Posted by KylieTan > 2023-03-24 17:21 | Report Abuse

Prepare to average down when it has gone below RM3.90

Posted by masterus > 2023-03-24 17:59 | Report Abuse

PIMCO lost $340 mln with Credit Suisse AT1 bonds write-off - source

Posted by masterus > 2023-03-24 18:33 | Report Abuse

Deutsche Bank and UBS shares hit as banking fears keep tight grip

Posted by 1invest1 > 2023-03-24 19:14 | Report Abuse

Fed fails to tame inflation,
maybe raises rates 3 (max) more times.
Hold high some time then only drop 2024.
US, world biggest mkt, affects local mkt.
When US sneezes, we get pneumonia.
Contagion stk mkt effect is serious.
If drop VERY LOW, oppo to buy.

Posted by DickyMe > 2023-03-24 19:19 | Report Abuse

FED should raise rates to 10% to control inflation.

Posted by Sharefisher > 2023-03-24 20:22 | Report Abuse

Buy batch by batch now if you have holding power.......

Posted by Income > 2023-03-24 22:33 | Report Abuse

Walao, grandpa stock also dropped.

Posted by Income > 2023-03-24 22:42 | Report Abuse

10% interest rates… all default car loans, housing loans, credit cards loans, personal loans, ah long loans, cooperative loans, business loans, government loans and all types of loans defaulted???
Scary looking
Posted by DickyMe > 3 hours ago | Report Abuse

FED should raise rates to 10% to control inflation.

Posted by Income > 2023-03-25 08:05 | Report Abuse

All loans interest rates will go up in tandem with Fed raising interest rates…
Now just wait and put money in bank FD. Earn interests.

See Grandpa also need to work harder to find new clients who want to loan from grandpa.

I think grandpa jobs are getting harder and harder as interest rates rise. Aduhhh.
Blink Blink

Posted by Income > 2023-03-25 08:06 | Report Abuse

I think that’s why Grandpa price dropped. Betulkah… Blink Blink.

Posted by Income > 2023-03-25 08:20 | Report Abuse

B40 wants to get loan from bank but bank doesn’t want because of poor credit scores.
Whereas Banks want to loan to higher credit scores M40 and T20 but these 2 groups don’t want to get loans with higher and higher interest rates.
Last last Banks are stressed out in high interest rates landscape.
Welcome to Grandpa world.
Not easy… Aduiii. Blink Blink

Posted by Income > 2023-03-25 08:25 | Report Abuse

That’s why bank run in US and European.
If msia bank runs… Bursa will kaput faster than US banks???

Posted by searchingmoney > 2023-03-25 10:31 | Report Abuse

Deutsche Bank leads sell-off in European bank shares
https://www.theguardian.com/business/2023/mar/24/european-bank-shares-fall-as-market-jitters-return-deutsche-bank-ubs-ftse-100

Posted by Income > 2023-03-25 14:05 | Report Abuse

higher interest rates. Blink Blink

Posted by EDwarrior > 2023-03-25 14:48 | Report Abuse

Continue to buy... don't worry

Posted by chowwei > 2023-03-25 20:24 | Report Abuse

Next Resistance 3.82 Coming Soon

Posted by alenac > 2023-03-26 09:01 | Report Abuse

Going forward the focus will be less on banks and more on highly geared companies likely to go bankrupt with high-interest rates. Hopefully, funds will move to Asean countries.

More evidence is found in factor models, where money managers are avoiding companies with high levels of leverage and equity volatility. They also are ditching shares that screen highly for dividends and buybacks, a clear sign investors expect companies to preserve cash going forward rather then blasting it out to shareholders.

Meanwhile, gold briefly traded above $2,000 as investors seek out safe harbors to weather any oncoming storm. Money market funds also attracted their largest inflows since March 2020 in the week through March 22, with more than $300 billion moving into cash over the course of the past month, according to a Bank of America note that cites EPFR Global data.
Not all about banks but more of high debts companies are at risk of losses with high-interest rates. But could external funds flow to emerging economies like ASEAN countries?
Equity market volatility is not yet near the levels seen last week, with the Cboe VIX Index trading at 23. However implied volatility for US equity indexes and ETFs remains “pretty tense,” according to McElligot, while the so-called VVIX Index, which measures volatility of volatility, showed demand for tail risk hedging.
https://www.bnnbloomberg.ca/traders-flight-to-safety-is-about-the-next-recession-not-banks-1.1900263

Posted by masterus > 2023-03-26 13:31 | Report Abuse

High interest rates mean high risk lah. Semua borrowers need to pay a heavy interest rate for their borrowings and instalment cost

Posted by masterus > 2023-03-26 13:35 | Report Abuse

Who borrowed the most, who kena hit the hardest.

Posted by masterus > 2023-03-26 13:38 | Report Abuse

Bank need to earn more profit from investment or profit from interest rate earn by borrowing money to borrowers in order to give such high deposit interest rate.

Posted by masterus > 2023-03-26 13:40 | Report Abuse

If Fed and SNB bail out such troublesome bank, they need the central bank foreign reserves to be used. Mean central bank foreign reserves down. Mean??

Posted by Income > 2023-03-27 08:49 | Report Abuse

higher interest rates. Blink Blink

Posted by Income > 2023-03-27 08:50 | Report Abuse

higher interest rates. Blink Blink
Every body scare to borrow. How?

Posted by searchingmoney > 2023-03-27 09:17 | Report Abuse

pbb & epf trade sendiri lol...

Posted by masterus > 2023-03-27 09:59 | Report Abuse

There are several key ratios that can be used to assess the safety of a bank. These ratios are used by regulators, investors, and analysts to evaluate the financial health of a bank. Some of the key ratios include:

Capital Adequacy Ratio (CAR): This ratio measures the amount of capital a bank holds as a percentage of its risk-weighted assets. A higher CAR indicates that a bank is better able to absorb losses and is therefore considered safer.

Liquidity Ratio: This ratio measures a bank's ability to meet its short-term obligations. It looks at the amount of liquid assets a bank holds, such as cash and government securities, as a percentage of its total deposits. A higher liquidity ratio indicates that a bank is better able to withstand short-term financial shocks.

Loan-to-Deposit Ratio (LDR): This ratio measures a bank's loans outstanding as a percentage of its deposits. A lower LDR indicates that a bank is lending out less of its deposits, which can be a sign of a more conservative lending strategy.
Non-Performing Loan Ratio (NPL Ratio): This ratio measures the percentage of a bank's loans that are not being repaid by borrowers. A lower NPL ratio indicates that a bank has fewer risky loans and is therefore considered safer.

Net Interest Margin (NIM): This ratio measures a bank's profitability by looking at the difference between the interest it earns on its loans and the interest it pays on its deposits. A higher NIM indicates that a bank is earning more on its assets and is therefore more profitable and potentially safer.

These ratios are just a few of the many metrics used to evaluate the safety of a bank. It's important to consider a variety of factors, including a bank's financial history, management team, and overall business strategy, when assessing its safety.

By Chat GPT

Posted by alenac > 2023-03-27 10:59 | Report Abuse

Quiet here, have to wait for a few weeks more for more bad news (if any, but many speculate still more to come) hold tight, on the banking shakeout in the states. Still, certain gurus expect the feds to increase further the interest rate as America can't control the inflation rate at the moment. Already 5% and more to go and plus risk rate of borrowings. American corporations will be badly impacted? Doomsday gurus will be making public statement soon.
For those of you staying in this country, don't you feel the prices of food are increasing almost every month, why the statistics are not reflecting the rise? So if the US is expected to have run away inflation so are we?

Posted by Income > 2023-03-27 15:03 | Report Abuse

Posted by alenac > 3 hours ago | Report Abuse

Quiet here, have to wait for a few weeks more for more bad news (if any, but many speculate still more to come) hold tight, on the banking shakeout in the states. Still, certain gurus expect the feds to increase further the interest rate as America can't control the inflation rate at the moment. Already 5% and more to go and plus risk rate of borrowings. American corporations will be badly impacted? Doomsday gurus will be making public statement soon.
For those of you staying in this country, don't you feel the prices of food are increasing almost every month, why the statistics are not reflecting the rise? So if the US is expected to have run away inflation so are we?

——-
Not food rising… because gov Menu Rahmah is very successful until people blind to food rising prices. Blink Blink

Posted by linges > 2023-03-27 16:10 | Report Abuse

3.88 wow

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2023-03-27 17:16 | Report Abuse

Has PBB price dropped into bear territory today?

Posted by Income > 2023-03-27 19:29 | Report Abuse

Not yet. Long long grandpa sailing. When you hear Tut Tut… that means price already bottom la

Posted by alenac > 2023-03-27 22:52 | Report Abuse

PBB is still steady, down a minimal margin.

Posted by alenac > 2023-03-28 00:34 | Report Abuse

PBB must be among the top holdings by US investors.

"Nearly half of the foreign non-strategic investors were from the US (43.99%), and their top three holdings were in banking counters,” the SC said."
https://www.theedgemarkets.com/node/660865

Posted by Income > 2023-03-28 06:17 | Report Abuse

Enter the Dragon…

Posted by speakup > 2023-03-28 07:35 | Report Abuse

ini kalilah
https://themalaysianreserve.com/2023/03/28/bank-shares-rebound-on-svb-sale

Posted by searchingmoney > 2023-03-28 08:52 | Report Abuse

2day up...

Posted by masterus > 2023-03-28 11:27 | Report Abuse

He said in 2014 he had deposited money amounting to 250,000 Singapore Dollars as fixed deposit at UOB Bank Miri.

Upon maturity in 2016, the amount had accumulated to approximately RM800,000 in his bank account.

“However, when I was about to withdraw the money, I was told by the bank officer that all the money in my account had disappeared.

“I was also told that 22,700 Singapore Dollars was taken out of my account without my knowledge and approval,” he said.

Following that, Dr Teo lodged a police report in Miri and copies of the report were sent to the Parliament, Bank Negara Malaysia and the Ministry of Finance.

Teo was accompanied by counsel Sam Laya, who was representing Teo’s lawyer Abun Sui.

Posted by 1invest1 > 2023-03-28 11:55 | Report Abuse

Where is the source of this info &
which is the alleged bank ?
Put money in safe, secure, strong bank, PBB.

Posted by stkoay > 2023-03-28 12:19 | Report Abuse

https://www.theedgemarkets.com/node/661043

Local retail investors bought Public Bank (RM61.4 million), RHB Bank (RM28.2 million) and Computer Forms (Malaysia) Bhd (RM26.4 million) last week.

Posted by masterus > 2023-03-28 12:19 | Report Abuse

From borneo post

Posted by masterus > 2023-03-28 12:20 | Report Abuse

The info from https://www.theborneopost.com/2023/03/27/miri-ex-mps-suit-against-bank-for-lost-money-goes-to-trial-in-august/

Posted by Income > 2023-03-28 12:51 | Report Abuse

Money kena curi by bank??? Then bank run lah

Posted by Income > 2023-03-28 12:51 | Report Abuse

Grandpa today sangat cantek

Posted by KylieTan > 2023-03-28 15:11 | Report Abuse

Then it's a good opportunity to grab bank stocks when bank run happens to local banks

Posted by stkoay > 2023-03-28 16:52 | Report Abuse

Wah...long time no see KLCI up 12....but the fanboys stock is down...haha ...lol

Posted by 1invest1 > 2023-03-28 17:21 | Report Abuse

Thanks masterus for sharing source.
When saving your hard-earned $ save via PBB.
For share investment choose PBB & MBB.

Posted by Income > 2023-03-29 07:39 | Report Abuse

Don't chase money; focus on the consistent, persistent pursuit of your potential, and the money will follow.

Posted by Income > 2023-03-29 10:46 | Report Abuse

Enemies in the bushes…

Posted by EDwarrior > 2023-03-29 20:41 | Report Abuse

Buy the dip as always.

Posted by M55555 > 2023-03-29 22:05 | Report Abuse

https://www.cnbc.com/2023/03/28/stock-market-today-live-updates.html
Dow jumps 200 points as investors bet worst of regional bank crisis is over

Posted by M55555 > 2023-03-29 22:07 | Report Abuse

Hope it doesn't move too fast , only then it allow long term retail investor to slowly collect bit by bit