Posted by tollebunsmith > 2021-07-08 16:57 | Report Abuse

ToTheMoon : ok.. now i understand... Let Boss Tay be himself.. we dont want to know his problems.. i think PBB is good solid bank.. deswai i hold , if next time i think no good i sell also, Good now we think same . May ur share portfolio become very good and successful.

Posted by staypositive > 2021-07-08 17:00 | Report Abuse

Not too bad despite all the negative sentiments

Posted by risingstar21 > 2021-07-08 17:02 | Report Abuse

Public Bank and Maybank getting downtrend

Due to moratorium issue or political issue?

Any idea?

Posted by EDINVESTOR > 2021-07-08 17:11 | Report Abuse

Politic.

Posted by stkoay > 2021-07-08 17:12 | Report Abuse

Posted by staypositive > Jul 8, 2021 5:00 PM | Report Abuse

Not too bad despite all the negative sentiments

______________________________________________________________________

This is why smart investor says this is the stock you can sleep peacefully owning...........:)

Posted by tollebunsmith > 2021-07-08 17:31 | Report Abuse

Try to imagine u bought Serbadk at 1.30 and owned 100k shares, today you wake up how?
My remiser had promoted to me Esceram months ago at arounf RM1, i scare.. and then it did go up.. sometimes later i check it was down to 30 plus sen ( dont remember the exact numbers, but something like this)

Posted by tollebunsmith > 2021-07-08 17:32 | Report Abuse

PBB and mBB ur wake up months later u dont get heart attack.. u may even be given reward like in August u get 25 sen DRIP and PBB gives u 6 sen dividend , per share

Posted by tollebunsmith > 2021-07-08 17:34 | Report Abuse

0.25/8.00 approximately 3 % in just 2 months away ( if had bought today) of course normal conditions

Posted by tollebunsmith > 2021-07-08 17:37 | Report Abuse

and the 0.385 received earlier that makes (0.385+0.25)/8.50 about 6% ... ok wat.. and u can capital apprieciateion samore

Posted by stkoay > 2021-07-08 17:47 | Report Abuse

Yes....correct :)

Posted by Cslee1215 > 2021-07-08 18:05 | Report Abuse

Walao, tolle, ur life is good , i wanted just like ur financial model when i retired

Posted by ToTheMoon > 2021-07-08 18:07 | Report Abuse

Think so optimistic, Malaysia is not that good. Ever since PH took over from BN, the deterioration gone worse. Now PN shitstorm isn't over and getting serious. Foreign fund are taking out from bursa to invest in their own meme stocks. Great nation like Japan, hard working productive ppl, still barely climbing out from 80s big crash. I got my 5 figures salary job to have no financial stress life. Whatever I had invested, I just expect it to beat the fixed deposit rate / inflation.
That remind me, my daily job is a lot more important than stock investing. The dividend I just gonna spend on prostitute because lock down, many prostitute jobless

Posted by risekita8 > 2021-07-08 18:19 | Report Abuse

Actually, since Azmin become the minister of industry, the problem already happen.


He in during PH and also during PN

Posted by Cslee1215 > 2021-07-08 19:00 | Report Abuse

Boring story about political party and person. Just vote during election. iNi KALI LAH.....LAGi TUKAR sampai jadi

Posted by tollebunsmith > 2021-07-08 19:12 | Report Abuse

CSLee: i am just normal only, others here are doing very much better but they keep quiet and I hope they share their wisdom, so we can learn from the sifus here.

And one more thing, just investing in msia is NOT good enough, and I am slowly venturing outside of this country. Many here has already ventured out to Singapore and US markets. And with the latest development , I will try to try small small direct invest in overseas marts. I had a friend who started overseas mart etc and he is has mads lots of money. So hope u guys venture out and start slowly and carefully branch overseas cos i feel msia mart is too inefficient but my keyword is safety and stability and sustainability will be my guide.

PS:I am on robo adviser and the returns are not too braggable and fluctuates within a range which is not to my liking. I will soon liquidate it and invest direct BUT these seems to be witholding taxes and stuff which needs to be studied first.



Do share ur success.

Thanks in advance.

Posted by bobvic96 > 2021-07-08 22:50 | Report Abuse

USA shares.

I have a few shares in the US, I sold 75% of them today (losing quite a few % over yesterday) and just kept my gold shares - which may not have been the correct decision.

Anyway, what I really wanted to point out is (in US$):

Gross dividend: 90.00
Tax: 22.51
Net dividend: 67.49
Foreign agent fee: 0.74
Nominee fee: 1.34
Net payable: 65.41

There is also the issue of the US markets opening at 21:30 in the summer and 22:30 in the winter. Not really helping to buy/sell at the best price.

Posted by SmartM > 2021-07-08 23:17 | Report Abuse

https://www.facebook.com/101072062243997/photos/a.101091605575376/109192308098639/

some thoughts on buying on the dips

Posted by tollebunsmith > 2021-07-09 08:49 | Report Abuse

bobvic96 : Thanks.. Lose about 30% the moment they declare divvy.. but possible to sell before the dividend ex date.. so as NOT to pay the witholding tax?.. like our bursa ex date before price adjustment.. is there any way to go about it?.. i heard if registered in Ireland can be about 20%.. but stiil lose.

Posted by tollebunsmith > 2021-07-09 08:52 | Report Abuse

if 10k u lose 3 k.. and capital appriaciation is not guranteed to offset, as bob has indicated that some of his tickets are not in the green. That also with the bull run, imagine if we were in a bear market ( very possible the moment changes fed policy)

Posted by tollebunsmith > 2021-07-09 08:59 | Report Abuse

SmartM: Noted with thanks, i already practised buying in batches ( or dollar cost averaging) sometimes hands itchty buy when sopose to wait).

Posted by tollebunsmith > 2021-07-09 09:04 | Report Abuse

The price now incated i have already profi from yesterday's purchase.. congrats to those who bought at 8.00/8.01/8.02

My price was 8.015

Posted by tollebunsmith > 2021-07-09 09:05 | Report Abuse

* excludes overhead charges

Posted by tollebunsmith > 2021-07-09 09:06 | Report Abuse

comparing PBB * MBB , it was a better decision to buy MBB ( my view)

Posted by tollebunsmith > 2021-07-09 09:07 | Report Abuse

ambank & cimb also doing better

Posted by tollebunsmith > 2021-07-09 09:11 | Report Abuse

Learning from yesterdays's purchases, I learned NOT to trust major sellers selling off on fears, IF I think the price is right, just buy, cant go wrong much. And do not i have stated i would buy if around RM8 when the price was at 8.20++. SO it was a planned top up. ( Later if price goes below 7.80, dont blame me, but i will top up a bit more then, AND in AUG get the 20+ sen dividend.)

Posted by bobvic96 > 2021-07-09 09:13 | Report Abuse

tollebunsmith bobvic96 : Thanks.. Lose about 30% the moment they declare divvy.. but possible to sell before the dividend ex date.. so as NOT to pay the witholding tax?

I do not see what that would change from a tax point of view. I believe the only way to avoid US tax is if you live in a country with a dual tax agreement with them - you will still end up paying tax somewhere.

One interesting point on my gold shares, last month I received two dividends, the one I listed above and, from the same company a "Return of capital" dividend of USD 140.51 which was US tax free only Foreign Agent Fee of $1.45 and Nominee Fee of $1.34 deducted. I wasn't expecting this but a pleasant surprise.

PS, I may have sold 60% of my US stocks too early.

Posted by bobvic96 > 2021-07-09 09:16 | Report Abuse

tollebunsmith The price now incated i have already profi from yesterday's purchase.. congrats to those who bought at 8.00/8.01/8.02

My price was 8.015

Well done, I was very tempted but expected the price to go down again today but, as usual, I was wrong (at least so far). My advice is to do the opposite of what I do. My average is 8.17 up from below 8.00 when I increased my holding last month by a factor of 5 (still a modest number).

Posted by tollebunsmith > 2021-07-09 09:31 | Report Abuse

bob: u are doing ok.. no worries, opportunity always knocks a few times,, now it is going back down,

Posted by tollebunsmith > 2021-07-09 09:54 | Report Abuse

bob: thanks for sharing, really appreciate ur views, but what is exactly "gold share"

Posted by bobvic96 > 2021-07-09 10:02 | Report Abuse

Barrick Gold. https://www.marketbeat.com/stocks/NYSE/GOLD/dividend/

I bought gold and silver shares in a few different companies years ago - and forgot about them when gold tanked and I stopped messing with the stockmarket. Last year I found them again to find they had doubled in value, but nowhere near the returns had I invested in S&P 500 ETF.

When Buffet bought into Barrick, I sold my previous gold shares and also bought Barrick as the dividend is better.

Posted by Jaya26 > 2021-07-09 10:17 | Report Abuse

Don’t worry about this share
Just sit and wait till the next qtr results come out
It will be good

Posted by shybutter > 2021-07-09 10:19 | Report Abuse

Another counter to be in my list for observations today

Posted by staypositive > 2021-07-09 10:55 | Report Abuse

Congrats to those who stay strong to own conviction and understanding of the value of the stock

Posted by Cslee1215 > 2021-07-09 11:19 | Report Abuse

More covid case today? Anyone?

Posted by tollebunsmith > 2021-07-09 11:25 | Report Abuse

bob: noted... good acumen there on gold & right strategy too. Envy you. Just curious, it was is USD right? What % loss/gain would u attribute to currency? Simple calc is enough.

Posted by risekita8 > 2021-07-09 11:30 | Report Abuse

MBB still got value on its brand

Posted by staypositive > Jul 9, 2021 10:55 AM | Report Abuse

Congrats to those who stay strong to own conviction and understanding of the value of the stock

Posted by siaokar > 2021-07-09 11:32 | Report Abuse

what value? more like still got tongkat to survive diu

Posted by bobvic96 > 2021-07-09 11:39 | Report Abuse

tollebunsmith bob: noted... good acumen there on gold & right strategy too. Envy you. Just curious, it was is USD right? What % loss/gain would u attribute to currency? Simple calc is enough.

In those days I was paid in US$ so no conversion as yet but it should only be a few %.

Posted by tollebunsmith > 2021-07-09 12:32 | Report Abuse

no matter what shares u own, like to share this for perspective;

If u own 1000 shares very 1 sen u gain RM10

If u own 10,000 shares very 1 sen u gain RM100

If u own 100,000 shares very 1 sen u gain RM1000

If u own 1.000,000 mil shares, every 1 sen gain....u probably gain RM0,

because u are probably a fund manager and the profit doesnt belong to u and wont be credited into ur personal account like ours do!!!

LOL

*excludes overheads

Posted by stkoay > 2021-07-09 12:33 | Report Abuse

Today, up till now, the numbawan perform better than the numbatu...

....may be tolle need to consider to convert all his numbatu to numbawan :)

Posted by JJFinn > 2021-07-09 13:11 | Report Abuse

Hello everyone, new in here. people tell me MBB is good dividend stock. Learn quite a bit from this forum in MBB.

Posted by bobvic96 > 2021-07-09 14:13 | Report Abuse

JJFinn Hello everyone, new in here. people tell me MBB is good dividend stock. Learn quite a bit from this forum in MBB.

Maybank is one of the best on Bursa.

Do a bit of research comparing different companies dividend and share price. Make sure the dividend is consistent and preferably going up.

Create a spreadsheet and calculate how many dividend cents you get per ringgit invested. I calculate the average and median dividends over, say, 5 years to give an idea of what you may get - those with more brains may do better statistical analysis.

Put your results in a table and sort on the dividend cents per ringgit. Obviously you may have to consider downturns, etc. such as Ambank's 1MDB fiasco (which really annoys me).

I also run a "prediction" over 5-10 years to see what the benefits of dividend reinvestment achieves - very simple as you have to make assumptions on share price and dividend. One thing that stands out in this is that inflation of the share price is very detrimental to the returns unless dividend goes up accordingly.

You will see the lower you can average your share buying price the better the %age dividend returns.

The advantage of Maybank is it is 'blue chip' and long term you may get the benefit of a share price increase.

As everyone says, do your own research and this is not a buy or sell call.

Posted by JJFinn > 2021-07-09 15:45 | Report Abuse

Thank bobvic96 for the advise

Posted by Cslee1215 > 2021-07-09 15:46 | Report Abuse

Tolle, ur under cat. 4? Except ur not fund manager

Posted by Cslee1215 > 2021-07-09 15:49 | Report Abuse

Anyone up for rhb here? Targeting few block this year but hasnt get any yet. Pls share

Posted by hanna20 > 2021-07-09 15:51 | Report Abuse

Steady increase today for Maybank too.

Bursa seem more steady than yesterday

Posted by tollebunsmith > 2021-07-09 16:24 | Report Abuse

cslee: sorry to dissapoint you, my bursa target only at 10% of my planned total holdings of bursa. Long way to go. Not even pne counter fully loaded closest is MBB which is only 80% .. and PBB only 40%. i dont own much

Posted by kami82 > 2021-07-09 16:25 | Report Abuse

Nice to close at 8.11 today

Good indication

Posted by tollebunsmith > 2021-07-09 16:25 | Report Abuse

Hana: cos political turmoil seems a bit better today.. if thieves raided the party.. well we will have 2mdb lolz

Posted by EL_Torro_118 > 2021-07-09 16:26 | Report Abuse

In at own risk pidm no help stocks.