-
Horiz. %	225.20%	181.64%	126.17%	64.26%	223.05%	158.20%	100.00%	-
DY	7.04	2.69	2.63	0.00	7.14	2.65	2.58	94.91%
YoY %	161.71%	2.28%	0.00%	0.00%	169.43%	2.71%	-	-
Horiz. %	272.87%	104.26%	101.94%	0.00%	276.74%	102.71%	100.00%	-
P/NAPS	0.79	0.80	0.81	0.77	0.83	0.85	0.89	-7.61%
YoY %	-1.25%	-1.23%	5.19%	-7.23%	-2.35%	-4.49%	-	-
Horiz. %	88.76%	89.89%	91.01%	86.52%	93.26%	95.51%	100.00%	-

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ ⃤ & YoY ⃤ figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

Discussions

Be the first to like this. Showing 0 of 0 comments

Featured Posts

MQ Trader

Introducing MY's First IPO Fund for Sophisticated Investors!

MQ Chat

New Update. Discover investment communities that resonate with your ideas

MQ Trader

M & A Value Partners IPO Equity Fund has been launched - Targeted 13% Return p.a

Latest Videos